Have you ever wondered why some people are naturally good with money? No matter your age or your income it is your spenditude – your attitude to money – that influences your financial success. Spenditude shows you how to tackle your habits and behaviours to uncover what drives your spending and allows you to gain financial security and live the life you want. This book is not about tedious budgets, get-rich-quick schemes, or giving up your daily coffee. Instead you will learn how to improve your relationship with money so you can release your financial anxiety and walk through life feeling in control. Financial wellbeing experts Paul Gordon and Janine Robertson reveal how with small and incremental steps you can empower yourself to change your spenditude for the better. Backed by extensive research, relatable case studies and in-depth interviews, this life-changing guide will help you get on the right path to financial security. It may seem an overwhelming task to change your thinking about money, but developing sound financial habits is within reach. Behaviour is the key that unlocks better financial outcomes. This motivating and practical guide will enable you to identify the habits you need to change, establish your financial goals and learn how to develop and follow a plan best-suited for your situation. Clear, straightforward chapters relate days of the week to the decades of your life – Monday to Friday is your working life and the weekend is your retirement – to drive home the fact that life is short so don't waste time. In a world where change is constant, FOMO is prevalent, and social media’s influence is unmistakable, there has never been a better time to take stock of your spenditude and put your financial future squarely in your own hands. Spenditude will change your attitudes to money so you can benefit from the coming changes and enjoy the rest of your life.

Have you ever wondered why some people are naturally good with money? No matter your age or your income it is your spenditude – your attitude to money – that influences your financial success. Spenditude shows you how to tackle your habits and behaviours to uncover what drives your spending and allows you to gain financial security and live the life you want. This book is not about tedious budgets, get-rich-quick schemes, or giving up your daily coffee. Instead you will learn how to improve your relationship with money so you can release your financial anxiety and walk through life feeling in control. Financial wellbeing experts Paul Gordon and Janine Robertson reveal how with small and incremental steps you can empower yourself to change your spenditude for the better. Backed by extensive research, relatable case studies and in-depth interviews, this life-changing guide will help you get on the right path to financial security. It may seem an overwhelming task to change your thinking about money, but developing sound financial habits is within reach. Behaviour is the key that unlocks better financial outcomes. This motivating and practical guide will enable you to identify the habits you need to change, establish your financial goals and learn how to develop and follow a plan best-suited for your situation. Clear, straightforward chapters relate days of the week to the decades of your life – Monday to Friday is your working life and the weekend is your retirement – to drive home the fact that life is short so don't waste time. In a world where change is constant, FOMO is prevalent, and social media’s influence is unmistakable, there has never been a better time to take stock of your spenditude and put your financial future squarely in your own hands. Spenditude will change your attitudes to money so you can benefit from the coming changes and enjoy the rest of your life.

Your all-in-one guide to getting your career and finances in order — for greater clarity, happiness, and peace of mind. Studies show that if you're like the majority of young professionals, you feel dissatisfied with your job, your finances, or your overall station in life. It can seem impossible to disentangle the work stuff, the money stuff, and the personal stuff, because they're all inextricably linked. But the good news is, you don't have to go at it alone: Work Your Money, Not Your Life is your all-in-one guide to achieving both your career and financial goals so that you can get where you want to be. In his debut book, Roger Ma, an award-winning financial planner and a publisher strategist at Google, offers secrets on how you can craft a meaningful career, gain financial comfort, and achieve a greater sense of purpose. And the premise behind it all is this: money affects every part of our lives. Simply by sorting out your personal finances (and it isn't as bad as it sounds!), you can build a foundation from which you'll be able to find the right career path, visualize your desired lifestyle, and turn your dreams into a reality. You'll learn how to: Relieve yourself of the work, money, and personal stressors that keep you up at night Dispel the job myths that are preventing you from a more rewarding career Apply the fundamentals of personal finance to your unique situation, without all the confusing jargon Prioritize and balance your career and money needs through exercises and easy-to-use templates, launching yourself on the path to the life satisfaction you desire When the life you're living and the life you want to live don't match up, everything feels off balance. Where do you begin trying to connect the dots? Start with this book. Through accessible, practical advice, you'll learn the career and financial strategies you need to live the life you deserve.

'Mental illness has led to some of the worst times of my life... but it has also led to some of the most brilliant. Bad things happen, but good things can come from them. And strange as it might sound, my mental health has been vastly improved by being mentally ill.' From depression and anxiety to personality disorders, one in four of us experience mental health issues every year and, in these strange and unsettling times, more of us than ever are struggling to cope. In No Such Thing As Normal, Bryony offers sensible, practical advice, covering subjects such as sleep, addiction, worry, medication, self-image, boundary setting, therapy, learned behaviour, mindfulness and, of course - as the founder of Mental Health Mates - the power of walking and talking. She also strives to equip those in need of help with tools and information to get the best out of a poorly funded system that can be both frightening and overwhelming. The result is a lively, honest and direct guide to mental health that cuts through the Instagram-wellness bubble to talk about how each of us can feel stronger, better and just a little bit less alone.

Improve your life and your career with some powerful mindset tips for success, positivity, and strong adaptation skills. You might be in a negative spiral, productively or psychologically, stuck thinking you're just not good enough, you'll never get ahead, and the world is unfair. Or perhaps you feel pretty good about your attitude, but you know there's always room for improvement, and you're curious about what you can tweak to do better.Whatever your current position, you have the opportunity to take agency at work and in life. You can actively improve your situation because it all comes down to attitude, and your attitude is not set in stone. Even better-you don't need a million training courses or a year-long MBA to adjust it. You can improve your attitude one pep talk and one step at a time. WHAT YOU WILL FIND IN THIS BOOK:Importantly, this book is no list of things to do! You'll learn that attitude is about how others perceive you and how you perceive yourself, how It's separate from your personality and how to completely change and improve your life and career by understanding and managing better your:ConfidencePositivityGrowth-mindsetEmotional intelligenceAdaptabilityResilienceProblem solving mindsetAs a bonus the book also includes a set of tips on how to best leverage skills like managing expectations and your drive for excellence to achieve strong success in your career. It's up to you to think positive about yourself, to work on your self-improvement and motivation so to potentiate your success and happiness in life.

Buying a property isn’t easy. It’s not meant to be. It’s one of the biggest financial decisions you’ll make in your life. But it is worth it. At thirty, journalist Nicole Haddow had an unstable income, no financial plan and only credit-card debt to her name. But less than two years later she was a homeowner. In Smashed Avocado, Nicole explains the steps she took to purchase her own home, and interviews other people who have found diverse ways to enter the property market, including rentvesting, flipping, Airbnb, tiny homes and buying regionally. She shares practical tips from property experts and the acquired wisdom of a new generation of homeowners – down to the micro-details. She even thrashes it out with Bernard Salt, the man who said young people should stop splashing out on expensive brunches if they want to own their own home. Nicole’s story is inspiring and optimistic – but, most importantly, it’s realistic. The home ownership dream might look different today, but it’s still possible to make it a reality. ‘A refreshingly real, informative and thoroughly researched must-read for anyone struggling to enter the housing market’ —Lucy Feagins, The Design Files

David Koch, online entrepreneur, finance journalist and trusted Australian media personality knows a thing or two about the family finances. Father of four kids, sole breadwinner, ad a man not afraid to admit to his own odd money mistake, David has also spent hour after hour in the Sunrise studio tuning in to the way the average Australian thinks about money. He knows the extent to which we all: * spend too much on silly stuff * avoid keeping track of our expenses * get overwhelmed by the cost of raising a family * settle for less in terms of salary * do without the things that would bring a bit of pleasure to our lives * pay the banks too much in fees and interest. David is here to help. In 11 easy steps he shows us everything we need to do to: * pay less on the mortgage * put up to $14,000 extra back in the average family budget * get those finances sorted in 15 minutes a month * develop a side hustle or get a salary increase (or why not both?) * learn a little about investing for the future * tackle debt once and for all. Friendly, clear and easy to use, this is the guide you need to reset your money habits so you can learn more, worry less, breathe easier and enjoy of the fruits of your labour. This book is just the first step towards getting on top of your finances. Kochie's weekly '11 Steps' email newsletter is going to keep you on track well beyond the last page with timely tips, news and opportunities for you to keep growing your wealth. Just head to www.ymyl.com.au/11steps to get on the list.

For the first time, the Cambridge Analytica whistleblower tells the inside story of the data mining and psychological manipulation behind the election of Donald Trump and the Brexit referendum, connecting Facebook, WikiLeaks, Russian intelligence, and international hackers. “Mindf*ck demonstrates how digital influence operations, when they converged with the nasty business of politics, managed to hollow out democracies.”—The Washington Post Mindf*ck goes deep inside Cambridge Analytica’s “American operations,” which were driven by Steve Bannon’s vision to remake America and fueled by mysterious billionaire Robert Mercer’s money, as it weaponized and wielded the massive store of data it had harvested on individuals—in excess of 87 million—to disunite the United States and set Americans against each other. Bannon had long sensed that deep within America’s soul lurked an explosive tension. Cambridge Analytica had the data to prove it, and in 2016 Bannon had a presidential campaign to use as his proving ground. Christopher Wylie might have seemed an unlikely figure to be at the center of such an operation. Canadian and liberal in his politics, he was only twenty-four when he got a job with a London firm that worked with the U.K. Ministry of Defense and was charged putatively with helping to build a team of data scientists to create new tools to identify and combat radical extremism online. In short order, those same military tools were turned to political purposes, and Cambridge Analytica was born. Wylie’s decision to become a whistleblower prompted the largest data-crime investigation in history. His story is both exposé and dire warning about a sudden problem born of very new and powerful capabilities. It has not only laid bare the profound vulnerabilities—and profound carelessness—in the enormous companies that drive the attention economy, it has also exposed the profound vulnerabilities of democracy itself. What happened in 2016 was just a trial run. Ruthless actors are coming for your data, and they want to control what you think.