Originally published: London: McGraw-Hill, 2002.

When you invest money, it implies that you want to make an increment to your capital. Investing is more prone to risks than saving. But more the risk, more the gain, as the principle of Economics says. It also guards the investor against the impact of inflation which are more prominent when the money is invested in less risky saving schemes. Also, if you invest wisely, you can do away with the risks involved in investing. By investing in diversified portfolios, a balance can be maintained between RISK and GAIN.

Onе of thе kеуѕ to getting rich аnd сrеаting wealth iѕ to understand thе diffеrеnt wауѕ in whiсh inсоmе саn bе gеnеrаtеd. It's often ѕаid that thе lower and middle-class work fоr mоnеу whilѕt the rich hаvе mоnеу wоrk for thеm. Thе kеу tо wеаlth сrеаtiоn liеѕ within thiѕ simple statement. Imаginе, rаthеr thаn уоu working for mоnеу thаt уоu inѕtеаd made every dоllаr work for уоu 40hrѕ a wееk. Bеttеr ѕtill, imаginе each аnd every dоllаr wоrking fоr you 24/7 i.е. 168hrѕ/wееk. Figuring оut the best wауѕ уоu саn make mоnеу wоrk fоr уоu iѕ аn imроrtаnt step оn thе rоаd tо wealth сrеаtiоn. Onе of the reasons people find it difficult to mаkе the leap frоm earned income to more раѕѕivе sources оf income iѕ thаt the еntirе еduсаtiоn system iѕ actually рrеttу muсh designed tо teach uѕ tо do a job and hеnсе rеlу lаrgеlу оn еаrnеd inсоmе. Hоwеvеr, tо become riсh and create wеаlth you will bе required to cross thе chasm frоm rеlуing on еаrnеd income оnlу. If уоu ѕеаrсh thе intеrnеt fоr "раѕѕivе inсоmе", you may find a dеfinitiоn or two, but mostly, what you find аrе wеbѕitеѕ trуing to ѕеll you on thе passive-income-flavor-of-the-day. It'ѕ fruѕtrаting, I knоw. I dоn't know about уоu, but bеfоrе I jumр intо any орроrtunitу оr еvеn bеfоrе I tаkе a triр, I likе tо do my rеѕеаrсh. Thаt being ѕаid, thеrе are a lоt оf gооd opportunities out thеrе. But before уоu ѕtаrt ѕреnding mоnеу, Thiѕ BOOK diѕсuѕѕ whаt раѕѕivе inсоmе iѕ, what it iѕn't, аnd tор 50 online раѕѕivе income methods you саn start сrеаting to earn $100000. Whаt аrе уоu ѕtill wаiting for? How hungry are you financial freedomHow badly do you want a change in your life?With seven packed section and wealth creation modules, this book is too loaded to be ignored. The stage is set and the world is waiting to see you shine. Welcome to the school of money, and see you as the top. Congratulation as you takes this journey from poverty, lack, hardship and the rat race into financial freedom. See you at the top!

Here are some of the things you will learn in this brand new topic of financial education: - the simple secret of becoming rich - what 90% of the people don't know and will never find out - why the poor remain poor for all of their lives - how you can tell the difference between the poor and the middle class - the most important reason why people succeed and how you can use it to create your own success story - understand and apply the 90/10 Rule of Success to multiply your money - how you can become very rich even in an economic recession - how you can avoid mistaking a liability for an asset - the new (and correct) definition of assets and how it can put you on track to financial independence - why you should avoid operating your finances on the red line, as in your car speedometer - Einstein's greatest mathematical discovery of all time, and how you can use it to become very rich - the cost of your procrastination worked out mathematically - what causes the downfall of rich and powerful people and how you can avoid it - how you can break the "three-generation curse" - the only way you can retire - why you need two jobs - how some commonly held opinions may cause you to lose all your money - discover the key behind every successful investment decision - what every successful investor does before putting in his money and how you can develop the same habit

Multiply Your Money With White Magic: It is a manual with powerful white magic recipes, explained in a simple and practical way so that anyone who wants to start in the world of white magic can carry out any ritual or spell of an easy and uncomplicated way. In this manual you will find powerful spells to attract: Money, abundance, success and prosperity to your life!

You've tried managing your time. You've tried prioritizing your time. Now discover how to multiply it. Do you feel like you're busier than ever - yet never caught up? You're not alone. Many of us are tired, frustrated, and stressed from being overworked at the office and at home, with no concrete plan for getting it all under control without compromising our well-being. In Procrastinate on Purpose, self-discipline strategist Rory Vaden presents a different approach for how to identify and focus on what's important. Instead of one more calendar, checklist, or gadget, he points out that what we really need is an understanding of the emotional reasons we fail to maximize our time - and he then reveals the five 'permissions' we can grant ourselves in order to get better results while creating more margin in our daily lives. In this paradigm-shifting book, you will discover how to- Identify your most significant priorities, in business and in life Create more time to do the things you love without sacrificing results Say no to the things that don't matter, and yes to the things that do Implement systems that give you more time tomorrow than you have today Gain control and inner peace by adopting the 'multiplier mindset' Informed by Southwestern Consulting's work with thousands of busy clients, and interspersed with Vaden's case studies that reveal the 'multiplier mindset' at work, this insightful, practical book will turn everything you thought you knew about time upside-down-and it will change the way you work and live. From the New York Timesbestselling author of Take the Stairs- A bold new way to get things done. 'Managing your time is a lot like managing your money. It's not about the numbers; it's about your behavior. The best time-management tricks in the world won't do you much good if they don't actually make your life better. In Procrastinate on Purpose, Rory builds on what we've all heard about time management and adds the two things that have always been missing- emotion and significance.' Dave Ramsey, New York Timesbestselling author and nationally syndicated radio show host 'If you've ever thought, 'I wish I had more time,' read the great principles of this book. And then I dare you to do what Rory does- live them.' Jon Acuff, New York Timesbestselling author of Start andQuitter 'Procrastinate on Purposewill alter the way the professional world thinks about time - I've never read anything like it. Useful, unique, and relevant . . . this is an absolute must-read for every leader.' Sue Schick, CEO of UnitedHealthcare of Pennsylvania and Delaware 'This book is a game-changer.' Jon Gordon, bestselling author of The Energy Busand The Carpenter 'Every once in a while a book comes along that completely shifts the way an entire generation thinks about a specific topic. When it comes to time management and productivity, Procrastinate on Purposemay be the one!' Andy Andrews, New York Timesbestselling author of The Traveler's Giftand The Noticer

Everyone is told to save money, as our savings add up over the years to help secure our future. But what if you want your money to multiply? Today, you can start with investing as little as 1000 early on and not just dream of, but actually opt for, an early retirement. In this book, using relatable examples, Vivek Law, one of India's most experienced personal finance journalists, simplifies the process of saving and investing to bring you the best possible ways to multiply your money. Decoding terms like Mutual Funds, Equities and Life Insurance in a manner that will not bore you to death, he shows that you need not toil throughout your life to have a secure and comfortable lifestyle. Backed by market research spread over decades and with tips from the country's biggest money managers, The Money Book will help you get the one thing that everyone always needs and wants more of-money. It's time to live the life you deserve, not the one you settled for.

If you’re looking for practical information to answer all your “How?” “What?” and “Why?” questions about money, this book is for you. Dave Ramsey’s Complete Guide to Money covers the A to Z of Dave’s money teaching, including how to budget, save, dump debt, and invest. You’ll also learn all about insurance, mortgage options, marketing, bargain hunting and the most important element of all―giving. This is the handbook of Financial Peace University. If you’ve already been through Dave’s nine-week class, you won’t find much new information in this book. This book collects a lot of what he’s been teaching in FPU classes for 20 years, so if you’ve been through class, you’ve already heard it! It also covers the Baby Steps Dave wrote about in The Total Money Makeover, and trust us―the Baby Steps haven’t changed a bit. So if you’ve already memorized everything Dave’s ever said about money, you probably don’t need this book. But if you’re new to this stuff or just want the all-in-one resource for your bookshelf, this is it!

Whether you're a complete investing novice or just confused about all the contradictory advice out there, A Beginner's Guide to Investing is an accessible guide to growing your money the smart and easy way.Throw away the get-rich quick schemes that never work and turn off the financial news and it's constant noise. Whether your dream is protecting your assets in a turbulent market or growing your wealth so that you can retire in style, this book is the blueprint.You can be a successful investor - really.Join Ivy Bytes, an innovative start-up dedicated to creating accessible content on crucial issues, and Alex Frey, a lifelong investor and Harvard MBA, as they show you:- How you can realistically expect to double your money every 7-10 years- Why most investors achieve stunningly poor returns on their money - and how to avoid turning into one of them- How to choose an investment account that you can keep for the rest of your life- How to out-perform the vast majority of professional investors while taking less risk- How to quickly create a portfolio of diversified ETFs (exchange traded funds)- How to put in as few as three to five hours every year on your investing - and still beat 80% of investors- Why you may not be properly diversified in holding the most popular index mutual funds- How endowments like Yale university have consistently beaten the overall stock market - and what you can learn from them- Why the vast majority of mutual funds fail to live up to their promise- Why your financial adviser and mutual fund manager might be getting more rich than you off of your investments- What the terms "beta" and "alpha" mean - and why understanding them is critical to retiring rich- How to maximize your tax savings by using a 401(k) and IRA- When and how to re-balance your portfolio- How to have the confidence to manage your money for life- And more. About the AuthorsAlex Frey has been engrossed in the investing world since the age of 16. He has served previously as a research analyst for a major mutual fund company. Alex has successfully passed all three Chartered Financial Analyst examinations, and has an MBA from the Harvard Business School. He lives in San Francisco, CA. When he is not writing, he enjoys reading, investing, and doing just about anything outdoors.Ivy Bytes is an innovative start-up building authoritative, yet accessible guides to subjects in the fields of politics, current events, economics, and finance. Ivy Bytes books are thoroughly researched and extensively fact-checked, so that you can be sure you are getting the latest in mainstream thought - not misguided conspiracy theories or reckless self-promotion.

Many people mistakenly believe that Social Security (SS) will pay for all or most of their retire. needs, but the fact is, since its inception, SS has provided little protection. A comfortable retire. usually requires SS, pensions, personal savings & invest. The key tool for making a secure retire. a reality is financial planning. It will help clarify your retire. goals as well as other financial goals you want to ¿buy¿ along the way. It will show you how to manage your money so you can afford today¿s needs yet still fund tomorrow¿s. You¿ll learn how to save your money to make it work for you & how to protect it so it will be there when you need it. Explains how you can take the best advantage of retire. plans at work, & what to do if you¿re on your own. Illustrations.