Reductions of Consumer Credit Limits Based on Certain Information as to Experience Or Transactions of the Consumer

Reductions of Consumer Credit Limits Based on Certain Information as to Experience Or Transactions of the Consumer
Author :
Publisher : DIANE Publishing
Total Pages : 72
Release :
ISBN-10 : 9781437936483
ISBN-13 : 1437936482
Rating : 4/5 (83 Downloads)

Synopsis Reductions of Consumer Credit Limits Based on Certain Information as to Experience Or Transactions of the Consumer by : Barry Leonard

This is a print on demand edition of a hard to find publication. Creditors consider a variety of info. in assessing credit risk and account profitability. Concerns have been raised about the types of info. some creditors may consider when setting and adjusting credit terms on credit cards (CC) they issue. The types of info. in question relate to the use of transaction-specific details, such as the identity or location of the merchant involved in a CC transaction or the types or prices of the items purchased. This report provides info. about the practices of CC issuers in this regard. Conversations were held with CC issuers, their fed. supervisory agencies, and entities that provide account mgmt. services to issuers. The report also reflects info. gathered from a survey of card issuers and an assessment of credit record info.

Credit Cardholders' Bill of Rights Act of 2009

Credit Cardholders' Bill of Rights Act of 2009
Author :
Publisher :
Total Pages : 44
Release :
ISBN-10 : UOM:39015085441122
ISBN-13 :
Rating : 4/5 (22 Downloads)

Synopsis Credit Cardholders' Bill of Rights Act of 2009 by : United States. Congress. House. Committee on Financial Services

United States Statutes at Large

United States Statutes at Large
Author :
Publisher :
Total Pages : 1450
Release :
ISBN-10 : UCR:31210023100082
ISBN-13 :
Rating : 4/5 (82 Downloads)

Synopsis United States Statutes at Large by : United States

Volumes for 1950-19 contained treaties and international agreements issued by the Secretary of State as United States treaties and other international agreements.

Journal of the House of Representatives of the United States

Journal of the House of Representatives of the United States
Author :
Publisher :
Total Pages : 1568
Release :
ISBN-10 : HARVARD:32044116475732
ISBN-13 :
Rating : 4/5 (32 Downloads)

Synopsis Journal of the House of Representatives of the United States by : United States. Congress. House

Some vols. include supplemental journals of "such proceedings of the sessions, as, during the time they were depending, were ordered to be kept secret, and respecting which the injunction of secrecy was afterwards taken off by the order of the House".

Operation Enduring Finance

Operation Enduring Finance
Author :
Publisher : Xlibris Corporation
Total Pages : 357
Release :
ISBN-10 : 9781453537992
ISBN-13 : 1453537996
Rating : 4/5 (92 Downloads)

Synopsis Operation Enduring Finance by : Roger Lang

This book was designed with military members in mind--to protect the credit and finances of those who, in turn, so valiantly protect the world from terrorism. This book offers a multitude of letters which will help the military member repair their credit. As well, it provides a centralized resource for credit repair for the military member.

Delinquent

Delinquent
Author :
Publisher : Univ of California Press
Total Pages : 317
Release :
ISBN-10 : 9780520380363
ISBN-13 : 0520380363
Rating : 4/5 (63 Downloads)

Synopsis Delinquent by : Elena Botella

Publisher's Weekly Top 10 Fall Release in Business and Economics​ A consumer credit industry insider-turned-outsider explains how banks lure Americans deep into debt, and how to break the cycle. Delinquent takes readers on a journey from Capital One’s headquarters to street corners in Detroit, kitchen tables in Sacramento, and other places where debt affects people's everyday lives. Uncovering the true costs of consumer credit to American families in addition to the benefits, investigative journalist Elena Botella—formerly an industry insider who helped set credit policy at Capital One—reveals the underhanded and often predatory ways that banks induce American borrowers into debt they can’t pay back. Combining Botella’s insights from the banking industry, quantitative data, and research findings as well as personal stories from interviews with indebted families around the country, Delinquent provides a relatable and humane entry into understanding debt. Botella exposes the ways that bank marketing, product design, and customer management strategies exploit our common weaknesses and fantasies in how we think about money, and she also demonstrates why competition between banks has failed to make life better for Americans in debt. Delinquent asks: How can we make credit available to those who need it, responsibly and without causing harm? Looking to the future, Botella presents a thorough and incisive plan for reckoning with and reforming the industry.

Congressional Record

Congressional Record
Author :
Publisher :
Total Pages : 1462
Release :
ISBN-10 : HARVARD:32044116493040
ISBN-13 :
Rating : 4/5 (40 Downloads)

Synopsis Congressional Record by : United States. Congress

The Congressional Record is the official record of the proceedings and debates of the United States Congress. It is published daily when Congress is in session. The Congressional Record began publication in 1873. Debates for sessions prior to 1873 are recorded in The Debates and Proceedings in the Congress of the United States (1789-1824), the Register of Debates in Congress (1824-1837), and the Congressional Globe (1833-1873)

Report on the Activities of the Committee on Banking, Housing, and Urban Affairs of the United States Senate During the ... Congress Pursuant to Rule XXVI of the Standing Rules of the United States Senate

Report on the Activities of the Committee on Banking, Housing, and Urban Affairs of the United States Senate During the ... Congress Pursuant to Rule XXVI of the Standing Rules of the United States Senate
Author :
Publisher :
Total Pages : 56
Release :
ISBN-10 : UCR:31210023152380
ISBN-13 :
Rating : 4/5 (80 Downloads)

Synopsis Report on the Activities of the Committee on Banking, Housing, and Urban Affairs of the United States Senate During the ... Congress Pursuant to Rule XXVI of the Standing Rules of the United States Senate by : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs