Housing Finance and the Urban Poor

Housing Finance and the Urban Poor
Author :
Publisher :
Total Pages : 304
Release :
ISBN-10 : UOM:39015061011170
ISBN-13 :
Rating : 4/5 (70 Downloads)

Synopsis Housing Finance and the Urban Poor by : Peer Smets

Study conducted in Hyderabad, India.

Financing Urban Shelter

Financing Urban Shelter
Author :
Publisher : UN-HABITAT
Total Pages : 300
Release :
ISBN-10 : 9781844072118
ISBN-13 : 1844072118
Rating : 4/5 (18 Downloads)

Synopsis Financing Urban Shelter by : United Nations Human Settlements Programme

Financing Urban Shelter presents the first global assessment of housing finance systems, placing shelter and urban development challenges within the overall context of macroeconomic policies and the Millennium Development Goals target on slums - "a significant improvement in the lives of at least 100 million slum dwellers by 2020". The report describes and analyses housing finance conditions and trends in all regions of the world, including formal housing finance mechanisms, microfinance and community funding, highlighting their relevance to the upgrading of slums. Recent shelter finance policy development is discussed at the international and national levels, and directions that could be taken to strengthen shelter finance systems ere examined.

Affordable Housing in the Urban Global South

Affordable Housing in the Urban Global South
Author :
Publisher : Routledge
Total Pages : 439
Release :
ISBN-10 : 9781317910169
ISBN-13 : 1317910168
Rating : 4/5 (69 Downloads)

Synopsis Affordable Housing in the Urban Global South by : Jan Bredenoord

The global increase in the number of slums calls for policies which improve the conditions of the urban poor, sustainably. This volume provides an extensive overview of current housing policies in Asia, Africa and Latin America and presents the facts and trends of recent housing policies. The chapters provide ideas and tools for pro-poor interventions with respect to the provision of land for housing, building materials, labour, participation and finance. The book looks at the role of the various stakeholders involved in such interventions, including national and local governments, private sector organisations, NGOs and Community-based Organisations.

Race for Profit

Race for Profit
Author :
Publisher : UNC Press Books
Total Pages : 364
Release :
ISBN-10 : 9781469653679
ISBN-13 : 1469653672
Rating : 4/5 (79 Downloads)

Synopsis Race for Profit by : Keeanga-Yamahtta Taylor

LONGLISTED FOR THE 2019 NATIONAL BOOK AWARD FINALIST, 2020 PULITZER PRIZE IN HISTORY By the late 1960s and early 1970s, reeling from a wave of urban uprisings, politicians finally worked to end the practice of redlining. Reasoning that the turbulence could be calmed by turning Black city-dwellers into homeowners, they passed the Housing and Urban Development Act of 1968, and set about establishing policies to induce mortgage lenders and the real estate industry to treat Black homebuyers equally. The disaster that ensued revealed that racist exclusion had not been eradicated, but rather transmuted into a new phenomenon of predatory inclusion. Race for Profit uncovers how exploitative real estate practices continued well after housing discrimination was banned. The same racist structures and individuals remained intact after redlining's end, and close relationships between regulators and the industry created incentives to ignore improprieties. Meanwhile, new policies meant to encourage low-income homeownership created new methods to exploit Black homeowners. The federal government guaranteed urban mortgages in an attempt to overcome resistance to lending to Black buyers – as if unprofitability, rather than racism, was the cause of housing segregation. Bankers, investors, and real estate agents took advantage of the perverse incentives, targeting the Black women most likely to fail to keep up their home payments and slip into foreclosure, multiplying their profits. As a result, by the end of the 1970s, the nation's first programs to encourage Black homeownership ended with tens of thousands of foreclosures in Black communities across the country. The push to uplift Black homeownership had descended into a goldmine for realtors and mortgage lenders, and a ready-made cudgel for the champions of deregulation to wield against government intervention of any kind. Narrating the story of a sea-change in housing policy and its dire impact on African Americans, Race for Profit reveals how the urban core was transformed into a new frontier of cynical extraction.

Financing Urban Shelter

Financing Urban Shelter
Author :
Publisher : Routledge
Total Pages : 298
Release :
ISBN-10 : 9781136565748
ISBN-13 : 1136565744
Rating : 4/5 (48 Downloads)

Synopsis Financing Urban Shelter by : Un-Habitat

'Achieving the goals set by world leaders in the United Nations Millennium Declaration will be difficult without a significant improvement in the lives of slum dwellers, and the lives of slum dwellers cannot be improved without the sound and sustainable economic development that is conducive to the establishment of a strong shelter sector. As Financing Urban Shelter: Global Report on Human Settlements 2005 emphasizes, one of the key challenges in meeting the Millennium Declaration Goal on slums is mobilization of the financial resources necessary for both slum upgrading and slum prevention by supplying new housing affordable to lower income groups on a large scale. . . . It is my hope that, by highlighting the impacts of current shelter financing systems on low-income households and by identifying the types of financing mechanisms that appear to have worked for them, this report will contribute to the efforts of the wide range of actors involved in improving the lives of slum dwellers, including governments at the central and local levels, as well as non-governmental and international organizations.' From the Foreword by KOFI ANNAN, Secretary-General, United Nations Financing Urban Shelter presents the first global assessment of housing finance systems, placing shelter and urban development challenges within the overall context of macroeconomic policies. The report describes and analyses housing finance conditions and trends in all regions of the world, including formal housing finance mechanisms, microfinance and community funding, highlighting their relevance to the upgrading of slums. Recent shelter finance policy development is discussed at the international and national levels, and the directions that could be taken to strengthen shelter finance systems are examined. The Global Report on Human Settlements is the most authoritative and up-to-date assessment of conditions and trends in the world's cities. It is an essential tool and reference for researchers, academics, public authorities and civil society organizations around the world. The preceding issues of the Global Report on Human Settlements have addressed such topics as An Urbanizing World, Cities in a Globalizing World and The Challenge of Slums. Published with UN-HABITAT

Financing Urban Shelter

Financing Urban Shelter
Author :
Publisher : UN-HABITAT
Total Pages : 297
Release :
ISBN-10 : 9789211317398
ISBN-13 : 9211317398
Rating : 4/5 (98 Downloads)

Synopsis Financing Urban Shelter by :

No Simple Solutions

No Simple Solutions
Author :
Publisher : Rowman & Littlefield
Total Pages : 160
Release :
ISBN-10 : 9781442268838
ISBN-13 : 1442268832
Rating : 4/5 (38 Downloads)

Synopsis No Simple Solutions by : Susan J. Popkin

In this book, Sue Popkin tells the story of how an ambitious—and risky—social experiment affected the lives of the people it was ultimately intended to benefit: the residents who had suffered through the worst days of crime, decay, and rampant mismanagement of the Chicago Housing Authority (CHA), and now had to face losing the only home many of them had known. The stories Popkin tells in this book offer important lessons not only for Chicago, but for the many other American cities still grappling with the legacy of racial segregation and failed federal housing policies, making this book a vital resource for city planners and managers, urban development professionals, and anti-poverty activists.