This comprehensive guide provides an in-depth look at the Canada Emergency Business Account (CEBA), a program essential for supporting small businesses in Canada during the COVID-19 pandemic. It covers various aspects of the program, including its origins, eligibility, loan terms, application process, and the importance of strategic repayment. CEBA Overview: The CEBA program was introduced as an emergency response to the economic impact of COVID-19, offering interest-free loans to eligible small businesses and entrepreneurs. It aimed to provide immediate financial relief and support the backbone of the Canadian economy. Eligibility and Application: The guide outlines the eligibility criteria for CEBA, emphasizing the need for businesses to have a certain level of payroll expenses and to demonstrate operational impact due to economic disruptions. The application process is mainly conducted online, and businesses must provide adequate documentation for verification. Repayment Planning: The guide stresses the importance of effective repayment planning. As the interest-free period ends, businesses need to strategize their finances to meet repayment obligations. This includes understanding the repayment schedule, interest rates post the interest-free period, and potential penalties for late payments. Loan Forgiveness and Financial Management: A key feature of the CEBA loan is partial forgiveness if certain conditions are met. The guide advises on financial management practices to maximize loan forgiveness, including budgeting, cash flow management, and seeking professional financial advice. Advocacy for Repayment Extension: The guide also discusses the role of various associations in advocating for an extension of the CEBA repayment deadline, highlighting their efforts to provide businesses with more time to recover financially. Alternative Financial Assistance: Beyond CEBA, the guide explores other government relief programs and community support resources. It encourages businesses to seek diverse avenues of support, including professional guidance from financial advisors and credit counselling services. Conclusion and Key Takeaways: The guide concludes by emphasizing the importance of proactive financial management, utilizing available resources, and preparing for the future. It underscores the need for businesses to be adaptable and strategic in their financial planning to ensure long-term success and sustainability.

A revised and updated guide to bridging relationship creation with relationship capitalization Relationship Economics isn't about taking advantage of friends or coworkers to get ahead. It's about prioritizing and maximizing a unique return on strategic relationships to fuel unprecedented growth. Based on the author's global speaking and consulting engagements, Relationship Economics reveals that success comes from investing in people for extraordinary returns. This revised and updated version explains the three major types of relationships—personal, functional, and strategic—and how to focus each to fuel enterprise growth. It introduces new concepts in relationship management, including the exchange of Relationship Currency®, the accumulation of Reputation Capital®, and the building of Professional Net Worth®. These are the fundamental measures of business relationship, and once you understand them, you'll be able to turn your contacts into better executions, performance, and results. "David Nour is the definitive expert on strategic relationships. He has captured practical, pragmatic, and timely insights in Relationship Economics and has been a valuable resource to my sales transformation efforts." —RANDY SEIDL, Senior VP, Enterprise Servers, Storage and Networking, Americas, HP "Although many understand the importance of relationships, the quantifiable and strategic values of relationships are often underemphasized. David Nour has done just that in??Relationship Economics."?? —CRAIG LEMASTERS, President and CEO, Assurant Solutions "If a man is judged by the company he keeps, David Nour's Relationship Economics provides a systematic approach to building value in that judgment. The concepts reach well beyond networking to building lasting and productive relationships." —DENNIS SADLOWSKI, former president and CEO, Siemens Energy & Automation, Inc.

The world-renowned Esalen Institute, located on the cliffs above the ocean in Big Sur, California, is a place of peace and beauty, a place to contemplate, think, and discover. Filled with beautiful photographs, this cookbook features dozens of recipes for delicious dishes that emphasize healthy, fresh, and organic ingredients--food made to satisfy the soul as well as the stomach.

Delve into the mysterious realm of dark energy with this comprehensive guide that explores the nature, properties, and implications of this enigmatic force. From historical discoveries to current theories and research, this book covers the latest observational evidence and theoretical models surrounding dark energy. Learn about the expansion of the universe, experimental methods for studying dark energy, its role in astrophysics, and the cosmological implications that challenge our understanding of the universe. Discover the ethical and philosophical considerations of dark energy and contemplate humanity's place in the cosmos. Whether you're a student of astrophysics or a curious mind eager to unravel the mysteries of the universe, this book offers a fascinating journey into the realm of dark energy. Dive into the cosmic cocktail and expand your knowledge of the universe on e-commerce platforms today.

James Magni’s highly sophisticated, modern home design is highly sought after the world over and showcased here for the first time. Magni Modernism displays the designer’s sensibilities through 14 private residences found in such diverse locales as Beverly Hills, Mexico City, Jackson Hole, Aspen, and Moscow. With elegant restraint, Magni’s interiors complement the architecture of these magnificent homes, reflecting his training as an architect and spotlighting the buildings’ dramatic lines, open spaces, and spectacular views. From the limestone walls of a penthouse in Mexico City to the dark wood and concrete of a home in the mountains of Jackson Hole, each residence is beautifully captured in photographs and accompanied by an insightful and engaging text by design writer Marc Kristal.

Eight years after 9/11 and in the shadow of two protracted U.S. military campaigns in the Middle East, the enemy is not only undefeated but emboldened and resurgent. What went wrong_and what should we do going forward? Winning the Unwinnable War shows how our own policy ideas led to 9/11 and then crippled our response in the Middle East, and it makes the case for an unsettling conclusion: By subordinating military victory to perverse, allegedly moral constraints, Washington's policy has undermined our national security. Owing to the significant influence of Just War Theory and neoconservatism, the Bush administration consciously put the imperative of shielding civilians and bringing them elections above the goal of eliminating real threats to our security. Consequently, this policy left our enemies stronger, and America weaker, than before. The dominant alternative to Bush-esque idealism in foreign policy_so-called realism_has made a strong comeback under the tenure of Barack Obama. But this nonjudgmental, supposedly practical approach is precisely what helped unleash the enemy prior to 9/11. The message of the essays in this thematic collection is that only by radically re-thinking our foreign policy in the Middle East can we achieve victory over the enemy that attacked us on 9/11. We need a new moral foundation for our Mideast policy. That new starting point for U.S. policy is the moral ideal championed by the philosopher Ayn Rand: rational self-interest. Implementing this approach entails objectively defining our national interest as protecting the lives and freedoms of Americans_and then taking principled action to safeguard them. The book lays out the necessary steps for achieving victory and for securing America's long-range interests in the volatile Middle East.

Beloved heroes Lucas Davenport and Virgil Flowers are up against a powerful vigilante group with an eye on vengeance in the latest in the beloved series by the #1 New York Times bestselling author. “We’re going to murder people who need to be murdered.” So begins a press release from a mysterious group known only as “The Five,” shortly after a vicious predator is murdered in San Francisco. The Five is believed to be made up of vigilante killers who are very bored…and very rich. They target the worst of society—rapists, murderers, and thieves—and then use their unlimited resources to offset the damage done by those who they’ve killed, donating untraceable Bitcoin to charities and victims via the dark net. The Five soon become the most popular figures on social media, a modern-day Batman…though their motives may not be entirely pure. After a woman is murdered in the Twin Cities, Virgil Flowers and Lucas Davenport are sent in to investigate. And they soon have their hands full--the killings are smart and carefully choreographed, and with no apparent direct connection to the victims, The Five are virtually untraceable. But if anyone can destroy this group, it will be the dynamic team of Davenport and Flowers.

Having survived the Initiation and expedition, one battle remains: the fight for the heart and soul of New America. Drayden and his friends, enlisting the help of Professor Worth, must find a way back to New America before the Guardians imperil their return. But for these teens, their problems are only beginning. The Bureau, which never expected them to survive the expedition, will do everything in their power to prevent New America’s darkest secrets from getting out. Drayden’s only hope is the insurrection led by ally Kim Craig. The David versus Goliath battle between good and evil, between truth and lies, will push Drayden to his breaking point and require bravery, self-acceptance, and above all, belief in himself. Backed by the will of the citizens, he’ll need to engineer an ingenious strategy to defeat the all-powerful authoritarians. The question is, will it be enough?

Recommended by O Magazine * GMA * Elle * Marie Claire * Good Housekeeping * NBC News * Shondaland * Chicago Tribune * Woman's Day * Refinery 29 * Bustle * The Millions * New York Post * Parade * Hello! Magazine * PopSugar * and more! “The Kindest Lie is a deep dive into how we define family, what it means to be a mother, and what it means to grow up Black...beautifully crafted.” —JODI PICOULT "A fantastic story...well-written, timely, and oh-so-memorable."—Good Morning America “The Kindest Lie is a layered, complex exploration of race and class." —The Washington Post Every family has its secrets... It’s 2008, and the inauguration of President Barack Obama ushers in a new kind of hope. In Chicago, Ruth Tuttle, an Ivy-League educated Black engineer, is married to a kind and successful man. He’s eager to start a family, but Ruth is uncertain. She has never gotten over the baby she gave birth to—and was forced to leave behind—when she was a teenager. She had promised her family she’d never look back, but Ruth knows that to move forward, she must make peace with the past. Returning home, Ruth discovers the Indiana factory town of her youth is plagued by unemployment, racism, and despair. As she begins digging into the past, she unexpectedly befriends Midnight, a young white boy who is also adrift and looking for connection. Just as Ruth is about to uncover a burning secret her family desperately wants to keep hidden, a heart-stopping incident strains the town’s already searing racial tensions, sending Ruth and Midnight on a collision course that could upend both their lives. Powerful and unforgettable, The Kindest Lie is the story of an American family and reveals the secrets we keep and the promises we make to protect one another.