A User-Friendly Workbook to Making Expert Life Insurance Decisions Need help facing the constant barrage of information from competing life insurance companies? With twenty years of experience in the life insurance business, Tony Steuer delivers a practical, one-of-a-kind resource for choosing the best life insurance policy for you or your family, whether you currently have a policy or not. Step-by-step, he leads you through the process of making key life insurance decisions: 1.How much life insurance do I need? 2.What type of life insurance is right for me? 3.How might my medical and financial history affect my rates? 4.Which life insurance company should I work with? 5.How do I choose a trusted agent or advisor? 6.What policy components or riders are important to me? 7.Is my current policy living up to my expectations and needs? 8.Should I replace my current policy or supplement it? 9.What is the best way to terminate a policy? A companion to Tony's award winning book, Questions and Answers on Life Insurance, this workbook will help you avoid unnecessary pitfalls and unpleasant surprises; make informed, confident decisions; and gain the maximum benefit for your life insurance dollar.

A user-friendly guide to making expert decisions on life insurance policies.

*Amazon Bestseller in Life Insurance* A user-friendly guide to making expert decisions on life insurance policies Need help facing the constant barrage of information from competing life insurance companies? With thirty-five years of experience in the life insurance business, Tony Steuer delivers a practical, one-of-a-kind resource for anyone involved in choosing or monitoring a life insurance policy. This guide helps make a complex financial product understandable for consumers and is an essential reference, textbook, and training manual for financial advisors. Using a simple question-and-answer format, Steuer covers the essential basics and the finer points of life insurance, including how to: Differentiate between types of policies Find and evaluate a policy and company Hire a trusted agent Understand the practice of underwriting Monitor a policy’s performance With all the advice to help you avoid unnecessary pitfalls and unpleasant surprises, Steuer’s guide will help you make informed, confident decisions and gain the maximum benefit from your life insurance policy.

If you are studying for your life and health insurance licensing exam, we have the ultimate study tool for you. Life and Health Insurance License Exam Cram is a great resource to help you learn the concepts, laws, rate calculations and state and federal regulations that will be covered on the exam. You'll also receive a CD that includes a fully-customizable test engine, detailed score report and state-specific law supplement. No matter where you are taking your exam or which area you need to focus on during your studying, Life and Health Insurance License Exam Cram is your smartest way to get certified. Please note The CD-ROM and test engine is NOT Mac iOS compatible.

AN EASY-TO-FOLLOW GUIDE FOR MAKING THE BEST DISABILITY INSURANCE DECISIONS Need help understanding what disability insurance is and why it's a critical way to protect your financial future? With decades of experience in the insurance business, Tony Steuer and Maxwell Schmitz deliver a practical resource for choosing the best disability insurance policy for you, whether you currently have a policy or not. Step by step, they lead you through the process of making key disability insurance decisions and understanding important factors: 1. What income protection do I already have? 2. How much disability insurance would I qualify for? 3. How might my medical and financial history affect my rates? 4. What policy components or riders are important to me? 5. How do I choose a trusted agent or advisor and an insurance company? 6. How do I make sure that my policy continues to meet my needs? This workbook will help you avoid unnecessary pitfalls and unpleasant surprises; make informed, confident decisions; and gain the maximum protection for your insurance dollars. Tony's Questions and Answers on Life Insurance and 1The Questions and Answers on Life Insurance Workbook were winners of the Excellence in Financial Literacy Education(TM) Award from the Institute for Financial Literacy(R)

Book updated Jun 2024. Whether you are preparing for a licensing exam or seeking to deepen your understanding of the industry, this book is your indispensable resource. Life (and health) insurance are pivotal components of financial planning, providing individuals and families with security and peace of mind. Mastery of this subject not only enhances your professional credentials but also empowers you to make a meaningful impact on your clients' lives. The insurance industry is ever-evolving, shaped by regulatory changes, market dynamics, and advances in medical science. Keeping up with these changes is crucial for anyone involved in life and health insurance. This book offers a structured approach to learning, featuring a diverse array of practice questions that reflect the current standards and trends in the industry. By engaging with these questions, you will solidify your knowledge, identify areas for improvement, and build the confidence needed to excel. Each section includes a range of questions from simple definitions to complex scenarios, mimicking the difficulty of actual state licensing exams. There are explanations accompanying each answer, ensuring that you not only know the correct response but also understand the reasoning behind it. Embarking on a career in life and health insurance requires dedication, knowledge, and a commitment to ongoing learning. This book is designed to support you every step of the way, providing the tools and insights necessary to achieve your goals. By thoroughly engaging with the material, you will be well-prepared to navigate the complexities of the insurance landscape and to excel in your professional journey.

We create these self-practice test questions module (with 250+ questions) referencing both the principles/concepts as well as some state specific information currently valid in the corresponding insurance trade. Each question comes with an answer and a short explanation which aids you in seeking further study information. For purpose of exam readiness drilling, this product includes questions that have varying numbers of choices. Some have 2 while some have 5 or 6. We want to make sure these questions are tough enough to really test your readiness and draw your focus to the weak areas. You should use this product together with other study resources for the best possible exam prep coverage.