Focusing on the theme of property and community, this study offers a new account of the origins of fifteenth-century Observant reform in the monasteries and canonries of the southern Empire. Through close readings of unpublished texts, it traces how ideas about reformed community emerged, both beyond and within the religious orders, in the era of the Council of Constance. Focusing on reform among monks and canons in Bavaria and Austria to 1450, it then shows how those ideas were applied in practice, through reforming visitation and through a devotional culture steeped in the a oenew pietya of the day. These considerations allow the Observant Movement to offer fresh perspectives on the history religious community, reform, and the church in the fifteenth century.

Over the past three decades, average household wealth in the United States has declined among all but the richest families, with a near 80 percent drop among the nation's poorest families. Although the national debate about inequality has focused on income, it is wealth—the private assets amassed and passed on within families—that provides the extra economic cushion needed to move beyond mere day-to-day survival. Assets for the Poor is the first full-scale investigation into the importance of family wealth and the need for policies to encourage asset-building among the poor. Assets for the Poor shows how institutional mechanisms designed to encourage acquisition of capital and property favor middle-class and high-income families. For example, the aggregate value of home mortgage tax deductions far outweighs the dollar amount of the subsidies provided by Section 8 rental vouchers and public housing. Banking definitions of creditworthiness largely exclude minorities, and welfare rules have made it nearly impossible for single mothers to accumulate savings, let alone stocks or real estate. Due to persistent residential segregation, even those minority families who do own homes are often denied equal access to better schools and public services. The research in this volume shows that the poor do make use of the assets they have. Cash gifts—although small in size—are frequent within families and often lead to such positive results as homebuying and debt reduction, while tangible assets such as tools and cars help increase employment prospects. Assets for the Poor examines policies such as Individual Development Account tax subsidies to reward financial savings among the poor, and more liberal credit rules to make borrowing easier and less costly. The contributors also offer thoughtful advice for bringing the poor into mainstream savings institutions and warn against developing asset building policies at the expense of existing safety net programs. Asset-building for low-income families is a powerful idea that offers hope to families searching for a way out of poverty. Assets for the Poor challenges current thinking regarding poverty reduction policies and proposes a major shift in the way we think about families and how they make a better life. A Volume in the Ford Foundation Series on Asset Building

Why has poverty in the United States been so controversial? Why do political discussions of poverty seem to continually rely on the same set of ideas? This book shows that answers to these questions can be found in the political tradition of civic republicanism that made sense in America's agricultural era but which fail to correspond with the realities of modern economic conditions. Three policy areas: homeownership for the poor, cash-aid programs, and policies to help the poor become owners of productive assets are examined, followed by Zundel's ideas for designing poverty policy for the new millennium.

Drawing on data from the Joseph Rowntree Foundation's Poverty and Social Exclusion Survey of Britain, it presents a detailed picture of the realities of home ownership at the margins and provides evidence in support of the need for radical changes in policy towards sustainable home ownership.

This is a revised edition of a seminal work on the nature of underdevelopment. It includes a new foreword and appendixes on the significance of plantations to Third World economies and the contribution that George Beckford made to Caribbean economic thought.