If you're a Canadian investor who's feeling ripped off lately, you're not alone. Canadians pay the highest fees in the world when it comes to investments in RRSPs and other registered accounts. Is this just because Canadians are foolish, or is there something more sinister at work? Now, and for the first time, The RRSP Secret reveals many of the financial industry's most closely guarded secrets - providing the individual investor an unprecedented view into how the financial system negatively impacts the financial freedom of most Canadians. More importantly, the book outlines specifically how to defend your wealth and use a little-known strategy to create double-digit returns - the same way the banks do. You'll never hear a bank manager or financial advisor tell you about this secret strategy, and you won't read about it in the newspaper. Why? Because they'd rather continue selling you underperforming investments that increase their profits instead of making you wealthy. The financial industry is a massive marketing machine that isn't designed to make you money, and the only way you'll become financially free is if you take control of your financial future - and this is your opportunity. In The RRSP Secret, Greg Habstritt teaches you how to use the money in your RRSP, TFSA and other registered savings accounts to invest in one of the most reliable and secure investments available to you - and it's exactly the same strategy that the banks use to create profits themselves. You'll finally be empowered to turn the tables on the financial industry, and beat them at their own game. You'll learn how to invest for double-digit returns without having to take massive risks, or pay hidden fees and commissions. Stop being taken advantage of, and start making better decisions with your money. Your financial future starts now! Testimonials: " Greg Habstritt is a multi-millionaire who can show you exactly how to build massive wealth by using cutting-edge strategies and a formula for predicting markets. I teach people to learn from the best, and there's no one better than Greg!" ~ T. Harv Eker, Author of the #1 New York Times bestseller Secrets of the Millionaire Mind "I have known Greg Habstritt for several years and have always appreciated his integrity, honest approach, and willingness to ‘tell it like it is.' The concepts you'll read about have been used by wealthy Canadians for decades and now, for the first time, they're being shared in a very straightforward, step-by-step guide." ~ Don R. Campbell, President of the Real Estate Investing Network and bestselling author of Real Estate Investing In Canada 2.0 "If you need street-smart skills on how to make millions in real estate like the pros do, then stop looking! Greg Habstritt teaches his secrets on how to build massive wealth through real estate investing. Greg teaches what he does and what works, and you can take that to the bank." ~ Keith J. Cunningham, Master Teacher of Business, Keys to the Vault Business School for Entrepreneurs

Maximize the profits and minimize the costs of real estate management Rental renovations should be seen as a long-term investment, with your best asset in mind—your tenant. Knowing what renovations to undertake and how to do them will ensure that your money is well spent on renovations that will last the lifetime of the property, and ensure that your tenants want to stay. From Renos to Riches is designed to help you grow the value of your portfolio of properties by increasing cash flow through strategic renovations, decreasing expenses by saving money on maintenance by getting the job right the first time, reducing energy usage, and fostering a good and lasting relationship with your tenants. The product of the author's experience in the construction trades and as a real estate investor in residential properties, the book offers investors in rental properties insights into how to assess and estimate the cost of a renovation and to determine if it makes financial sense. The only Canadian title in the field of investing in renovations, From Renos to Riches: Helps landlords and rental property owners understand what's involved in contracting out a job; how to make sure they're hiring skilled and professional workers; keeping to a budget; going green; and which jobs you can tackle yourself Provides authoritative and credible information to help investors make wise renovation investments for maximum returns Includes real world examples to illustrate different scenarios and help investors assess the scope of a renovation project The definitive book on renovations that can be made prudently and efficiently aimed at Canadian investors, landlords, and property managers, From Renos to Riches will help you attract and keep tenants, improve cash flow, and keep maintenance to a minimum.

Canadain Real Estate Investor Financing - 7 Secrets to Getting All the Money You Want; shows you how you can start or grow any real estate portfolio with these proven and somewhat "insider techniques" revealed by "X" bankers Dalia Barsoum and Enza Venuto. Every Candian Investor will now discover: The Rules of the Investment Game ] How to Get Creative with the Rules ] Zero Down Mortgages and VTB's ] How to Finance Joint Ventures ] Private Money Sources ] Mortgages for Investors Eyes' Only ] The Million Dollar Answer

Nothing can better protect hard-earned income and help to accumulate wealth than savvy tax strategies. In this comprehensive guide, Canada's foremost tax expert, Tim Cestnick, offers 101 tips for year-round tax planning that can save Canadians from all walks of life thousands of dollars on their tax bill. It shows readers how they can best build a successful game plan that will reduce their taxes and maximize after-tax investment returns. Cestnick's simple and proven advice makes 101 Tax Secrets for Canadians an essential tool for all Canadians seeking to accumulate wealth and protect their income.

Prevent claims of negligence, gross negligence, recklessness, willful blindness or reckless disregard in respect to the publicly disclosed, traceable, verifiable, unopposed (non-repudiated) ORIGIN of goods & services identified in commerce as: FATHER OF BITCOIN® FATHER OF CRYPTO® FATHER OF BLOCKCHAIN® (not a complete list; visit MQCC® at www.mqcc.org) Official history (ORIGIN) of FATHER OF BITCOIN® trademark registered brand. OFFICIAL MANUAL OF UNITED STATES (U.S.A.) GOVERNMENT-REGISTERED Intellectual Property Rights (IPR) of MQCC® Bungay International LLC Goods & Services. Educating: Elected Officials, Policy Makers, CEO’s, Lawyers, Investees, Investor, Professors, Liability Insurance Risk Underwriters, Students, Journalists, Social Media Influencers, General Public. This authoritative textbook provides you an introductory (elementary) standard of the correct and proper, traceable, fully-attributable, unopposed, incontestable, intellectual property rights register-registered (IPR3™), ORIGIN and nature, quality, character, characteristics, purpose, function, utility of goods & services borne of non-novel (exact) conformity science, including the world's first peer-to-peer electronic finance system and subordinate peer-to-peer electronic cash system. Possess an entry level (elementary) understanding about the ORIGIN of the Anoop Bungay MQCC® BITCOIN™ brand of goods & services; directly (on a peer-to-peer (p2p) basis) from the creator himself, Anoop Bungay (with a little help from elder brother, Santosh (WIZGOD®) K. Bungay). This textbook is for you, if you are a CEO (Chief Executive Officer), elected official (legislator, policy maker), professional consultant, lawyer, investment promoter, business idea promoter, seeker of capital ($) or investor (corporate investor, venture capital investor or personal family savings investor); This authoritative MQCC® textbook serves as your consumer, government, industry and academia risk prevention resource (RPR™), in order to provide you with an ELEMENTARY STANDARD of vital primary source, scientifically-verified, regulatory-integrated, commercial-safe knowledge on matters related to the ORIGIN of goods & services borne of non-novel (exact) conformity science and marketed-in-commerce to a world-wide (global, international) audience by the world-famous, well-known, trademark source identifier: FATHER OF BITCOIN®. FATHER OF BITCOIN® identifies a wide range of goods & services including the world's one and only "utility token system service", namely, the BUNGAY INTERNATIONAL TECHNOLOGY CONFORMITY OF ORGANIZATION AND INDIVIDUAL NETWORK: BITCOIN™ brand of "utility token system service" which, since at least as early as April 9, 2005, powers PRIVATELENDER.ORG™/®, the world's one and only OFFICIAL AUTHENTIC ORIGINAL™ OAO™ "peer-to-peer electronic finance system" and subordinate "peer-to-peer electronic cash system"; designed to BOTH enable (effect) the production, transfer and trading between two parties (peer-to-peer (p2p)) without the involvement of third party intermediaries, of physical (real world) and virtual (electronic) goods & services and their token representations (in-specie (actual) title ownership or in-specie (actual) financial security) between two parties (peer-to-peer (p2p)) without the involvement of third party intermediaries AND enable (effect) payment for the goods & services to be sent between two parties (peer-to-peer (p2p)) without the involvement of third party intermediaries including regulators, banks (central, non-central; federal, non-federal) in the following formats; "in-specie" (or "in-kind" or "in-barter"), without the use of money in either a physical or non-physical basis or "in-cash" (fiat currency) between two parties (peer-to-peer (p2p)) without the involvement of third party intermediaries including lawyers, trustees, escrow agents, regulators.

Rich Dad's Guide to Investing is a guide to understanding the real earning power of money by learning some of the investing secrets of the wealthy.

April 9, 2005: Global access to the world's first commercialized "Principles of 'BlockChain'"-based Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance system-network starts here and now. While scientists may argue about what came first, the chicken or the egg; in cryptofinance, there is no doubt: the cryptomortgage (cryptoasset/cryptodebt) financial instrument developed by A. K. (Anoop) Bungay, Founder of Bungay International Inc. whose mature, "system-network" commenced commercial operations at the internet domain name www.privatelender.org® registered by Santosh Bungay on April 9, 2005; predates the experimental, alpha-stage, subordinate "Satoshi Nakamoto"-designed payment transfer (cryptocurrency) program introduced to the public on January 8, 2009, by nearly 4 years. Whose Library Should this Book be in? Complimentary (free) high-level information regarding the subject matter related to the MQCC SAFER™ Peer-to-Peer (P2P)/Private/ Crypto/Secret/Shadow Finance: Be The Bank® Series "Private Lending" program for: --> Global General Public (Interested persons) --> Prospective MQCC Customers (applicants and borrowers) --> Students (grade school/matriculation level) Is Available at the website address: PrivateLender.org®. You do not need to purchase this book in order to get an excellent understanding of the subject matter, at a high-level. And, if you, as a consumer, student or interested person desire more information, you are always able to visit www.mqcc.org and read the website for further complimentary (free) information. This book should be in your library if you are employed (or will be employed) in at least one of the following roles: >> Investors >> Lenders >> Legislators >> Regulators >> Liability Insurers >> Lawyers >> Regulated Broker >> Professional of any other discipline where you feel that this content may be of help to your understanding of this new class of knowledge and commerce. About the Book: Less than one percent (<1%) of total Canadian and global financial trade is in cryptofinancial instruments. Before you invest your hard-earned dollars. limited sovereign resources or private equity capital into a field that is not well-known (and in many cases, misunderstood), if you are a: >> Active Retail finance investor seeking zero-beta (non-public market systemic risk) investment opportunities >> Prospective borrower or capital seeker looking for investor-lender funds >> Chief Executive Officer (CEO) of a federally or non-federally regulated financial institution >> Governor of a Central Bank; or other finance sector leader, policy-maker >> Regulated professional in one of the many finance sector industry groups Take the time to invest in your knowledge by learning first-hand from the developer of the world's first regulatory-recognized, regulatory-trusted, globally-accessible cryptofinancial system-network which complies with the United Nations (UN), World Trade Organization (WTO) and Organisation for Economic Cooperation and Development (OECD) best practice. A globally accessible system-network with an Organisation for Economic Co-operation and Development (OECD)-recognized, National and International Standards-Class (NISC™) transnational private self-regulatory control system to safeguard network members and non-network users; and celebrates 14 years of successful regulatory-integrated operations on April 9, 2019. A system-network that set the defacto global standard for consumer-centric cryptofinancial systems; is successfully litigation-tested by some members of the International Council of Legal Regulators (ICLR) and serves as a proven template for individuals, organizations and countries who seek to model their own success and establish high-levels of global consumer confidence as leaders in global cryptofinancial trade, in their own right. MQCC™ Money Quality Conformity Control Organization, incorporated as MortgageQuote Canada Corp. MQCC.org™ is Global Network Administrator (GNA™) of the world's first application of the "Principles of 'BlockChain'"-in-Commerce for a Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow electronic finance systems. Developer of National and International Standards-Class (NISC™) risk-based conformity management systems, technology, services and products that meets or exceeds regulator field examination compliance standards for “higher risk and critical, complex or high value financial activities, methods and products”. ABOUT THIS BOOK: the MQCC SAFER™ (Sustainable, Accountable, Flexible-Fair-Fiduciary, Efficient, Regulated-Respectful-Realistic; SAFER™) Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Finance "Private Lending" Edition Program book will give you insight into the origins of cryptofinance; the results of over 14 years of successful operation; and factors to consider when getting involved in matters related to cryptofinance generally and "private lending" in particular. Long term organizational resilience achieved through the National, International Standards-Class (NISC™), Better, Safer & More Efficient™ brand of Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow Commerce Systems; this technical document describes the history, principles, concepts and core processes necessary to increase your investment and business market opportunities in the hidden and lucrative and technical world of "private finance", in your role as either an 'investor, lender, intermediary or borrower'. Finance Sector Industry Members: if you are a member of Top Management of a federally regulated financial institution (FRFI), provincial/state institution or public securities-reporting financial entity, learn - in confidence - the basic knowledge you need in order to properly introduce your trusting customers to the investment and borrowing opportunities found in Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow finance. Regardless of your role: student, retail investor, Chief Executive Officer, government licensed and regulated mortgage broker; understand how 14 years of successful operation of the technology neutral MQCC System-Network™ is globally recognized as the defacto standard for quality (Better, Safer and more Efficient Trade™ ) in Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow finance because of over 12 years of continuous registration to the family of National and International Quality Management Standards ISO 9001. Specifically, ISO 9000:2000, ISO 9001:2008 and the current, risk-based ISO 9001:2015. ISO 9001 is a family of consensus-based standards trusted and adopted as the National Standard in least 119 countries, including members of the Group of 20, Digital 9 and World Trade Organization (WTO). Legislators, Regulators, Legal Professionals, Consumers, Investors, Industry Members: discover how the MQCC System-Network™ instills regulatory confidence, prevents professional liability insurance claims through improved compliance using standards-based conformity systems, reduces consumer and investor risk, increase business revenues and increase investor-lender investment returns in the field of Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow finance; correctly defined as: The trade in non-bank, non-institutional, non-syndicated, non-regulated or regulatory exempt, free trading securities and related financial instruments; also known as Peer-to-Peer (P2P)/Private/Crypto/Secret/Shadow securities and related financial instruments. for the benefit of Canadian and International (in at least 119 countries): <>Consumers (Borrowers, Investors-Lenders) <>Government Regulated and Non-Regulated Credit Intermediaries <>Professional Liability Errors and Omissions Risk Insurers <>Regulators, Legislators, Policy Makers, Industry Groups and the General Public

All the information you need to manage your money wisely in one great guide Looking to expand your knowledge of money management? This all-in-one resource is the tool you need. From dealing with debt and setting financial goals to starting a small business and planning your estate, this indispensable desk reference is bursting with sound financial advice. Our Canadian financial experts offer the insight you need for making first-class money-management decisions. Setting financial goals — determine your money personality and set a financial course that works for you Getting yourself out of debt — tackle credit problems and expense issues to set yourself on the right path Buying and selling a home — get the home of your dreams for the best price and sell your house easily and profitably Understanding investing essentials — explore your options to make the most of your money Building wealth through stocks, bonds, and mutual funds — buy the most profitable investment vehicles no matter what the economic climate Planning your retirement — build your RRSPs to enjoy a comfortable retirement free from money worries Readying your estate — ensure that your estate is properly managed and safe from taxes Starting a small business — set out on an entrepreneurial adventure with everything you need to be successful "An indispensable reference guide." —Mike Gillespie, Canwest News Service Open the book and find: How to manage your money to meet your goals Budget tips to help you save more How to reduce the taxes you pay Expert tips on buying your perfect home The best investments for your personality and goals How to build a diversified portfolio The scoop on how much you'll need to retire comfortably Essential information on estate planning What you need to succeed in small business

Keeping your books in order and your taxes minimized are crucial elements for profitable real estate investing, and it’s vital for real estate investors to take an active role in their administration. 81 Financial and Tax Tips for the Canadian Real Estate Investor offers clear direction and applicable examples to unravel these often complex issues that are key to maximizing your revenue and reducing your taxes. This isn’t a guide to tax evasion or dodgy accounting. This is a guide to understanding the limitations, requirements and benefits of the Canadian system and making sure that they work for you, the investor, and not against you. Different forms of property ownership and property type bring with them variations in how they must be accounted for in your books and the taxation rules associated with them. These differences are not the responsibility of your accountant or lawyer, they’re yours. 81 Financial and Tax Tips for the Canadian Real Estate Investor is an accessible guide to tax and accounting and how these concerns intersect with your real estate investments. If you’re serious about your real estate investments, 81 Financial and Tax Tips for the Canadian Real Estate Investor is a vital resource that will help you maximize your revenue and keep more of that money in your bank account.