Women, and particularly poor women, have become essential cogs in the wheel of financialized capitalism. Globally, women are responsible for managing household debt, and that debt has exploded over the last decade, reaching an all-time high after the COVID-19 pandemic. Across various categories of loans, including subprime lending, microcredit policies, and consumer loans, as well as rent and utilities, women are overrepresented as clients and managers, and are being enfolded into the system. The Indebted Woman discusses the crucial yet invisible roles poor women play in making and consolidating debt and credit markets. Isabelle Guérin, Santosh Kumar, and G. Venkatasubramanian spent over two decades observing a credit market that specifically targets women in the Indian countryside of east-central Tamil Nadu. They found that paying off debts required labor, frequently involved sexual transactions, and shaped women's bodies and subjectivities. Bringing together ethnography, statistical surveys, and financial diaries, they offer for the first time a comprehensive theory for this sexual division of debt that goes far beyond the Indian case, exposing the ways capitalism transforms womanhood and how this transformation in turn fuels capitalism.

Women, and particularly those who are subaltern, have become essential cogs in the wheel of financialized capitalism. Women bear the largest share of household debt worldwide, and that debt has exploded over the last decade, reaching an all-time high after the COVID-19 pandemic. Things like subprime loans and microcredit policies both have an overrepresentation of women as clients and managers, enfolding them into the system. The Indebted Woman discusses the crucial yet invisible roles subaltern women play in making and consolidating debt and credit markets. Isabelle Guérin, Santosh Kumar and G. Venkatasubramanian spent over two decades observing a credit market that specifically targets women in the Indian countryside of east-central Tamil Nadu. They found that paying off debts frequently involved sex work or sexual transactions, making one's body available for surrogacy, and selling one's daughter or her virginity. Bringing together ethnography, statistical surveys, and financial diaries, they offer for the first time a comprehensive theory for this sexual division of debt, exposing the ways in which capitalism transforms womanhood, and how this transformation in turn fuels capitalism.

"'Indebted' takes readers into the homes of middle-class families throughout the nation to reveal the hidden consequences of student debt and the ways that financing college has transformed family life"--Amazon

Advance reviews: An incredible, unique journey down a rabbit hole of intrigue & history. Pepper's writing was captivating and thrilling, combined with her trademark for dark lyrical deliciousness, creating a perfectly braided work that screams...dark, sinful, forbidden, but also daring, alluring, and lustful. *** Please note, this is a Dark Romance. If you don't like darker topics, please don't read. It's ultimately a love story, but to find pleasure you must feel pain. You have been warned.*** "I own you. I have the piece of paper to prove it. It's undeniable and unbreakable. You belong to me until you've paid off your debts." Nila Weaver's family is indebted. Being the first born daughter, her life is forfeit to the first born son of the Hawks to pay for sins of ancestors past. The dark ages might have come and gone, but debts never leave. She has no choice in the matter. She is no longer free. Jethro Hawk receives Nila as an inheritance present on his twenty-ninth birthday. Her life is his until she's paid off a debt that's centuries old. He can do what he likes with her--nothing is out of bounds--she has to obey. There are no rules. Only payments. *Debt Inheritance is a full length book at 252 pages and ends on a cliffhanger. There are Six Books in the Series.

A broken vase isn’t all this maid owes her masters… Piper is desperate for a job, but when the temp agency assigns her to be a maid for a bunch of entitled rich men, she isn’t sure the long hours and meager pay are worth it. But a priceless, broken vase takes away any other option, and Piper suddenly finds herself far more indebted to her new employers than she ever thought possible. Now, Piper comes to find that her clumsiness is the least of her troubles. Her mysterious and dangerously tempting employers have a secret. One that they are willing to kill to keep. She already owes them her time and her pay… But will she owe them her life? keywords: paranormal romance, fantasy romance, reverse harem romance, boss employee romance, workplace romance, vampire romance, steamy romance, vampires, alpha heroes, alpha vampires, damsel in distress, mythology, love story, mystery, horror

About 1.5 million households filed bankruptcy in the last year, making bankruptcy as common as college graduation and divorce. The recession has pushed more and more families into financial collapse—with unemployment, declines in retirement wealth, and falling house values destabilizing the American middle class. Broke explores the consequences of this unprecedented growth in consumer debt and shows how excessive borrowing undermines the prosperity of middle class America. While the recession that began in mid-2007 has widened the scope of the financial pain caused by overindebtedness, the problem predated that large-scale economic meltdown. And by all indicators, consumer debt will be a defining feature of middle-class families for years to come. The staples of middle-class life—going to college, buying a house, starting a small business—carry with them more financial risk than ever before, requiring more borrowing and new riskier forms of borrowing. This book reveals the people behind the statistics, looking closely at how people get to the point of serious financial distress, the hardships of dealing with overwhelming debt, and the difficulty of righting one's financial life. In telling the stories of financial failures, this book exposes an all-too-real part of middle-class life that is often lost in the success stories that dominate the American economic narrative. Authored by experts in several disciplines, including economics, law, political science, psychology, and sociology, Broke presents analyses from an original, proprietary data set of unprecedented scope and detail, the 2007 Consumer Bankruptcy Project. Topics include class status, home ownership, educational attainment, impacts of self-employment, gender differences, economic security, and the emotional costs of bankruptcy. The book makes judicious use of illustrations to present key findings and concludes with a discussion of the implications of the data for contemporary policy debates.

Fifth Book in the New York Times Bestselling Indebted Series. “We’d won. We’d cut through the lies and treachery and promised an alliance that would free us both. But even as we won, we lost. We didn’t see what was coming. We didn’t know we had to plan a resurrection.” Nila Weaver fell in love. She gifted her entire soul to a man she believed was worthy. And in the process, she destroyed herself. Three debts paid, the fourth only days away. The Debt Inheritance has almost claimed another victim. Jethro Hawk fell in love. He let down his walls to a woman he believed was his cure. For a moment, he was free. But then he paid the ultimate price. There is no more love. Only war. Hope is dead. Now, there is only death all around them. All Books Are Full Length of 300 Pages or More. Debt Inheritance (Indebted #1) Available Now First Debt (Indebted #2) Available Now Second Debt Available Now Third Debt Available Now Fourth Debt Coming 11th Aug Final Debt (Coming) Release Date Alerts: http://eepurl.com/120b5

The Second Book in the New York Times Bestselling Dark Romance Series. (320 pages, 76,000 words) “You say I’ll never own you. If I win—you willingly give me that right. You sign not only the debt agreement, but another—one that makes me your master until your last breath is taken. You do that, and I’ll give you this.” Nila Weaver’s family is indebted. Stolen, taken, and bound not by monsters but by an agreement written over six hundred years ago, she has no way out. She belongs to Jethro as much as she denies it. Jethro Hawk’s patience is running out. His inheritance gift tests, challenges, and surprises him—and not in good ways. He hasn’t leashed her but he thinks he might’ve found a way to bind her forever. Debts are mounting. Payment waiting. There are six books in total, all full length novels. Advance Reviews: * Dark. Sexxxxxy. Incredibly hypnotic. Jethro is complex, dangerous and absolutely irresistible! --Book Bella * I've said it before and I'll say it again, Pepper Winters has an absolute gift for taking the most messed up, wicked characters and humanising them. --Rookie Romance * Pepper Winters has yet again excelled in her writing abilities and has quite literally delivered to her readers a literary masterpiece. --Hopeless Romantics Book Blog To receive automatic release date alerts please fill in: http://eepurl.com/120b5

The Last Book in the New York Times Bestselling Dark Romance Series. Where love tries to triumph and darkness continues to reign.... “I’m in love with her, but it might not be enough to stop her from becoming the latest victim of the Debt Inheritance. I know who I am now. I know what I must do. We will be together—I just hope it’s on Earth rather than in heaven.” It all comes down to this. Love versus life. Debts versus death. Who will win? There is also a BONUS BOOK called INDEBTED EPILOGUE to be read after this if you wish. A surprise release available now.