A coauthor of the New York Times bestselling guide to Social Security Get What’s Yours authors an essential companion to explain Medicare, the nation’s other major benefit for older Americans. Learn how to maximize your health coverage and save money. Social Security provides the bulk of most retirees’ income and Medicare guarantees them affordable health insurance. But few people know what Medicare covers and what it doesn’t, what it costs, and when to sign up. Nor do they understand which parts of Medicare are provided by the government and how these work with private insurance plans—Medicare Advantage, drug insurance, and Medicare supplement insurance. Do you understand Medicare’s parts A, B, C, D? Which Part D drug plan is right and how do you decide? Which is better, Medigap or Medicare Advantage? What do you do if Medicare denies payment for a procedure that your doctor says you need? How do you navigate the appeals process for denied claims? If you’re still working or have a retiree health plan, how do those benefits work with Medicare? Do you know about the annual enrollment period for Medicare, or about lifetime penalties for late enrollment, or any number of other key Medicare rules? Health costs are the biggest unknown expense for older Americans, who are turning sixty-five at the rate of 10,000 a day. Understanding and navigating Medicare is the best way to save health care dollars and use them wisely. In Get What’s Yours for Medicare, retirement expert Philip Moeller explains how to understand all these important choices and make the right decisions for your health and wealth now—and for the future.

Learn the secrets to maximizing your Social Security benefits and earn up to thousands of dollars more each year with expert advice that you can't get anywhere else. Want to know how to navigate the forbidding maze of Social Security and emerge with the highest possible benefits? You could try reading all 2,728 rules of the Social Security system (and the thousands of explanations of these rules), but Kotlikoff, Moeller, and Solman explain Social Security benefits in an easy to understand and user-friendly style. What you don't know can seriously hurt you: wrong decisions about which Social Security benefits to apply for cost some individual retirees tens of thousands of dollars in lost income every year. How many retirees or those nearing retirement know about such Social Security options as file and suspend (apply for benefits and then don't take them)? Or start stop start (start benefits, stop them, then re-start them)? Or-just as important-when and how to use these techniques? Get What's Yours covers the most frequent benefit scenarios faced by married retired couples, by divorced retirees, by widows and widowers, among others. It explains what to do if you're a retired parent of dependent children, disabled, or an eligible beneficiary who continues to work, and how to plan wisely before retirement. It addresses the tax consequences of your choices, as well as the financial implications for other investments. Many personal finance books briefly address Social Security, but none offers the thorough, authoritative, yet conversational analysis found here. You've paid all your working life for these benefits. Now, get what's yours.

"Explains for those 65 and older how to make [choices] in the annual Medicare enrollment period to maximize your health coverage without overpaying"--

An updated and expanded edition of the top-selling consumer guide to Medicare. It explains how to choose the best plans, especially during Medicare’s annual enrollment period, how to use Medicare’s extensive health benefits, and changes to Medicare that are expanding what it will cover and moving care from hospitals into the home. Medicare is the primary insurance plan for 70 million retired and disabled Americans. Understanding how Medicare works is essential to their health and well-being. However, Medicare has become more complicated—and more confusing. Get What’s Yours for Medicare is the authoritative consumer Medicare guide. It includes detailed chapters on when to enroll in Medicare, how to evaluate the often-bewildering choice of Medicare insurance plans, and, most importantly, how to use Medicare to find high-quality, affordable health care. The book also explains important upcoming changes to Medicare so consumers will know what to expect. Medicare in 2024 is far different from the program described in the first edition of Get What’s Yours. The first part of this book discusses Medicare policies that affect the medical care you need now. The second part examines how Medicare is changing. These changes are part of the shift toward what is called managed care, which includes private Medicare Advantage plans. The newly updated Get What’s Yours for Medicare explains managed care in detail to clarify any questions about these programs. Get What’s Yours for Medicare is the definitive guide to help you get the most out of your healthcare and ultimately alleviate the stress surrounding the complicated world of Medicare.

At a time when healthcare and medical insurance are more important than ever comes this authoritative, unbiased new volume in the acclaimed Get What’s Yours series. Healthcare expert Philip Moeller has written a reliable, concise guide to healthcare and health insurance basics. He provides tools that patients need before, during, and after they get medical care. He describes the care we need, the care we don’t, and how to deal with doctors, hospitals, and other healthcare providers. Moeller explains telemedicine and healthcare apps that have become so important during the coronavirus epidemic. The book shares the stories of disruptive health innovators who have given us access to true health costs, cheaper prescription drugs, and low-cost care in and outside the US. You will learn how to avoid poor care, fight back against denied insurance claims and inflated bills, and use social media to connect with powerful advocates. Throughout, Get What’s Yours for Healthcare draws on stories of people who share their lessons on how to successfully navigate the healthcare system. This invaluable guide helps people get access to the care they need at a price they can afford. It’s the book we all need now.

"In 2016, Social Security rules changed radically. Do you know how - and how these changes might apply to you? Americans have left literally billions of Social Security dollars on the table - benefits we have earned, are eligible to take, but simply aren't aware of. Fully revised and carefully updated in light of the new law, Get What's Yours is the indispensable guide to collecting the maximum Social Security benefits possible."--Page 4 of cover.

An updated and expanded edition of the top-selling consumer guide to Medicare. It explains how to choose the best plans, especially during Medicare’s annual enrollment period, how to use Medicare’s extensive health benefits, and changes to Medicare that are expanding what it will cover and moving care from hospitals into the home. Medicare is the primary insurance plan for 70 million retired and disabled Americans. Understanding how Medicare works is essential to their health and well-being. However, Medicare has become more complicated—and more confusing. Get What’s Yours for Medicare is the authoritative consumer Medicare guide. It includes detailed chapters on when to enroll in Medicare, how to evaluate the often-bewildering choice of Medicare insurance plans, and, most importantly, how to use Medicare to find high-quality, affordable health care. The book also explains important upcoming changes to Medicare so consumers will know what to expect. Medicare in 2024 is far different from the program described in the first edition of Get What’s Yours. The first part of this book discusses Medicare policies that affect the medical care you need now. The second part examines how Medicare is changing. These changes are part of the shift toward what is called managed care, which includes private Medicare Advantage plans. The newly updated Get What’s Yours for Medicare explains managed care in detail to clarify any questions about these programs. Get What’s Yours for Medicare is the definitive guide to help you get the most out of your healthcare and ultimately alleviate the stress surrounding the complicated world of Medicare.

Summary, Analysis & Review of Philip Moeller’s Get What’s Yours for Medicare by Instaread Preview: Get What’s Yours for Medicare by Philip Moeller is a detailed examination of the US Medicare health insurance system intended to help people ensure that they are making proper use of the system despite the bureaucratic and sometimes arcane rules built into it. The three most important aspects of getting full use from Medicare at the right cost are signing up without enrollment penalties, choosing coverage plans that complement each other and meet all the individual’s needs, and understanding what is covered under different plans. An array of factors can affect the effectiveness of Medicare, the most prominent of which being that the Baby Boomer generation is approaching or has already reached the official Full Retirement Age under Social Security. This is age 65 for those born before 1939, and age 66 for those born from 1939 to 1959. At present, the Full Retirement Age for those born after 1959… PLEASE NOTE: This is a Summary, Analysis & Review of the book and NOT the original book. Inside this Summary, Analysis & Review of Philip Moeller’s Get What’s Yours for Medicare by Instaread · Overview of the Book · Important People · Key Takeaways · Analysis of Key Takeaways

Smart strategies for taking control of your money from bestselling author and personal finance expert Terry Savage—the new, fully updated third edition. The Savage Truths on Money are time-tested, but new technologies and techniques make it easier and more profitable to make your money work for you! Now, financial success can be achieved simply and automatically through new apps, tools, and access to low-cost money management tools and advice. Living in financial security—not constantly worrying about education costs, medical bills, or having enough money saved for retirement—is within anyone’s reach. In this new edition of The Savage Truth on Money, author Terry Savage shares the time-tested truths of financial security, guides you on redirecting your finances, and helps you create a financial plan for your future—using all the resources of technology, the best people in the financial planning industry, and your own informed judgment. This must-have resource is a roadmap for navigating today’s economic reality on the way to your best possible financial future. This invaluable guide will help you: Take responsibility for your own financial future, using technology to improve your financial decision-making Control your spending and deal with debt, protect your assets, and grow your savings Learn the basic truths about money, markets, and human emotions—and how to use that knowledge to your advantage Find financial advisors you can trust—fiduciaries who will put your interests first, and save you money on costs Make a realistic plan for college without being buried in debt—and deal with existing student loans Create—and reach—retirement goals that allow you to enjoy your financial success Whether you're just starting out and unsure of your next steps, or you’re worried about how you'll manage your investments and plan your retirement, the third edition of The Savage Truth on Money is your one-stop guide for taking control of your finances today and reaping the benefits tomorrow.

From a MacArthur Genius ​MIT economist and pre-eminent Stanford economist comes a lively and provocative proposal for American health insurance reform Few of us need convincing that the American health insurance system needs reform. But many of the existing proposals focus on expanding one relatively successful piece of the system or building in piecemeal additions. These proposals miss the point. As the Stanford health economist Liran Einav and the MIT economist and MacArthur Genius Amy Finkelstein argue, our health care system was never deliberately designed, but rather pieced together to deal with issues as they became politically relevant. The result is a sprawling yet arbitrary and inadequate mess. It has left 30 million Americans without formal insurance. Many of the rest live in constant danger of losing their coverage if they lose their job, give birth, get older, get healthier, get richer, or move. It's time to tear it all down and rebuild, sensibly and deliberately. Marshaling original research, striking insights from American history, and comparative analysis of what works and what doesn’t from systems around the world, Einav and Finkelstein argue for automatic, basic, and free universal coverage for everyone, along with the option to buy additional, supplemental coverage. Their wholly original argument and comprehensive blueprint for an American universal health insurance system will surprise and provoke. We’ve Got You Covered is an erudite yet lively and accessible prescription we cannot afford to ignore.