Better ways to progress down the path to a secure financial future In Moving Up to Millions: The Life Calculator Guide to Wealth financial guru and former California State Controller Kathleen Connell outlines a dynamic and digitally accessible interactive approach to securing anyone’s financial future. It contains practical advice on overcoming life’s adverse financial events as well as a winning game plan that can be instantly updated for these uncertain times. It also includes a sophisticated, yet easy-to-use financial calculator that enables readers to create an unlimited number of personalized, real-time “what if” scenarios and calculate their optimal financial plan. Aimed at readers in their peak earning years to those a few years away from retirement, this book offers both profiles of individuals and families who address financial challenges and reposition their careers and personal lifestyles to redeem their finances, as well as the actionable tips they follow on the road to financial freedom. A digital platform encourages readers to access weekly on-line expert panels and blog sites where they can interact with the author and access extensive web references for further education. Kathleen Connell Washington, D.C is currently President of the Connell Group, an investment advisory firm located in Washington, D.C. and teaches International Finance at the U.C. Berkeley Haas Graduate School of Business and at the Georgetown University McDonough Graduate School of Business. Dr. Connell has twenty-five years of experience in the field of finance and served as a trustee for CalPERS and CalSTRS for eight years, which together comprise the largest pool of retirement assets in the world.

On the same day that reporter Jeffrey Kaye visited the Tondo hospital in northwest Manila, members of an employees association wearing hospital uniforms rallied in the outside courtyard demanding pay raises. The nurses at the hospital took home about $261 a month, while in the United States, nurses earn, on average, more than fifteen times that rate of pay. No wonder so many of them leave the Philippines. Between 2000 and 2007, nearly 78,000 qualified nurses left the Philippines to work abroad, but there's more to it than the pull of better wages: each year the Philippine president hands out Bagong Bayani ("modern-day heroes") awards to the country's "outstanding and exemplary" migrant workers. Migrant labor accounts for the Philippines' second largest source of export revenue—after electronics—and they ship out nurses like another country might export textiles. In 2008, the Philippines was one of the top ranking destination countries for remittances, alongside India ($45 billion), China ($34.5 billion), and Mexico ($26.2 billion). Nurses in the Philippines, farmers in Senegal, Dominican factory workers in rural Pennsylvania, even Indian software engineers working in California—all are pieces of a larger system Kaye calls "coyote capitalism." Coyote capitalism is the idea—practiced by many businesses and governments—that people, like other natural resources, are supplies to be shifted around to meet demand. Workers are pushed out, pulled in, and put on the line without consideration of the consequences for economies, communities, or individuals. With a fresh take on a controversial topic, Moving Millions: Knocks down myth after myth about why immigrants come to America and what role they play in the economy Challenges the view that immigrants themselves motivate immigration, rather than the policies of businesses and governments in both rich and poor nations Finds surprising connections between globalization, economic growth and the convoluted immigration debates taking place in America and other industrialized countries Jeffrey Kaye is a freelance journalist and special correspondent for the PBS NewsHour for whom he has reported since 1984, covering immigration, housing, health care, urban politics, and other issues What does it all add up to? America's approach to importing workers looks from the outside like a patchwork of unnecessary laws and regulations, but the machinery of immigration is actually part of a larger, global system that satisfies the needs of businesses and governments, often at the expense of workers in every nation. Drawing on Jeffrey Kaye's travels to places including Mexico, the U.K., the United Arab Emirates, the Philippines, Poland, and Senegal, this book, a healthy alternative to the obsession with migrants' legal status, exposes the dark side of globalization and the complicity of businesses and governments to benefit from the migration of millions of workers.

PRAISE FOR PRODUCT REALIZATION: GOING FROM ONE TO A MILLION "A must-read reference for anyone who intends to successfully build a product and bring it to market." Desh Deshpande, Entrepreneur & Life Member of MIT Corporation "This book is a go-to resource for new and experienced hardware teams to help them plan for and execute a new hardware startup successfully and avoid common pitfalls. Highly recommended." Bill Aulet, Managing Director, The Martin Trust Center for MIT Entrepreneurship & Professor of the Practice, MIT Sloan School and Author of Disciplined Entrepreneurship "An excellent, practical guide for first time entrepreneurs building physical world products." Laila Partridge, Managing Director, STANLEY+Techstars Accelerator "Product Realization picks up where so many product design books end. Here is the book that explains it all chock full of shop-floor wisdom, fascinating stories and compelling examples." Steven Eppinger, Professor of Management Science and Engineering Systems, Massachusetts Institute of Technology "Product Realization contains the critical information and roadmap hardware entrepreneurs need as they take their concepts from prototype to production." Ken Rother, Managing Director eLab and Visiting Lecturer of Management, Johnson Graduate School of Management, Cornell University Product Realization: Going from One to a Million delivers a comprehensive treatment of the entire product launch process from beginning to end. Drawing upon the author's extensive first-hand experience with dozens of successful product launches, the book explores the process of bringing a design from prototype to product. It illustrates the complicated and interdisciplinary process with vignettes and examples, provides checklists and templates to help teams, and points out common challenges teams will face. Perfect for both students, start-ups, and engineers in the field, Product Realization: Going from One to a Million will be the go-to reference for engineers seeking practical advice and concrete strategies to launch higher quality products, at the right cost and on time.

A Wall Street Journal Bestseller One of the stars of Bravo’s hit series Million Dollar Listing Los Angeles reveals his trade secrets, offering aspiring entrepreneurs and established professionals tips and insights to help them outsmart the competition. Josh “the Shark” Altman has achieved extraordinary success in a traditional industry and in the most competitive real estate market in the country—all without being “discovered” or catching the proverbial big break. He worked for it. He figured it out. He failed. He learned. He wrote his own script. The key to his success? Confidence—informed, intelligent, calculated confidence. Calculated confidence means training yourself in your chosen field, knowing it so well that you can trust your gut instincts to guide you towards the best possible option. When key opportunities present themselves, you are ready to seize them. In It’s Your Move, one of the stars of Bravo’s hit TV series Million Dollar Listing Los Angeles shares invaluable and street-smart strategies for how to build your confidence, establish your reputation, master the knowledge you need to succeed, take the right risks, and course correct when you make a mistake. Drawing on his experiences negotiating multi-million dollar deals and offering impeccable service to his celebrity and high-profile clients, Altman shows you all the right moves to help you become better, stronger and more effective—whatever your profession or ambitions.

Ready to break through the six-figure plateau? Discover an actionable strategy to cross over the million-dollar milestone with grace and ease. Honorary PhD and award-winning Inc. 5000 CEO Dr. Darnyelle Jervey Harmon has used her seven-figure coaching enterprise to help hundreds of her clients leverage the Move to Millions® Method and move closer to and beyond the million-dollar mark. In Move to Millions, she shares her paradigm-shifting truths to give business owners the confidence and step-by-step techniques to advance beyond the messy middle and defy the statistics plaguing most small businesses. Part memoir and part methodology, Move to Millions helps entrepreneurs simplify their processes to multiply profits, by breaking down complex topics and illustrating their worth through raw personal anecdotes. Dr. Harmon puts in the work so business owners can be empowered, entertained, and equipped to leave the headaches behind and enjoy everything that truly matters, without compromising on their values in the process.

On the same day that reporter Jeffrey Kaye visited the Tondo hospital in northwest Manila, members of an employees association wearing hospital uniforms rallied in the outside courtyard demanding pay raises. The nurses at the hospital took home about $261 a month, while in the United States, nurses earn, on average, more than fifteen times that rate of pay. No wonder so many of them leave the Philippines. Between 2000 and 2007, nearly 78,000 qualified nurses left the Philippines to work abroad, but there's more to it than the pull of better wages: each year the Philippine president hands out Bagong Bayani ("modern-day heroes") awards to the country's "outstanding and exemplary" migrant workers. Migrant labor accounts for the Philippines' second largest source of export revenue—after electronics—and they ship out nurses like another country might export textiles. In 2008, the Philippines was one of the top ranking destination countries for remittances, alongside India ($45 billion), China ($34.5 billion), and Mexico ($26.2 billion). Nurses in the Philippines, farmers in Senegal, Dominican factory workers in rural Pennsylvania, even Indian software engineers working in California—all are pieces of a larger system Kaye calls "coyote capitalism." Coyote capitalism is the idea—practiced by many businesses and governments—that people, like other natural resources, are supplies to be shifted around to meet demand. Workers are pushed out, pulled in, and put on the line without consideration of the consequences for economies, communities, or individuals. With a fresh take on a controversial topic, Moving Millions: Knocks down myth after myth about why immigrants come to America and what role they play in the economy Challenges the view that immigrants themselves motivate immigration, rather than the policies of businesses and governments in both rich and poor nations Finds surprising connections between globalization, economic growth and the convoluted immigration debates taking place in America and other industrialized countries Jeffrey Kaye is a freelance journalist and special correspondent for the PBS NewsHour for whom he has reported since 1984, covering immigration, housing, health care, urban politics, and other issues What does it all add up to? America's approach to importing workers looks from the outside like a patchwork of unnecessary laws and regulations, but the machinery of immigration is actually part of a larger, global system that satisfies the needs of businesses and governments, often at the expense of workers in every nation. Drawing on Jeffrey Kaye's travels to places including Mexico, the U.K., the United Arab Emirates, the Philippines, Poland, and Senegal, this book, a healthy alternative to the obsession with migrants' legal status, exposes the dark side of globalization and the complicity of businesses and governments to benefit from the migration of millions of workers.

How can an old man and his wife select one cat from a choice of millions and trillions.

Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people. Money—investing, personal finance, and business decisions—is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together. In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.

Understanding how a multicellular animal develops from a single cell (the fertilized egg) poses one of the greatest challenges in biology today. Development from egg to adult involves the sequential expression of virtually the whole of an organism's genetic instructions both in the mother as she lays down developmental cues in the egg, and in the embryo itself. Most of our present information on the role of genes in development comes from the invertebrate fruit fly, Drosophila. The two authors of this text (amongst the foremost authorities in the world) follow the developmental process from fertilization through the primitive structural development of the body plan of the fly after cleavage into the differentiation of the variety of tissues, organs and body parts that together define the fly. The developmental processes are fully explained throughout the text in the modern language of molecular biology and genetics. This text represents the vital synthesis of the subject that many have been waiting for and it will enable many specific courses in developmental biology and molecular genetics to focus on it. It will appeali to 2nd and 3rd year students in these disciplines as well as in biochemistry, neurobiology and zoology. It will also have widespread appeal among researchers. Authored by one of the foremost authorities in the world. A unique synthesis of the developmental cycle of Drosophila - our major source of information on the role of genes in development. Designed to provide the basis of new courses in developmental biology and molecular genetics at senior undergraduate level. A lucid explanation in the modern language of the science.

“A riveting account that reaches beyond the market landscape to say something universal about risk and triumph, about hubris and failure.”—The New York Times NAMED ONE OF THE BEST BOOKS OF THE YEAR BY BUSINESSWEEK In this business classic—now with a new Afterword in which the author draws parallels to the recent financial crisis—Roger Lowenstein captures the gripping roller-coaster ride of Long-Term Capital Management. Drawing on confidential internal memos and interviews with dozens of key players, Lowenstein explains not just how the fund made and lost its money but also how the personalities of Long-Term’s partners, the arrogance of their mathematical certainties, and the culture of Wall Street itself contributed to both their rise and their fall. When it was founded in 1993, Long-Term was hailed as the most impressive hedge fund in history. But after four years in which the firm dazzled Wall Street as a $100 billion moneymaking juggernaut, it suddenly suffered catastrophic losses that jeopardized not only the biggest banks on Wall Street but the stability of the financial system itself. The dramatic story of Long-Term’s fall is now a chilling harbinger of the crisis that would strike all of Wall Street, from Lehman Brothers to AIG, a decade later. In his new Afterword, Lowenstein shows that LTCM’s implosion should be seen not as a one-off drama but as a template for market meltdowns in an age of instability—and as a wake-up call that Wall Street and government alike tragically ignored. Praise for When Genius Failed “[Roger] Lowenstein has written a squalid and fascinating tale of world-class greed and, above all, hubris.”—BusinessWeek “Compelling . . . The fund was long cloaked in secrecy, making the story of its rise . . . and its ultimate destruction that much more fascinating.”—The Washington Post “Story-telling journalism at its best.”—The Economist