Personal Financial Planning and Money Management Insights, Advice, and Guidance. An up-to-date financial reference book for everyone! Tips, practical advice, useful worksheets, checklists, and tables guide you to a better understanding of your financial position and put you on your way to achieving personal financial goals and security. The Handy Personal Finance Answer Book offers facts for everyday life to help you save money and manage your financial life. By avoiding financial jargon, this informative tome provides financial lessons in a fun, approachable way. With answers to more than 1,000 questions on the history and institutions of finance, how to make wise decisions about personal financial issues, and common mistakes people make when managing money, this fact-filled book offers facts for everyday life that help you build a more secure future for you and your family. Questions range from simple to complex, including ... What are some basic steps to becoming financially successful? How do I balance my checkbook? What are some of the biggest mistakes that individual investors make? Why is attaining financial goals easier than we think? How much should I save for retirement? What are seven things to consider before investing? Who said, “A penny saved is a penny earned”? How can I save money on my home owner’s insurance? How do I check the accuracy of my medical bills? What are some notable tax deductions? How many undergraduates receive financial aid to attend university or colleges in America? What are some typical family budget categories? What is the concept of “paying yourself first”? How many credit cards should I have? Are debit cards a better way to go? And many, many more! Also featured are useful worksheets, checklists, and tables that guide the reader to a better understanding of his or her own financial position and on their way to achieving their personal financial goals. A bibliography and extensive index add to its usefulness. The Handy Personal Finance Answer Book takes the mystery out of money matters.

Money management is more complicated than ever - you have to deal with yo-yo'ing stock markets, rising health care and home prices, taxes, and employment. Everywhere you look, there's more to worry about. Where do you start? The 250 Personal Finance Questions Everyone Should Ask gives you the simple, straightforward answers you need to protect your finances. Written in a quick, easy, accessible style, this comprehensive handbook book takes you through twenty-five key financial categories, including: Daily Finances Building Wealth Retirement Planning for Life Events Taxes The 250 Personal Finance Questions Everyone Should Ask is the personal finance guide that will answer your immediate questions - and serve as a reference for years to come.

Bridges the gap between today's entertainment-focused “pop psychology” on television and the dry academic research that is published in journals. A primer on human behavior and psychology. The Handy Psychology Answer Book helps answer why humans do what we do through accurate scientific data presented in a lively, accessible, and engaging way. It covers the fundamentals and explains the psychology behind how people deal with money, sex, morality, family, children, aging, addiction, work, and other everyday issues. It takes a journey through the history and science of psychology and showing how psychology affects us all. Fully revised to reflect the latest scientific research—such as the current DSM-5 (Diagnostic and Statistical Manual of Mental Disorders, published by the American Psychiatric Association); the latest neurobiological theories; and the changing face of marriage—this timely reference has expanded to include information sections on the biology and evolution of emotions; technology and adolescence; bisexuality; optimism; autism; as well as a full section on the law, eyewitness testimony and police shootings. Featuring more than 1,500 answers to questions concerning how the human mind and the science of psychology really work, this fascinating guide delivers the real facts of modern psychology, along with fun factoids and thought-provoking insights into what motivates human behavior. This intriguing exploration provides insights into the current science of the mind by answering questions such as: How have other cultures addressed psychological issues? Why was Freud so focused on sex? How do twin studies help illuminate the role of genetics? How can I maintain a healthy brain? Why do some people hear voices that aren’t really there? Why do children see monsters in the closet at night? How have recent changes in technology affected adolescent development? Why does time seem to speed up as we age? Is it normal to argue during marriage? Does religion make people happier? How do we reduce social prejudice? How has morality changed over the course of history? What are the personality traits of people who succeed in their professions? Why do so many politicians get trapped in scandals? Does genetics play a role in voting behavior? Which therapies are best for which kinds of problems? How might the stress of police work affect decision-making in high stress situations? The Handy Psychology Answer Book also includes a helpful glossary of terms, complete reference sources for topics discussed, and an index. With a wide range of information suitable for everyone, this is the ideal source for anyone looking to get a better understanding of psychology. It provides clear answers on the history, basic science and latest research, and psychology behind everyday situations and at different stages in life.

This is a book for people like us, and we all know who we are. We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments. All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. Unfortunately, we also have no 401(k)s and no one matching them, no benefits package, and no one collecting our taxes until April 15th. It’s time to take stock of where you are and where you want to be. Ask yourself: Who is planning for your retirement? Who covers your expenses when clients flake out and checks are late? Who is setting money aside for your taxes? Who is responsible for your health insurance? Take a good look in the mirror: You are. The Money Book for Freelancers, Part-Timers, and the Self-Employed describes a completely new, comprehensive system for earning, spending, saving, and surviving as an independent worker. From interviews with financial experts to anecdotes from real-life freelancers, plus handy charts and graphs to help you visualize key concepts, you’ll learn about topics including: • Managing Cash Flow When the Cash Isn’t Flowing Your Way • Getting Real About What You’re Really Earning • Tools for Getting Out of Debt and Into Financial Security • Saving Consistently When You Earn Irregularly • What To Do When a Client’s Check Doesn’t Come In • Health Savings Accounts and How To Use Them • Planning for Retirement, Taxes and Dreams—All On Your Own

Navigate the law, the history, the theories, the cases, and the system! A legal primer to the practice and history of law in the United States. Every day we encounter the rules of law—from the time we decide to get married, or perhaps divorced, to making a purchase with our credit cards or dealing with bankruptcy. Let The Handy Law Answer Book help you navigate the system. You’ll learn useful advice on how to find a lawyer; what happens when you file a lawsuit or are sued by someone else; what your rights in the workplace are; and what you can expect when you have your day in court. Plus, how to read those legal citations as well as some fascinating—and quirky—legal cases. Combining practical legal tips with an exhaustive overview of the law in the United States, you’ll learn about the history of the U.S. legal system and about the personalities who shaped it. You’ll get an introduction to various laws, important cases, court opinions, and how they all might affect you. You’ll find answers to more than 800 questions, including … Where did the word tort come from? How are state court judges selected? Where did the first U.S. Supreme Court meet? How did our system of law evolve? How does one best navigate that system? How are state court judges selected? How does the law define “marriage”? What should you do if facing too much debt? What is a “wobbler”? With a wide range of information suitable for everyone, this is an ideal source for anyone looking to get a better understanding of the law. Fully illustrated, The Handy Law Answer Book also includes a helpful glossary of legal terms, a list of useful resources, an explanation of legal citations, the full text of the U.S. Constitution, and an index.

Our country and the world is changing fast, and a knowledge of history helps us understand the hows, whats, and whys of modern civilization. Fully revised and updated, this new edition of The Handy History Answer Book answers over 1,000 how-what-why questions. A concise guide to all things historical, this feast of facts and compelling stories recounts the revolutionary ideas, acts, and inventions that have changed the world from the Stone Age through the 21st century. Open the pages of this historical guide and get ready for an exciting journey. From Neanderthal Man to sports, from the Trojan War to the Arab Spring, from the Hippocratic Oath to the Internet, this is the perfect companion for history buffs of any age and a resource for learning—and brushing up on—the events, terms, and history makers. A concise guide to all things historical, this feast of facts and compelling stories recounts the revolutionary ideas, acts, and inventions that have changed the world. Beginning with a section on historical eras, this popular reference source tracks history and organizes information in 13 specific subject sections, ranging from politics and war to science and religion. It tackles exploration and settlement, technological advances, legal fireworks, financial and business events, social movements, natural and man-made disasters, medicine and disease, and art and culture. From the Stone Age to sports, from the Trojan War to the Arab Spring, and from the Hippocratic Oath to the internet, this is the perfect companion for history buffs of any age.

Worth It . . . Not Worth It? demystifies complex, real-world dilemmas and breaks the answers down into simple solutions. Credit or debit? Rent or buy a house? Buy or lease a car? Take or decline the rental car insurance? Renovate the kitchen or finish the basement? Buy stocks or mutual funds? Every day we are forced to make financial decisions, but the right answers all seem to require complicated, mind-numbing research. And who has time for homework when you're paying for a bag of Fritos at 7-11? Or filling out a payroll form on the first day of a new job? Thankfully, there's Worth It . . . Not Worth It? Organized around six basic topics-Getting Started, Shelter, Automotive, Investing, Family Matters, and Retirement-this handy book is the Swiss Army knife of personal finance.

Stan Fischler, hockey journalist since 1954 and Lester Patrick Award-winner "for contributions to hockey in the United States," covers the sport’s history, its origins, rules, players, and more! Stick handlers without helmets rushing goaltenders without masks on rinks lacking sideboards gives way to a faster game with bigger players and overtime shootouts. The National Hockey League goes from a Canadian and regional sport to one that is watched by more fans throughout North America than ever. Hockey may have changed, but its essence and appeal remain. The Handy Hockey Answer Book, written by hockey historian, broadcaster, author, and self-professed Hockey Maven, Stan Fischler, brings the game to life through exciting game action, vital stats, players, rules, and more. It traces the early spread of hockey, Lord Stanley's involvement, and the birth of the cup, then explains the rules, the equipment, strategies, and positioning, before following the ups and downs of the National Hockey League and its teams and players. From the traditions, all-time cup- and award-winners and record-breakers to the modern game, The Handy Hockey Answer Book answers more than 800 questions on the game, greats, goals, and growing popularity of hockey, including ... Where does hockey come from? What was the Stanley Cup first called? Where did the name “Patrick Division” come from and why are the Patrick brothers important? When was six-man hockey invented and who was its creator? What is a “Zamboni” and after whom was it named? What was the Gretzky Rule? How did the hockey puck develop its present shape? Which is the oldest current NHL team? Why is the term “Original Six” a misnomer? Which Hall of Famer trained on champagne? Who holds the Montreal Canadien’s franchise record for career goals? Who centered Gordie Howe and Ted Lindsey on Detroit’s legendary “Production Line.” Which team was the first to come back from being down 3-0 in a series. Who played right wing on a line with Phil Esposito for the Bruins in the late 60s and 70s? Who was the first European player to lead the league in scoring? What NHL team won and lost the Stanley Cup on the same day? Which hockey player was supposed to be “kidnapped” as part of a scheme to increase attendance at New York Rangers games? Did an NHL club ever play all its “home” games of the Stanley Cup finals on the road? Starting with a Middle Ages game resembling ice golf to the NHL's Original Six to the modern high school, college, and professional games, this is a clear, concise, and illuminating primer to the game of hockey! A glossary of terms and a bibliography for further reading round out this helpful primer on the sport.

Two established science writers and researchers distill and present the latest and most important information on anatomy and physiology in an easy-to-use, question-and-answer approach. We all have one. The human body. But do we really know all of its parts and how they work? The Handy Anatomy Answer Book is the key to unlocking this door to a wondrous world. Learn how the body heals wounds. Untangle the mysteries of eyesight. Discover how cells organize themselves into organs and other tissues. From the violent battleground that is the immune system to the hundreds of miles of muscle fibers, nerves, veins, and arteries that fill our bodies, the human is a miracle waiting to be explored. The Handy Anatomy Answer Book covers all the major body systems: integumentary (skin, hair, etc.), skeletal, muscular, nervous, sensory, endocrine, cardiovascular, lymphatic, respiratory, digestive, urinary, and reproductive, and, for good measure, adds chapters on growth and development and how science can help and augment the body. It follows the fascinating maze of organ systems and shows how much the body does routinely just to let you move, breathe, eat, and fight off disease. Fascinating trivia, along with serious facts, combine to answer over 1,200 questions about the human body, including ... Who were Hippocrates and Galen? What is Gray’s Anatomy? Do all animals need oxygen? What are the largest, smallest, and longest cells in the human body? What is the average lifespan of various cells in the human body? Does exercise increase the number of muscle cells? What is phantom limb pain? Should ear wax be removed? What does it mean to have 20/20 vision? Do identical twins have the same fingerprints? Do the hair and nails continue to grow after death? How strong is bone? Which is the only bone that does not touch another bone? What does it mean when someone is “double-jointed”? How many muscles does it take to produce a smile versus a frown? What are tendons? What is Botox? What is the effect of aging on the muscular system? What are the functions of the nervous system? What are the causes of epilepsy? How large is the brain? What is a concussion? What are the seven warning signs of Alzheimer’s disease? What is a reflex? How much sleep does an individual need? How are hormones classified? What is the difference between Type I and Type II diabetes? Do males have estrogen and females have testosterone in their respective systems? Why is blood sticky? How does exercise affect the heart? Why does blood in the veins look blue? What is an autoimmune disease? What are “swollen glands”? Why is it difficult to treat viral infections with medications? What was the earliest known vaccination? What’s the difference between an intolerance and an allergy? What is the Adam’s apple? Why is it more difficult to breathe at high altitudes? How much force does a human bite generate? Does the stomach have a memory? What is “gluten intolerance”? What are the causes of obesity? What percent of a person’s intake of water comes from drinking water? Is urine always yellow in color? What are the phases of the reproductive cycle? How do the terms zygote, embryo, and fetus differ? How does fetal blood differ form adult blood? How are PET scans used to detect and treat cancer? When was the first successful pacemaker invented? What is an artificial joint? Can humans use organs from other animals for transplants? A glossary and index are included, along with nearly 120 color illustrations, detailed medical charts and photographs help supplement the text. This handy reference helps make the language of anatomy—as well as physiology and pathology—more understandable and less intimidating. The Handy Anatomy Answer Book is an engaging look at the topic, the historic development of the science, the personalities behind the research, and the latest controversies and scientific advancements.