Researchers, scholars, students of sociology, political economy, human geography, social work, regional planning and national and international development agencies and NGOs, micro-credit banks and related institutions and others who wish to understand the dynamics of change in Pakistan and to operate programmes of a similar nature.

Registered in 1987, the Orangi Pilot Project-Orangi Charitable Trust (OPP-OCT) supports the people's economic efforts through the provision of small loans. This book outlines the evolution of this pioneering programme, the principles governing it and its achievements.

Microfinance has long been recognized as having significant potential to create jobs and reduce poverty. But to meet the twin challenges of growth and sustainability, managers of microfinance institutions (MFIs) must not only understand essential management functions: they must also be armed with innovative ideas and strategies to succeed in today's increasingly competitive environment. This book provides a valuable overview of the key management principles necessary to optimize the services of MFIs.Volume 1 examines the markets and marketing of MFIs and captures the different ways that managers can communicate the value of their products and services. It offers strategies to prevent risk from occurring and, if it does occur, explains how to rectify the situation. Practical techniques for allocating costs and determining prices are also highlighted, as well as the importance of plans, budgets and reports. Volume 2 includes chapters on various product options, including savings, insurance, leasing, money transfers, and even grants and nonfinancial services. It also explores how to combine different product menus to serve specific market segments, such as the ultra-poor, youth, women, and small and medium enterprises. It provides specific suggestions to manage diversification, including adapting the institutional culture, redistributing responsibilities, empowering staff, communicating with clients, reengineering systems, and managing change.

This book considers urbanization in Asia and presents case studies of sustainable development "best practice" from 12 Asian countries: Bangladesh, Cambodia, People's Republic of China, India, Indonesia, Lao People's Democratic Republic, Malaysia, Pakistan, Philippines, Sri Lanka, Thailand, and Viet Nam.

This book argues that a new paradigm of empowerment is required to mobilize the poor and the destitute, and in the process, to humanize the cities and save their character and distinctiveness.

'This is surely the most impressive and important publication to come out of the UN system for many years.' Peter Adamson, founder, New Internationalist, and author and researcher of UNICEF's The State of the World's Children from 1980 to 1995 The world's governments agreed at the Millennium Summit to halve, by 2015, the number of people who lack access to safe water. With rapidly growing urban populations the challenge is immense. Water and Sanitation in the World's Cities is a comprehensive and authoritative assessment of the problems and how they can be addressed. This influential publication by the United Nations Human Settlements Programme (UN-HABITAT) sets out in detail the scale of inadequate provision of water and sanitation. It describes the impacts on health and economic performance, showing the potential gains of remedial action; it analyses the proximate and underlying causes of poor provision and identifies information gaps affecting resource allocation; it outlines the consequences of further deterioration; and it explains how resources and institutional capacities - public, private and community - can be used to deliver proper services through integrated water resource management.

The urban poor living in slums are at particularly high risk from the impacts of climate change and natural hazards. This study analyzes key issues affecting their vulnerability, with evidence from a number of cities in the developing world.

'The world has entered the urban millennium. Nearly half the world's people are now city dwellers and the rapid increase in urban population is expected to continue mainly in developing countries. This historic transition is being further propelled by the powerful forces of globalization. The central challenge for the international community is clear: to make both urbanization and globalization work for all people instead of leaving billions behind or on the margins ... Cities in a Globalizing World: Global Report on Human Settlements 2001 is a comprehensive review of conditions in the world's.

Memoirs of the author, social reformer from Pakistan and recipient of the Magsaysay Award.

- Organizational Build up