A comprehensive guide to all aspects of pensions and planning your retirement that delivers a wealth of information and expert advice in jargon-free language. The author has been a correspondent with Financial Mail on Sunday since 1997.

Fully revised and updated second edition. This is your one-stop, definitive resource as you prepare for a secure and comfortable retirement. Investment and personal finance experts Larry Swedroe and Kevin Grogan present uniquely comprehensive coverage of every important aspect you need to think about as you approach retirement, including: Social Security, Medicare, investment planning strategy, portfolio maintenance, preparing your heirs, retirement issues faced by women, the threat of elder financial abuse, going beyond financials to think about your happiness, and much more. These topics are explained with the help of specialists in each subject. And everything is based on the "science of investing" – evidenced with studies from peer-reviewed journals. Overall, this adds up to a complete retirement guide, packed with the latest and best knowledge. Don't enter your retirement without it.

Proactively plan for a successful financial future after leaving the workforce Are you ready for retirement? Retirement Planning For Dummies is your comprehensive guide to shoring up your finances as you prepare to leave the workforce. Learn to manage and optimize your 401(k), balance retirement savings with other financial needs, and set up pensions and insurance. Plus, get the latest updates on all things retirement, including the SECURE Act and new withdrawal rules. Written by an expert investment writer, this beginner-friendly guide is full of financial wisdom that will smooth the road as you embark on your retirement planning journey. Learn the best saving practices to make your money grow Maximize your retirement knowledge to set you up for success Balance retirement savings with other needs Get up to speed on withdrawal limits, HSA rules, and self-employment considerations This book is for anyone looking for the best ways to save and plan for retirement, whether you just joined the workforce or are contemplating retirement in the near future.

A comprehensive and easy-to-understand guide to the ins and outs of retirement planning—the key resource for creating a retirement you can live on! How much do I need to retire? Can I retire early? What’s the retirement age, anyway? No matter whether you are 25, 65, or any age in between, you probably have questions about retirement and knowing the answers is the key to planning your future. Whether you want to retire as soon as possible or are looking forward to continuing to work in some form for as long as you can, Retirement 101 guides you through each step as you approach this important milestone. From how to save for the day when you stop—or scale back—working to smart investment strategies to the best states to retire in to how to calculate your benefits, Retirement 101 helps you create a retirement plan to accomplish your goals, whatever they are.

How would it feel to retire several years or even decades before than just about anyone else you know of? Most people think of retirement as the ultimate 'prize' to be achieved, only after several decades of hard work. However, did you know that now, more than at any other time period, retirees are going back to work because of the volatile economy and improper planning? There's a simple blueprint to follow for those that wish to quit the rat race forever. It doesn't matter if you're in your 20's or 60's, there are simple 'tweaks' you can start applying now to your finances to drastically reduce the amount of time it will take you to retire. Early retirement can be easily achievable to everyone that wants to be in total control of their financial life. Here's some of what you can expect to learn inside the pages of this book: Discover the common mistakes that should be avoided in order to retire forever and never step back into the office ever again! The best forms of 'retirement friendly' investments. A brief guide for the late starter. Learn all about the inevitable financial gap. How to make the money that you've saved up last up to 3x or 5x times. This book is part of the Rock-Solid Financial Confidence Series. No previous skill or knowledge is required. Just like any other skill, learning how to be in control of your finances can be easily achievable by following the right advice and taking action. Are you ready to live your new life? It's time to take control of your future job-free life and stop stressing about your finances. Start by scrolling up and clicking the BUY NOW button at the top of this page!

"At a time when more and more consumers are unlikely to have the retirement of their dreams, this book gives straightforward, clear strategies to help the reader improve their chances of at least making the right decisions" Nick Cann, chief executive, Institute of Financial Planning 'This book deals comprehensively with the complexities of UK pensions, both state and private and welcome addition for a very confused public. The book could significantly help people provide more effectively for their retirement and cope with the difficulties of pension planning from a far better informed perspective.'' Dr Ros Altmann, campaigner, consultant and former Government adviser on pension policy "John Greenwood is one of the UK's best journalists writing on pensions. Simple, clear and concise; this book tells you everything you need to know about retirement planning. If they had been using this book to teach about pensions at school then we wouldn't have a pensions crisis now." Tom McPhail, head of pensions research, Hargreaves Lansdown Planning your pension and planning for retirement are essential, because they may be the only source of income you'll have for a third of your life. But because pension planning is often thought of as complicated, it's not always given enough attention. Whether you are an avid reader of the financial pages, or you don't know the first thing about money matters, The Financial Times Guide to Pensions and Wealth in Retirement is designed to help you take control of your pension and retirement planning. Offering a range of achievable strategies that will enhance your saving, John Greenwood helps you navigate the complex maze of state, private, workplace and individual pensions, advises on alternatives to pensions and shows you the best ways to manage your retirement wealth and how to pass on your estate efficiently. The Financial Times Guide to Pensions will show you how to: Better mange the money in your pension funds Shop around for cheaper pension providers Understand the options open to you at retirement Maintain exposure to the stock market in retirement with the potential for increased returns Maximise your wealth through property, emigrating and non-pensionable savings Resolve disputes over pensions and trace lost polices Reduce your inheritance tax liabilities The Financial Times Guide to Pensions and Wealth in Retirementdemystifies the complex world of pensions, retirement options, pension alternatives and retirement wealth. It will motivate you to take action to get the most out of your retirement savings. Save money, make money and reduce the risk of losing your money. * Solving your own personal pensions crisis * Drawing up your retirement saving plan * How private pensions work * Personal and stakeholder pensions * Workplace schemes - money purchase pensions * Workplace schemes - final salary pensions * Self-invested personal pensions (Sipps) * Small self-administered schemes (SSAS) * Investment strategy - constructing your portfolio * State pension * Pension Credit and means-testing * Contracting out of the state pension system * Managing your retirement * Annuities * Income drawdown * Retirement savings not held in pensions * Disputes and unclaimed pensions * Retiring abroad * Inheritance tax planning in retirement

Guarantee your retirement income with a DIY pension Pensionize Your Nest Egg describes how adding the newapproach of "product allocation" to the tried-and-true assetallocation approach can help protect you from the risk of outlivingyour savings, while maximizing your income in retirement. This book demonstrates that it isn't the investor with the mostmoney who necessarily has the best retirement income plan. Instead,it's the investor who owns the right type of investment andinsurance products, and uses product allocation to allocate theright amounts, at the right time, to each product category. This revised second edition is expanded to include investorsthroughout the English-speaking world and updated to reflectcurrent economic realities. Readers will learn how to distinguish between the various typesof retirement income products available today, including lifeannuities and variable annuities with living income benefits, andhow to evaluate the features that are most important to meet theirpersonal retirement goals. Evaluate the impacts of longevity, inflation, and sequence ofreturns risk on your retirement income portfolio Make sense of the bewildering array of today's retirementincome products Measure and maximize your Retirement SustainabilityQuotient Learn how your product allocation choices can help maximizecurrent income or financial legacy — and how to select theapproach that's right for you Walk through detailed case studies to explore how to pensionizeyour nest egg using the new product allocation approach Whether you do it yourself or work with a financial advisor,Pensionize Your Nest Egg gives you a step-by-step plan tocreate a guaranteed retirement income for life.