Staticanalysisisaresearchareaaimedatdevelopingprinciplesandtoolsforv- i?cation and semantics-based manipulation of programs and high-performance implementations of programming languages. The series of Static Analysis s- posia has served as the primary venue for presentation and discussion of th- retical, practical, and application advances in the area. This volume contains the papers accepted for presentation at the 10th - ternational Static Analysis Symposium (SAS 2003),which was held June 11–13, 2003 in San Diego, California, USA. Firmly established as a leading forum in the static analysis area, SAS 2003 received 82 high-quality submissions. Each paper was carefully reviewed, being judgedaccordingtoscienti?cquality,originality,andrelevancetothesymposium topics. Following on-line discussions, the program committee met in Paris, France, ́ at the Ecole Normale Sup ́ erieure on March 15, 2003, and selected 25 papers. In addition to the contributed papers, this volume includes an invited paper by Manuel Hermenegildo (Technical University of Madrid and University of New Mexico)and the abstractof aninvited talk by KenMcMillan (Cadence Berkeley Laboratories). On behalf of the Program Committee and the General Chair, I would like to thank the authors of the submitted papers, and the external referees, who p- vided timely and signi?cant reviews. I owe special thanks to Jacques Beigbeder ́ from Ecole Normale Sup ́ erieure for managing the submission site and the dev- opers of CyberChair for the use of their software. On this occasion, SAS was sponsored by the Association for Computing - chinery(ACM) andwasheld aspartofthe FederatedComputing ResearchC- ference (FCRC 2003). I would like to thank all organizing committee members for all their tremendous work.

The present book is a collection of studies presented at the 10th International Conference on Finance and Banking which took place at Silesian University - School of Business Administration in Karviná, Czech Republic on October 19 - 20, 2005. All papers presented at the conference have been peer-reviewed and, consequently, the nine best papers that discuss issues corresponding with the book’s focus have been selected by the editors for publication in this book. In spite of the fact that the book is a collection of independent studies it represents a comprehensive and consistent work. All studies (book chapters) are tied together by common references. Through original research, the book will cover various aspects of financial and banking sectors in new EU-member countries, giving a comparison of their development to financial sectors of developed countries. Special attention is paid to prospective integration of the new EU-member countries to the European Economic and Monetary Union and the implications for national economic policies. Generally, the book we are offering gives very deep insight into the financial sector of new EU-member countries written by a very interesting group of authors. It combines young and promising economists with respected researchers living in new as well as in traditional EU countries and working in various ways with the financial sector. The book successfully pulls together theory and actual development of financial sectors in new EU-member countries. Moreover, a rich blend of applied theory and actual practice makes the book attractive for a wide spectrum of readers.

Little Dino learns that he should not bite--except for food, of course.

Ancrene Wisse or the Anchoresses Guide (Cambridge, Corpus Christi College, MS 402), written sometime roughly between 1225 and 1240, represents a revision of an earlier work, usually called the Ancrene Riwle or Anchorites' Rule, a book of religious instruction for three lay women of noble birth.

Beloved author-illustrator Liz Climo is back with a hilarious take on (reluctant) friendship that will appeal to fans of We Don't Eat Our Classmates and I Want My Hat Back! When a carefree bunny is approached by a voracious bear in the woods, Bunny has just one request: "Please don't eat me." But the bear has a never-ending list of requests, and Bunny realizes maybe Bear isn't as hungry as he'd let on...maybe he just wants his new friend's company for a while. This witty and poignant exploration of predator and prey will have children and parents alike roaring with laughter--and looking for their next meal.

Friends Bear and Hare go out and play in the snow.