REVISED AND UPDATED-NOW WITH FINANCIAL LESSONS FROM COVID-19 We work hard to earn our money. But regardless of how much we earn, the money worry never goes away. Bills, rent, EMIs, medical costs, vacations, kids' education and, somewhere at the back of the head, the niggling fear of being underprepared for our own retirement. Wouldn't it be wonderful if our money worked for us just as we work hard for it? What if we had a proven system to identify dud investment schemes? What if we could just plug seamlessly into a simple, jargon-free plan to get more value out of our money for tomorrow, and have a super good life today as well? India's most trusted name in personal finance, Monika Halan offers you a feet-on-the-ground system to build financial security. Not a get-rich-quick guide, this book provides you a smarter way to live your dream life, rather than stay worried about the 'right' investment or 'perfect' insurance. Unlike many personal finance books, Let's Talk Money is written specifically for you, keeping the Indian context in mind.

Let's Talk Money readers get the same top financial advice sought by the national press. The book's authors comment regularly in The Wall Street Journal, Money, Fortune, Forbes, Smart Money and Kiplingr's Personal Finance >.

Do you want your money to buy you fun, freedom or even early retirement? Good news! It can. But if your finances leave you confused and anxious, if bank statements are a source of stress and budgeting for the future feels like an uphill battle, it may not feel that way. In a world that’s saturated with unsubstantiated advice, where credit comes easily and scary financial scams are just one click away, who can you turn to for straightforward, honest guidance from someone who understands your struggles and can steer you in the right direction? This book is the answer to unlocking your financial freedom. It’s not a daunting or number-heavy textbook that’s filled with complex equations and jargon. Instead, you’ll learn from two very ordinary people with normal jobs, who didn’t win the lottery and didn’t inherit a fortune, but simply changed their approach to their life and money – with remarkable results! This is real-world advice no-one else will tell you, that you’ll wish you’d known sooner and is never too late to learn. So, get ready for a refreshingly honest guide that will: > cut through your confusion > challenge your spending and saving mindset > build confidence and banish bad habits > prioritise your values and life goals > propel you towards financial freedom It’s time to take control, simplify your finances and make friends with money without sacrificing your happiness. Are you ready to stop stressing and shape an exciting financial future that will deliver your hopes and dreams? OK, let’s talk…

A collection of quotes by the famous and not so famous on all aspects of money.

This book reviews the financial past, present, and future of couples contemplating marriage, with questions and text posed to highlight critical points. The work required in this financial counseling course for couples is purposely kept to a minimum to ensure that the task will be finished. Forms that accompany the questions enable each member of a couple to complete an individual workbook. A facilitator's guide is also provided. While the simplicity of this book recommends it, the wealth of good financial information and guidance in Let's Talk About Money Before You Tie the Knot provides a solid financial foundation on which to build a marriage.

The book, Young Friends Lets Talk About Saving Money, is an invitation for young people, especially at the adolescent age, to start saving money now on their own for the future. It has been mentioned that most young people in the United States of America do not know anything about saving or making money unless they come from a business oriented family who is familiar with the accounting, management, and investment processes. However, I came to find out that many young people deemed that they could save money in their little piggy bank jars or in a personal bank account that their parents had assigned to them. What they dont know is a strategy to help them save and stick to their guns to break the bad habit of spending for no reasonlearn to purchase what they need instead of what they want. This book provides a new strategy on how to save money and simple easy to follow instructions that can help teens and adults alike.

A full, authentic life that's every teen's desire, and every teen's right. That's the message of Let's Talk, a new catechetical program specifically designed for 9th 12th grade teens. Developed by an experienced religious educator and youth minister, Let's Talk answers the need for a comprehensive and engaging overview of Catholic doctrine, specifically designed for parish youth ministry and following the framework of the United States Conference of Catholic Bishops. Rather than a lecture, Let's Talk is an invitation to a lively, life-changing conversation between teens and their peers, parents, and teachers about the deep truths that give meaning and direction to everyday choices. Teens will find straightforward answers not just in the text but in debate and discussion with each other a method of learning that will last a lifetime. In four easy-to-use workbooks, Let's Talk offers: 32 guided discussions on topics that matter most to teens friends, family, health, sex, relationships, education, career choices, financial planning, just having fun, and more! Direct references to Scripture and the Catechism of the Catholic Church to provide a solid foundation Easy-to-follow, systematic format to keep discussions productive Conversation-starters that relate the truths of the Faith to everyday life A "Bringing It Home" challenge to encourage teens to continue the conversation at home with their parents A helpful answer section at the end of each workbook The opportunity to form positive peer relationships through sharing and dialogue

A Guide to Talking Finances with Our Daughters! As many as 56% of women feel that they’d rather not talk about money with their loved ones. Some women say they were raised not to discuss money and others feel like the information is just too personal. Yet with many women controlling household budgets and raising the next generation of female earners, this could be a recipe for disaster in some homes and for society at large. How a Mother Should Talk About Money with Her Daughter helps readers broach money topics with their daughters in a meaningful, compassionate, and even fun way. It speaks to parents who may feel inadequate about their own money skills but still want to discuss money with their daughters while helping them build good financial habits. The goal is to start conversations that leave parents and girls empowered to love themselves (through good money management) and make the world a better place with their financial resources. Topics include how to save as a young person, the pros and cons of investing, how to determine which college is right (in terms of finances and future job prospects), how to determine a future partner is right (in terms of similar financial goals), and more.

Letâ€(TM)s Talk Second edition is a speaking and listening course that takes students from a high-beginning to a high-intermediate level. The Let's Talk 3, Second Edition,Teacher's Manual has been enhanced and expanded to offer increased support and flexibility. Included are detailed teaching notes, clear learning objectives for every activity, teaching tips, expansion activities, and writing options. Provided as photocopiables in the back of the book are model conversations for discussion support, talking points for additional speaking practice, and a complete assessment program including quizzes and tests. The Audio CD packaged with the Teacher's Manual provides all the listening sections for the assessment program.

In this new and updated emergency and pandemic-focused edition, Kelley Keehn tackles how to spend, save, and plan for your future, even in times of economic uncertainty. No matter your age, salary, social or relationship status, money is an important part of your life. Yet, somehow, talking about your money situation is hard. Why is it that you know more about what goes on in your friend’s bedroom than with their bank account? Do you know if your parents have a will or if they’ll leave a legacy? How many of your colleagues are still paying off student debt but are jet-setting around the globe on multiple credit cards? Since no one is talking about it, you can’t be expected to learn how to manage your money on your own. With years of experience as a personal finance advisor and educator, Kelley Keehn will answer your most burning questions about money and will talk you through how to avoid mistakes along the way. You can gain control of your debt, learn to save for your future, have a life, and feel good about money all at the same time. And—spoiler alert—you don’t need a budget to do any of this! You’ll learn: -How to weather economic uncertainty and make wise financial choices during the pandemic -How to build good credit (and get rid of bad credit—especially credit card debt) -What all these dreaded acronyms mean and how they can work for you—TFSA, RRSP, RESP, CFP, CPP, CERB -How and when to invest for your future -How to talk about money with your partner—and everyone else in your life -How to save for a mortgage and then work towards being mortgage-free -How to have fun, splurge once in a while, and still save money With her unique blend of empathy and no-nonsense candor, Kelley takes you through the basics of personal finance with relatable anecdotes that expose the most common money pitfalls—and how to avoid them—so you can make financial decisions that are right for you.