Blitz writes in a conversational style that even a novice investor can understand. Believe me, his ideas and strategies will set you on the road to becoming a millionaire!"-John Slatter, CFA, author of The 100 Best Stocks You Can Buy. If you're one of America's 78 million baby boomers, you've seen the Doomsday headlines, warning you that you're not saving enough to retire. Are you really headed for poverty in your retirement? Expert author Dennis Blitz says no. You may be saving enough-but you may not be saving smart enough. But you don't have to scrimp and sacrifice to save more. Instead, you need to know the most effective ways to get a better return on your investment-what really counts in wealth creation. From this book you will learn: The Nine Rules of Smart Investors; A theory to help investors measure risk; The right way to diversify; How to determine a good value stock. With the help of Save Smart, Earn More, you can retire in comfort and security-no matter what your current financial situation.

A pragmatic and simple self-help guide written by a true rags-to-riches everyman for everyone looking to improve their life I overcame crime, drugs, and poverty to make millions of dollars in a short period of time. I'm an average guy who learned how to "ask more" to "get more" out of life. The strategies and techniques I outline in this book can help you get just about anything--a better job, a new house, or a great vacation--faster and more consistently if you're willing to follow my advice.

Let The Smart Cookies show you how to eliminate debt, spend smarter, save better, and achieve financial freedom—without sacrificing your social life or your sanity! They were five dynamic young women: smart, successful—and secretly drowning in debt. Inspired by an episode of The Oprah Winfrey Show on personal finance, Andrea, Angela, Katie, Robyn, and Sandra formed a money club, together developing strategies for turning their finances around. Just one year later they had dramatically improved their financial situations—and had made major developments in their careers, relationships, and life goals to boot. Their proven recipe for success has since been featured on The Oprah Winfrey Show, MSNBC, and in the New York Daily News. How did they do it? These five women—with varied careers in marketing, public relations, social work, and TV production—joined forces to create a fun, simple, effective strategy for achieving financial success, forming a money club and supporting each other every step of the way. Now, in this extraordinary hands-on guide, the women, who soon dubbed themselves The Smart Cookies, share the secrets of their success. Weaving anecdotes from their own lives with practical, how-to advice, The Smart Cookies offer strategies that cut across the financial spectrum, whether you’re deeply in debt or just want to manage your money better. Tackling the unique financial challenges facing women today, they offer easy-to-follow advice on everything from creating a spending plan to boosting your income to starting your own money club.

An all-you-need-to-know introduction to the employer-sponsoredretirement plan that has revolutionized the way we save * Smart Ways to save with automatic payroll deductions and pretaxcontributions that let you earn more money and pay less taxes NOWand when you retire * Smart Advice on how much to contribute and what you need to knowabout your investment options, including advice on stocks, mutualfunds, and bonds * Smart Insights into retirement alternatives with the traditionalIRA and the new Roth IRA * Smart Tips on borrowing and withdrawing money from your 401(k)and IRA to buy a home or pay for college * Quick reading and easy referencing with a comprehensive index andloads of sidebars and tables Smart Guides take readers seriously. They satisfy even the mostcurious person's desire to know the essentials about any of a widerange of topics--from vitamins to mutual funds to stress relief.It's all about good reading and expert information. The choice isyours.

Asking credit card companies, banks, hospitals, schools, and other businesses for better rates and discounts works. Here’s how to do it. In this must-have money manual, personal finance expert Matt Schulz empowers you to ask 45 fiscal questions in seven key areas of life: credit and debt, healthcare, housing, shopping, travel, work, and relationships. The questions feature decision trees, success stories, potential risks, and other practical tools that skillfully guide you through the pros and cons and explain the relevant data. Every request also comes with an easy-to-follow, fill-in-the-blank script. Gain the confidence to request a lower rate on your rent or mortgage, better financing for an auto loan, a higher salary, a refund on a cancelled flight, a lower phone bill, and even a fair split for that group dinner. You are the lifeblood of every company that you pay, and you have more power over your money than you realize. Put more of it in your pocket and keep it there. Sometimes all you have to do is ask.

EARN SPEND SAVE A savvy guide to money for Canadian women Say goodbye to debt, boost your income, plan for retirement, and manage your money like a pro. From recession-proof investment strategies to taming that paper pile, Earn, Spend, Save is bursting with smart advice and real-life tips to help you save money and time. Use Chatelaine's six-month, step-by-step plan to take control of your finances and come out on top. Buying a home? Staring at a pre-nup? Looking for better returns? Putting off your taxes? Here is the perfect comprehensive road map to help you calm your money worries and reach your financial goals.

A must-have guide for bargain-hunting fashionistas looking to make a statement without sabotaging their budgets. With this easy-to-use resource, savvy shoppers can cultivate upscale, upcycled wardrobes at thrift and consignment store prices. Shoppers will learn to navigate the racks of their local consignment shop, spot name brands like Versace, Dior, and Burberry, select the best quality items, and repair secondhand clothes that need some love. Photo-filled chapters on thrifted handbags, jewelry, scarves, and other accessories show what's available and give tips for distinguishing quality items from fakes. Interviews with expert tailors, dry cleaners, shoe repair wizards, and fabric-dyeing professionals explain what makes a damaged piece of clothing worth renovating. Before-and-after photos show what can be done to refashion less-than-perfect finds.

How to make big savings on the Web, The Rough Guide to Saving and Selling Online is the essential handbook for a healthier bank balance. Discover how to make money by selling on eBay, Gumtree and Amazon, plus use the internet to shop for less, find bargains and reduce your outgoings. This recession-beating bible includes the most popular and productive websites for selling and finding cheaper products, the best price-comparison sites, and top places to hunt out freebies. Packed full of handy advice and tips from how to de-clutter and avoid online scams to how to find the cheapest local petrol, independent property advice and even get rich quick through cake baking, The Rough Guide to Saving and Selling Online will help you save and make cash online. Get savvy today.

Are you ready to transform your financial future? "Wealth Secrets" is not just another finance book — it's your blueprint to building and sustaining incredible wealth. Whether you're a seasoned investor or standing at the starting line of your financial journey, this book delivers powerful, no-nonsense strategies that cut through the fluff and focus on what really works. Inside "Wealth Secrets," you'll discover the core principles of wealth creation, from mastering your mindset to implementing game-changing financial tactics. You'll learn how to: Craft a Wealth Mindset: Break free from financial limitations and cultivate a mindset that attracts prosperity. Maximize Income Streams: Unlock the secrets to expanding your income and never depend on a single paycheck again. Invest Smartly: From stocks to real estate, get insider knowledge on how to make your money work for you, even while you sleep. Guard Your Gains: Innovative strategies to protect your wealth through smart tax planning, robust legal structures, and essential risk management. Plan for Generations: Ensure that your wealth legacy endures and benefits your loved ones long after you're gone. "Wealth Secrets" is more than just a guide — it's your personal mentor in finance, packed with actionable advice and essential wealth-building wisdom. Each chapter is designed to push you closer to your financial goals through practical knowledge and empowering insights. Don't let another day pass wishing for financial freedom. Grab "Wealth Secrets," take control of your financial destiny, and start building the life you've always dreamed of. Order now and turn your wealth into a reality!

This survival guide introduces the basics of financial literacy and money management for kids—from earning and saving money to spending and donating it—and gives readers essential skills for financial know-how. The book also explores how choices about money and finances connect to character development and social-emotional well-being. Readers will find ideas for setting money goals, delaying gratification, being thrifty, building self-esteem, giving to charity, and making socially responsible spending and donating decisions. The book includes special features such as: Fictional vignettes in a choose-your-own-adventure style, putting readers in hypothetical situations where they need to make decisions about how to manage money True success stories about real kids who made smart financial decisions Vocabulary boxes that highlight important terms “Financial tactics” boxes with helpful tools, tips, and strategies Survival Guides for Kids Helping Kids Help Themselves® Straightforward, friendly, and loaded with practical advice, the Free Spirit Survival Guides for Kids give kids the tools they need to not only survive, but thrive. With plenty of realistic examples and bright illustrations, they are accessible, encouraging, kid-friendly, and even life-changing.