The Doing Business with FHA section in this FHA Single Family Housing Policy Handbook (SF Handbook) covers Federal Housing Administration (FHA) approval and eligibility requirements for both Title I lenders and Title II Mortgagees, as well as other FHA program participants. The term "Mortgagee" is used throughout for all types of FHA approval (both Title II Mortgagees and Title I lenders) and the term "Mortgage" is used for all products (both Title II Mortgages and Title I loans), unless otherwise specified.

This study examines the Fair Housing Initiatives Program (FHIP) from its inception in 1987 through 2006. The goals of this study are to create a history of FHIP, describe its grantees, analyze the types of grants awarded through the program, and analyze the outcomes of cases investigated by grant recipients, especially the comparison of the outcomes of cases referred by the grantees with those referred by others. It is useful to note the limitations of this study. It is primarily a process study of FHIP based on interviews with FHIP grantee organizations. Outcomes are reported based on cases that are referred to the U.S. Department of Housing and Urban Development (HUD). The study does not include reviews of cases not referred to HUD and does not assess the efficiency of FHIP or effects of the program.