Social Security Benefits of Immigrants and U.S. Born

Social Security Benefits of Immigrants and U.S. Born
Author :
Publisher :
Total Pages : 0
Release :
ISBN-10 : OCLC:1376283513
ISBN-13 :
Rating : 4/5 (13 Downloads)

Synopsis Social Security Benefits of Immigrants and U.S. Born by : Alan L. Gustman

For each year of work under the Social Security System, immigrants realize a higher benefit than U.S. born, even when their earnings are identical in all years the immigrant has been in the U.S. Two features of the social security benefit calculation are responsible for the relatively favorable treatment of immigrants: the social security benefit formula transfers benefits toward those with low lifetime covered earnings, and all years an immigrant spends outside the U.S. are treated as years of zero earnings. Immigrants with high earnings who have worked in the U.S. for only a decade or two benefit most from these procedures. If instead, earnings were averaged only over the years an immigrant resides in the U.S., and benefits were prorated based on the share of a 35 or 40 year base period spent in residence, immigrants would receive the same return on their social security taxes as U.S. born who have the same earnings in each year. For a sample from the Health and Retirement Study, a group born from 1931 to 1941, prorating reduces the social security benefits of immigrants by 7 to 15 percent. For immigrants who entered in the 1980's, the comparable reductions in benefits would be over 30 percent. It is difficult to justify the current procedures determining social security benefits for immigrants on the basis of income or wealth differences between U.S. and foreign born. Among HRS respondents, mean total wealth of immigrants is 92 percent of the mean total wealth of U.S. born, while the mean income of immigrants exceeds the mean income of U.S. born by 3 percent. But income and wealth are less evenly distributed among foreign born than U.S. born. The top quarter among foreign born have higher incomes than U.S. born and similar wealth, while the bottom quarters of foreign born have lower wealth and income than U.S. born. Depending on whether the appropriate period for calculating benefits is taken to be 35 or 40 years, prorating would reduce the present value of benefit payments to the cohort of immigrants born from 1932 to 1941 (91 percent of the HRS cohort) by $7.5 billion or $15 billion, respectively. The 1932 to 1941 cohort represents one seventh of all foreign born who are now 25 to 64. One can also ask whether, from a purely selfish financial viewpoint, if U.S. born participants would have preferred to have immigrants from the HRS cohort included in social security. The answer is yes. Despite the better deal they receive, like U.S. born participants in the HRS cohort, most immigrants in the HRS cohort will pay more in taxes than they will receive in benefits, although just barely. Taxes received from immigrants who subsequently emigrate without collecting benefits tip the balance in favor of including immigrants from the HRS cohort.

The Economic and Fiscal Consequences of Immigration

The Economic and Fiscal Consequences of Immigration
Author :
Publisher : National Academies Press
Total Pages : 643
Release :
ISBN-10 : 9780309444453
ISBN-13 : 0309444454
Rating : 4/5 (53 Downloads)

Synopsis The Economic and Fiscal Consequences of Immigration by : National Academies of Sciences, Engineering, and Medicine

The Economic and Fiscal Consequences of Immigration finds that the long-term impact of immigration on the wages and employment of native-born workers overall is very small, and that any negative impacts are most likely to be found for prior immigrants or native-born high school dropouts. First-generation immigrants are more costly to governments than are the native-born, but the second generation are among the strongest fiscal and economic contributors in the U.S. This report concludes that immigration has an overall positive impact on long-run economic growth in the U.S. More than 40 million people living in the United States were born in other countries, and almost an equal number have at least one foreign-born parent. Together, the first generation (foreign-born) and second generation (children of the foreign-born) comprise almost one in four Americans. It comes as little surprise, then, that many U.S. residents view immigration as a major policy issue facing the nation. Not only does immigration affect the environment in which everyone lives, learns, and works, but it also interacts with nearly every policy area of concern, from jobs and the economy, education, and health care, to federal, state, and local government budgets. The changing patterns of immigration and the evolving consequences for American society, institutions, and the economy continue to fuel public policy debate that plays out at the national, state, and local levels. The Economic and Fiscal Consequences of Immigration assesses the impact of dynamic immigration processes on economic and fiscal outcomes for the United States, a major destination of world population movements. This report will be a fundamental resource for policy makers and law makers at the federal, state, and local levels but extends to the general public, nongovernmental organizations, the business community, educational institutions, and the research community.

The New Americans

The New Americans
Author :
Publisher : National Academies Press
Total Pages : 449
Release :
ISBN-10 : 9780309521420
ISBN-13 : 0309521424
Rating : 4/5 (20 Downloads)

Synopsis The New Americans by : Panel on the Demographic and Economic Impacts of Immigration

This book sheds light on one of the most controversial issues of the decade. It identifies the economic gains and losses from immigration--for the nation, states, and local areas--and provides a foundation for public discussion and policymaking. Three key questions are explored: What is the influence of immigration on the overall economy, especially national and regional labor markets? What are the overall effects of immigration on federal, state, and local government budgets? What effects will immigration have on the future size and makeup of the nation's population over the next 50 years? The New Americans examines what immigrants gain by coming to the United States and what they contribute to the country, the skills of immigrants and those of native-born Americans, the experiences of immigrant women and other groups, and much more. It offers examples of how to measure the impact of immigration on government revenues and expenditures--estimating one year's fiscal impact in California, New Jersey, and the United States and projecting the long-run fiscal effects on government revenues and expenditures. Also included is background information on immigration policies and practices and data on where immigrants come from, what they do in America, and how they will change the nation's social fabric in the decades to come.

Understanding SSI (Supplemental Security Income)

Understanding SSI (Supplemental Security Income)
Author :
Publisher : DIANE Publishing
Total Pages : 65
Release :
ISBN-10 : 9780788145551
ISBN-13 : 078814555X
Rating : 4/5 (51 Downloads)

Synopsis Understanding SSI (Supplemental Security Income) by :

This publication informs advocates & others in interested agencies & organizations about supplemental security income (SSI) eligibility requirements & processes. It will assist you in helping people apply for, establish eligibility for, & continue to receive SSI benefits for as long as they remain eligible. This publication can also be used as a training manual & as a reference tool. Discusses those who are blind or disabled, living arrangements, overpayments, the appeals process, application process, eligibility requirements, SSI resources, documents you will need when you apply, work incentives, & much more.

Migration and Social Protection in Europe and Beyond (Volume 3)

Migration and Social Protection in Europe and Beyond (Volume 3)
Author :
Publisher : Springer Nature
Total Pages : 450
Release :
ISBN-10 : 9783030512378
ISBN-13 : 3030512371
Rating : 4/5 (78 Downloads)

Synopsis Migration and Social Protection in Europe and Beyond (Volume 3) by : Jean-Michel Lafleur

This third and last open access volume in the series takes the perspective of non-EU countries on immigrant social protection. By focusing on 12 of the largest sending countries to the EU, the book tackles the issue of the multiple areas of sending state intervention towards migrant populations. Two “mirroring” chapters are dedicated to each of the 12 non-EU states analysed (Argentina, China, Ecuador, India, Lebanon, Morocco, Russia, Senegal, Serbia, Switzerland, Tunisia, Turkey). One chapter focuses on access to social benefits across five core policy areas (health care, unemployment, old-age pensions, family benefits, guaranteed minimum resources) by discussing the social protection policies that non-EU countries offer to national residents, non-national residents, and non-resident nationals. The second chapter examines the role of key actors (consulates, diaspora institutions and home country ministries and agencies) through which non-EU sending countries respond to the needs of nationals abroad. The volume additionally includes two chapters focusing on the peculiar case of the United Kingdom after the Brexit referendum. Overall, this volume contributes to ongoing debates on migration and the welfare state in Europe by showing how non-EU sending states continue to play a role in third country nationals’ ability to deal with social risks. As such this book is a valuable read to researchers, policy makers, government employees and NGO’s.

Social Security and Immigrant Earnings

Social Security and Immigrant Earnings
Author :
Publisher :
Total Pages : 48
Release :
ISBN-10 : CORNELL:31924071625424
ISBN-13 :
Rating : 4/5 (24 Downloads)

Synopsis Social Security and Immigrant Earnings by : Harriet Orcutt Duleep

Immigrants and Welfare

Immigrants and Welfare
Author :
Publisher : Russell Sage Foundation
Total Pages : 244
Release :
ISBN-10 : 9781610446228
ISBN-13 : 1610446224
Rating : 4/5 (28 Downloads)

Synopsis Immigrants and Welfare by : Michael E. Fix

The lore of the immigrant who comes to the United States to take advantage of our welfare system has a long history in America's collective mythology, but it has little basis in fact. The so-called problem of immigrants on the dole was nonetheless a major concern of the 1996 welfare reform law, the impact of which is still playing out today. While legal immigrants continue to pay taxes and are eligible for the draft, welfare reform has severely limited their access to government supports in times of crisis. Edited by Michael Fix, Immigrants and Welfare rigorously assesses the welfare reform law, questions whether its immigrant provisions were ever really necessary, and examines its impact on legal immigrants' ability to integrate into American society. Immigrants and Welfare draws on fields from demography and law to developmental psychology. The first part of the volume probes the politics behind the welfare reform law, its legal underpinnings, and what it may mean for integration policy. Contributor Ron Haskins makes a case for welfare reform's ultimate success but cautions that excluding noncitizen children (future workers) from benefits today will inevitably have serious repercussions for the American economy down the road. Michael Wishnie describes the implications of the law for equal protection of immigrants under the U.S. Constitution. The second part of the book focuses on empirical research regarding immigrants' propensity to use benefits before the law passed, and immigrants' use and hardship levels afterwards. Jennifer Van Hook and Frank Bean analyze immigrants' benefit use before the law was passed in order to address the contested sociological theories that immigrants are inclined to welfare use and that it slows their assimilation. Randy Capps, Michael Fix, and Everett Henderson track trends before and after welfare reform in legal immigrants' use of the major federal benefit programs affected by the law. Leighton Ku looks specifically at trends in food stamps and Medicaid use among noncitizen children and adults and documents the declining health insurance coverage of noncitizen parents and children. Finally, Ariel Kalil and Danielle Crosby use longitudinal data from Chicago to examine the health of children in immigrant families that left welfare. Even though few states took the federal government's invitation with the 1996 welfare reform law to completely freeze legal immigrants out of the social safety net, many of the law's most far-reaching provisions remain in place and have significant implications for immigrants. Immigrants and Welfare takes a balanced look at the politics and history of immigrant access to safety-net supports and the ongoing impacts of welfare. Copublished with the Migration Policy Institute

Black Identities

Black Identities
Author :
Publisher : Harvard University Press
Total Pages : 431
Release :
ISBN-10 : 0674044940
ISBN-13 : 9780674044944
Rating : 4/5 (40 Downloads)

Synopsis Black Identities by : Mary C. WATERS

The story of West Indian immigrants to the United States is generally considered to be a great success. Mary Waters, however, tells a very different story. She finds that the values that gain first-generation immigrants initial success--a willingness to work hard, a lack of attention to racism, a desire for education, an incentive to save--are undermined by the realities of life and race relations in the United States. Contrary to long-held beliefs, Waters finds, those who resist Americanization are most likely to succeed economically, especially in the second generation.