There are nearly 5 million SMEs in the UK and they have a crucial role to play if the UK is to achieve export-led recovery. Only a very small number of SMEs have been helped by UK Export Finance (UKEF) with only 21 receiving help from the agency up to August 2012. UKEF services need to be better promoted both to SMEs and banks who act as the gatekeeper to the scheme. The Committee say that unless banks are prepared to take on some of the risks of lending to exporters then UKEF's programmes are 'dead in the water'. More generally, the transition from loan decisions being made by local bank managers to a centralised process driven by formulae has weakened SME access to bank finance. Local bank managers are much better placed to make informed decisions about loan applications from small local businesses. SMEs must also do more to explore alternative sources of finance to invest in export efforts including non-clearing banks, equity funding and crowd sourcing and UK Trade and Industry (UKTI) must to do more to raise awareness of these sources of alternative funding. UKTI do a good job with companies they support but awareness of UKTI is low. The Committee also consider the impact of the Bribery Act 2010 in deterring UK exporters. They say the Act has led to confusion and uncertainty and call for detailed post-legislative scrutiny of the Act

TarcherPerigee's powerful collaboration with the Napoleon Hill Foundation continues with another masterpiece from the grandfather of self-help prosperity teachings and the author of Think and Grow Rich! Are you lacking a sense of direction? Unable to chart a course for success in your life? Uneasy as to whether or not you are following the correct route to your destination? Study this guidebook for your life's journey. This book provides only time-tested advice for you to follow. In fact, Napoleon Hill created the first GPS system decades ago in the form of billboards that positioned his students on the Road to Success. What was true then is true now, and you will benefit immediately by applying his success coordinates to your life. When you have the "how to," it becomes easy to follow the signposts that deliver you to your destination right on time. Are you ready to begin? The Master Teacher Napoleon Hill awaits you. Open this book for your success itinerary and travel the footsteps he has placed on the pathway. With this book to guide you, you will not lose your way!

To take a road trip to Success, we will need a destination as well as a GPS. Success is described here as the achievement of a goal. The goals we adopt may be the result of experience, vision or desire. They crystallize our desire to get to a better place. Having picked a goal for success, how do you get there? What drives you on? Some more popular goals include amassing wealth, gaining recognition and a desire to improve the lifestyle of others. It is also interesting to note that both philosophers as well as successful travellers on this road to success tell us that the journey is the real prize, not merely arriving at the destination. So what route does your roadmap follow? Whatever route you choose, the CelebrityExperts(R) in this book can mentor your trip. They have completed this trip before, and they know where the potholes and the dead-ends are. These successful people have traits in common including creativity, risk taking, planning, perseverance and they are action-takers. Without taking action, The Road To Success is merely a mirage. So read, learn and enjoy. Safe travels A good plan, violently executed now, is better than a perfect plan next week. Gen. George S. Patton, Jr.

Star Wainwright lives in a small town in rural America. There are no tall buildings or crowded streets and very little to do other than hang out with friends. Occasionally, some savvy business owner puts an arcade game room in the city part of town which instantly becomes the local attraction for many kids. But not Star. The kid with the unusual name has little ambition other than to stay home and let his mother take care of him. His interests are playing basketball and football…at home. But something happens to this mama’s boy that turns his world around. High school. Yes, even a kid with little desire to do anything except stay home has to attend high school! The Back Road to Success is the coming-of-age story of a young man who finds his way in the world by trial and error. Star’s journey toward manhood is both humorous and painfully familiar, and his story represents the universal struggle of growing up, even when you don’t want to!

Fifty years ago, Richard L. "Dick" Nelson started his career with a small loader. He established his business in Princeton, Illinois, a small rural community with a current population of 7,600. today, he is the founder of Nelson Enterprises which includes Advanced Asphalt Company, TCI Manufacturing and Sales, Tri-Con Materials, Northwest Illinois Construction LLC, Pavement Maintenance Services, Inc., D&J Leasing and AAA Aviation LLC. Nelson Enterprises has achieved $1.5 billion in total sales, has worldwide patent recognition, employs approximately 300 people and rents 100 trucks a day during construction season. Dick is the son of Malcolm and Frances Nelson (both deceased) and was raised in Princeton with five siblings (three of whom are deceased). He is a graduate of Princeton High School and served in the Army. He and his wife, Judy, have three grown children, Leanne (Jeff) Martin, Laurie Wallace and Steve (Gina) Nelson. They also have four grandchildren, Nicole Martin, Kelsey Wallace, Colin and Audrey Nelson. Dick attributes much of his success to his "team" of talented and dedicated professionals. He has also achieved success and national awards because of his God given mechanical talent, hard work, determination and what he calls a "Bachelor of Common Sense Degree from Life University". Dick has contributed a multitude of volunteer service hours to the Princeton Park Board, United Way, Cub Scouts, Little League and St. Matthew's Church. His passion is flying. And to that end, he built his own helicopter. In honor of his 50th anniversary in business, an open house was held to recognize his "team" and business milestones. At this event, the Nelson family established an annual scholarship at Princeton High School for a senior student planning to attend a vocational school. Doug Oberhelman, CEO of Caterpillar, was also in attendance at the open house and announced that Caterpillar will match the Nelson family annual scholarship. This is a tribute to the Nelson family and Nelson Enterprises for service to the community, central Illinois and the State of Illinois.

Do you ever feel like everyone around you is succeeding, leaving you behind feeling unhappy and unsatisfied with your life? Ever wonder how some people succeed while others only dream about it? In Finding Your Road to Success, author Patrick Daniel answers your questions and reveals a step-by-step approach to building roadmaps that lead you straight to the top. Patrick demonstrates how anyone can achieve success and shares the secrets to happiness, wealth, and Ultimate success!

In 'The Young Book Agent; or, Frank Hardy's Road to Success' by Horatio Jr. Alger, readers are introduced to a compelling tale of a young protagonist's journey to achieve success through hard work and determination. Written in a straightforward and accessible literary style, the book addresses themes of perseverance, ambition, and the value of honesty in the face of challenges. Set in the late 19th century, the novel reflects the literary context of the period and resonates with themes of the American Dream and self-improvement prevalent during that time. Alger skillfully weaves a narrative that captivates readers and imparts valuable life lessons through the experiences of the character Frank Hardy. Alger, known for his uplifting and moralistic stories aimed at young readers, draws from his own experiences as a writer and educator to inspire and motivate his audience. 'The Young Book Agent' is a timeless classic that continues to offer valuable insights into the importance of perseverance and integrity in the pursuit of one's goals, making it a recommended read for anyone seeking literary inspiration and moral guidance.

Coaches and teachers alike will benefit from the research-based, classroom-tested coaching model discussed in this book. This unique look at instructional coaching as a team approach will give both coaches and teachers the tools they need to create a successful partnership and improve classroom instruction. 208pp.

Are you lacking in a sense of direction? Unable to chart a course for success in your life? Uneasy as to whether or not you are following the correct route to your destination? Study this guidebook for your life's journey. This book provides only time-tested advice for you to follow. In fact, Napoleon Hill created the first GPS system decades ago in the form of billboards that positioned his students on the Road to Success. What was true then is true now and you will benefit immediately by applying his success coordinates in your life. When you have the "how to" it becomes easy to follow the signposts that deliver you to your destination right on time. Are you ready to begin? The Master Teacher Napoleon Hill awaits you. Open this book for your success itinerary and travel the footsteps he has placed on the pathway. You will not lose your way!