Traditional retirement plans are doing more harm than good. While so many retirees are dying broke, little has been done to fix the issue--especially since retirees now face more financial risks than ever before. Getting Safely Through Retirement: A New Paradigm in Retirement Planning invites readers to step outside the box of traditional retirement planning so they can have the golden years they have worked hard towards.

Preparing for retirement is often likened to climbing a mountain, but just as the majority of climbing deaths happen on the way down, even diligent savers may find themselves groping in the dark if they enter the retirement phase of their financial journeys without a plan in place. Calvin Goetz and Andrew Rafal bring their years of experience as financial advisors to bear in "Climbing the Retirement Mountain," set against the backdrop of Arizona's Camelback Mountain.

The bestselling author of You Can Retire Sooner Than You Think and host of Money Matters reveals the 10 essential habits for a rich, rewarding, and blissful retirement. What does it take to have a truly happy retirement? Is it money? A mortgage-free home? An active social life? A long-lasting marriage—or maybe a new one? Finance expert, author, and radio host Wes Moss asked more than 2,000 of the nation’s happiest retirees to find out—and their answers may surprise you. Through a series of revealing surveys, Moss noticed a pattern of distinct, recognizable habits that the happiest retirees shared, from the simplest of lifestyle choices to the smartest of financial strategies. These are the kinds of habits anyone can develop—the perfect road map to a healthy, secure, and joyful retirement—sooner. Whether you’re already retired or just starting to make plans, these 10 simple actions and attitudes can make a profound difference in every aspect of your life. The book is packed with hard-won wisdom and invaluable advice on how to make little changes now that will have the biggest impact later. It’s filled with proven ways to develop smarter habits with: Money (“Think river, not reservoir”); Family (“Get your kids off your payroll”); Housing (“Live mortgage-free”); Investing (“Be a tomorrow investor”); Spending (“Be pound wise—so you can be penny foolish”); and much more. With these 10 transformational habits, you can stop obsessing over money, stay socially connected, and start enjoying your new life—as the happiest retiree on the block.

A little planning goes a long way—prepare for a more secure financial future with this practical, proactive guide that “will help you sleep at night” (Sam Horn, author of Pop!). Retirement planning can be scary, confusing, and overwhelming—especially if you wait until you’re faced with a family medical emergency. It is during these unexpected situations that people often make foolish decisions because of the stress and pressure to make a quick choice. Stop procrastinating and get started now with the tools included in this guide. Older people can face pressing financial planning issues related to age and health—that’s why retirement planning isn’t just for seniors. Author Kris Miller taps into her vast estate planning experience and explains why you should get started now—even if you’re only in your twenties or thirties. Learn how to create a Living Will and a Living Trust; make sure your family is cared for; build wealth; protect your assets from sky-high medical expenses; and retire happy. Ready For Pretirement provides an easy-to-understand overview of the financial decisions that need to be made. From writing a will to creating a trust, from the proper way to hold property to selecting low-risk investments, this book provides necessary guidance—so when you’re ready to plunge into your golden years, you can do it with peace of mind.

ARE YOU GETTING READY TO START PREPARING FOR YOUR RETIREMENT YEARS? Whether you are 30 years old or 50 years old, this is an important step to take. Planning for your retirement doesn't have to be hard, but there are a number of bases that you must have covered to see success. To make sure that you are on the right track to seeing the retirement future you always dreamed of, there are a number of important questions that you will first want to ask yourself. The answers to these questions are important when developing a retirement savings plan. When do you want to retire? The date you would like to retire is important, as that is your goal date. To retire when you want to, your goal of saving a specific amount of money must be met. When setting this date, it is important to be realistic. If you haven't saved any money for retirement, it is highly unlikely that you can be set for life in as little as a year or two. That is why you are encouraged to start the planning process as early as possible. Can you afford to retire when you want to? As previously stated, it is important to be realistic with your retirement goals. To help ensure that you are financially prepared and not left disappointed, determine when you can afford to retire. If the two dates don't match, you may be able to meet your goal by increasing your savings or living on a fixed income. For your own protection, do not retire until you are financially prepared to do so. What kind of retirement lifestyle are you seeking? This is one of the most important questions you will ask yourself. Why? Because it gives you a savings goal. Of course, it is important to estimate the cost of your living expenses, but what about your wants? Do you want to spend your days vacationing along the beach? Do you want to take up a hobby like boating? Would you like to start your own business? If so, try estimating the cost of these adventures. This can help you determine how much money you need to have saved to "safely," retire. Am I making use of my company's 401(k)? Are you employed? If so, do you have a 401(k) through your workplace? If you are employed full-time, you should. Are you contributing to your account? If not, this is a step that you must start taking now. It doesn't matter whether you want to retire in 20 years or in 5 years, any bit of money that you can put aside will help. This is particularly true if your company matches your 401(k) contributions, as you are, essentially, receiving free money. Should I open an Individual Retirement Account (IRA)? The answer to this question is yes. If you don't already have an IRA, get one and right now. IRAs are much safer than traditional savings account, as you are less likely to dip into your account and use or "borrow," the money. An Individual Retirement Account (IRA) also provides you with tax benefits. What benefits will I be provided with and how much? It is important to know how much you will receive in social security benefits. The good news is that this information is easy to verify with a phone call to social security offices. If you are relatively young, such as under the age of 30, remember that changes may take place that may lessen the amount of social security your were projected to receive. Am I in debt? If you are in debt, now is the time to start taking action. Debt can have a negative impact on your retirement goals and dreams, especially when debt collectors come knocking on your door or even take you to small claims court. That is why you should never enter into retirement when you have unpaid bills. Instead, create a budget for yourself. The money that you are able to save can be spilt to repay your old debts, as well as add more money into your retirement savings.

Whether you are thirty years from retirement or it's just around the corner, here is the only book you'll need about how to get it together and plan a safe, secure, and prosperous retirement. We all know the scene: Dorothy is transported from the flat terrain of Kansas to the bizarre land of Oz. Her cry, "Toto, I don't think we're in Kansas anymore," may be the best line to describe how people feel about the retirement landscape. It’s one teeming with challenges, from the impact of corporate downsizing on individuals to battered 401(k)s, precarious Social Security, and cuts in pensions and health care benefits for retirees. Many people are intimidated and delay thinking about retirement. That’s a mistake. We're Not in Kansas Anymore is the only guide you need to learn how to deal with the Oz-like reality that is retirement planning today. Walter Updegrave shows how to cut through the clutter, assess your finances, and become your own personal pension manager. • Get real about retirement. Neither your employer nor the government will adequately feather your retirement nest. You're on your own. Only you can take action and responsibility for your life after work. Walter Updegrave shows how to start now. • Develop a simple, direct, empowering retirement plan. Cut through the alphanumeric soup of 401(k)s, IRAs, Keoghs, and SEPs, get a grip, and execute a personal plan that makes sense given your circumstances. • Create a realistic investing strategy and get the most out of your 401(k) and other retirement accounts. • Ensure that your money lasts a lifetime. The Tin Man wanted to experience life with passion and emotion. Likewise, you'll improve your chances of creating the kind of retirement you want if you bring some passion and emotion into your retirement plan and then save enough to make it a reality. The Scarecrow thought his life would be better if he "only had a brain." It was the Scarecrow, however, who came up with the best ideas to get Dorothy out of her jams. Similarly, Updegrave shows that any reasonably intelligent person can execute a successful retirement plan and, like the Cowardly Lion, show some courage by having the discipline, willpower, and conviction to follow it through. We're Not in Kansas Anymore is the best, most thorough, and most empowering retirement guide in print today. Don't leave Kansas--or anywhere else for that matter--without it.

You're in Control of Your Retirement Future Inside are twenty major financial decisions that could profoundly impact your lifestyle over the next forty years. For many retirees, these decisions come as a surprise and must be made hastily without proper consultation. But by reading the expert, commission-free advice in this fully revised and updated edition, you'll learn how to manage your assets and prepare for the best possible retirement. Do I have enough money to retire now? How will I cover my medical expenses during retirement? When should I begin taking Social Security? How much should I invest in stocks, bonds, and cash? What criteria should I use to identify the best investments? Should I cancel my life insurance policy? Should I pay off my mortgage at retirement?

When you offer your employees a 401(k) plan, you can’t just say “good luck” and expect success. Only a generation ago, employers provided pension plans that guaranteed employees a retirement income for life. Workers had to do little more than show up for work every day to earn benefits. Today, the responsibility has shifted. Workers are more responsible for their future than ever, yet they are ill prepared for the complexity of the issues that face them. It’s no easy task to prepare for retirement while juggling today’s financial demands. American’s are worried about their retirement, and with good reason. Longevity, market risks, taxes, uncertainty with Social Security, inflation, and soaring health care costs are a real concern. The lack of retirement readiness in the United States is troublesome. Terri McGray, CFP®, AIF® founder of Longevity Capital Management LLC, draws on thirty years of retirement expertise to help employers learn how to: • Reduce financial stress in the workforce • Support retirement readiness • Inspire and motivate action • Minimize costs and expenses • Lessen the workload and mitigate liability With easy-to-follow steps, Retire Ready will help you get your employees on the path towards retirement readiness.

Learn how retirement really works before it's too late... "This book is the best I've seen on how to navigate the retirement savings question." (Forbes) Most so-called "experts" plug your numbers into a retirement formula to tell you how much money you need to retire. Unfortunately, the conventional approach is fundamentally flawed. If you fail to learn how retirement savings truly works, then you'll either underspend and be miserable or overspend and run out of money. How Much Money Do I Need to Retire takes you beyond the scientific facade of modern retirement planning. Author and former hedge fund manager Todd R. Tresidder has helped thousands of people find financial freedom through his website and podcast. Now you too can use his advice to take the guesswork out of your retirement planning. In this book, you'll learn: Why the best way to describe most retirement estimates is garbage-in/garbage-out The five critical assumptions that can destroy your financial security How to reduce the amount you need to retire by as much as $600,000 Three strategies to maximize spending today while protecting for the future How to calculate the amount of money you really need to retire on the first try without software, online calculators, or being a math genius Read this book to know more about your retirement planning than your financial adviser. Tresidder's book contains refreshingly straightforward, easy-to-understand, and concise advice on how to retire wealthy. This missing link of personal finance books will make you sleep easier. No retirement is secure without it. Buy the book today so you can retire with confidence!

Saving for Retirement will relieve confusion and barriers to action for Americans who are increasingly worried about retirement. The book removes everything from the readers’ path that typically trips people up and hits the sweet spot for everyone aged 18 to 60. Using new figures (including troubling new projections of healthcare and long-term care costs), Gail MarkJarvis helps readers calculate exactly how much money they’ll need and how to get there. She presents easy, proven investing strategies for anyone at any age that will transform pocket change into hundreds of thousands of dollars. Packed with her readers’ personal stories, this book teaches powerful professional financial planning principles — but makes them simple enough for anyone to apply on their own.