European Banking and Financial Law Statutes presents all the key legislation for European banking and financial law in one student-friendly volume. This book is: • up-to-date with the law: based on the official consolidated texts of all relevant European instruments, this book provides a fully current collection of legislation • tailored to course outlines: content has been curated to align with European banking and financial law courses • exam friendly: conforming to regulations, this is an un-annotated text that is suitable for exam use • easy to use: a clear and attractive text design, detailed table of contents and multiple indices provides ease of reference and navigation. Ideal for course and exam use, as well as for reference, this book is a perfect companion resource for student learning and exam success, which is especially tailored for use in combination with the European Banking and Financial Law textbook.

In recent decades, the volume of EU legislation on financial law has increased exponentially. Banks, insurers, pension funds, investment firms and other financial institutions all are increasingly subject to European regulatory rules, as are day to day financial transactions. Serving as a comprehensive and authoritative introduction to European banking and financial law, the book is organized around the three economic themes that are central to the financial industry: (i) financial markets; (ii) financial institutions; and (iii) financial transactions. It covers not only regulatory law, but also commercial law that is relevant for the most important financial transactions. It also explains the most important international standard contracts such as LMA loan contracts and the GMRA repurchase agreements. Covering a broad range of aspects of financial law from a European perspective, it is essential reading for students of financial law and European regulation.

Over the last few decades, banks, insurers, pension funds, investments firms and other financial institutions have become subject to sometimes dramatically new, but always substantially more, legislation. This is especially true for the EU. Moreover, Brexit has already caused profound changes to the dynamics of EU financial regulation, and its effects will likely become ever-more significant in the years to come. This book serves as a comprehensive introduction to these developments, and, more generally, to European banking and financial law. It is organised around the three economic themes that are central to the financial industry: (i) financial markets, (ii) banking and financial institutions and (iii) financial transactions. It covers not only regulatory law but also commercial law that is relevant for the most important financial transactions. This Second Edition has been completely revised. The basic structure of the First Edition has been maintained, but all chapters have been thoroughly rewritten and restructured. Attention is now also given to topics such as shadow banking and credit rating agencies. As a matter of course, all new relevant legislation and case law has been included. In addition, on the basis of real-life classroom experience, student questions and further reading suggestions have been updated and expanded.

The initiative to improve the level of integration in banking and financial services law within the European Union, ongoing since the end of the seventies, has been largely successful. About 90% of the national laws regarding financial services are based on European law. The fourth edition of “European Banking and Financial Services Law”, published by the European Association of Public Banks (EAPB) in co-operation with Editions Larcier, is a practical guide to the entire field of EU law in this area. The book approaches the financial subjects thematically. For each of the distinct areas of practice it offers a concise summary and the respective legislative history of the applicable law, pending legislation as well as issues under discussion. A CD Rom enclosed with this book provides the full official versions of all Directives and Regulations published by the European Union in the fields of banking and financial services. The European Association of Public Banks (EAPB) represents the interest of various public banks, funding agencies and associations of public banks throughout Europe, which together represents some 100 public financial institutions. The latter have a combined balance sheet total of about EUR 3.500 billion. The EAPB 's specialised lawyers and economists monitor the European legislation monitor order to provide its member banks with information on EU financial law. Thanks to the co-operation with Editons Larcier, the EAPB's expertise is now at the disposal of a large public.

The initiative to improve the level of integration in banking and financial services law within the European Union, ongoing since the end of the seventies, has been largely successful. About 80% of the national laws regarding financial services are based on European law. A practical guide to the entire field of EU law in this area is the resource `European Banking and Financial Services law Second edition, published by the EAPB in cooperation with Kluwer Law International. The book approaches the financial subjects thematically. For each of the distinct areas of practice it offers such essential guidance as the following: concise summary of the law as it stands and its legislative history, overview of laws binding and in force, pending legislation not yet adopted, issues under discussion in the European Parliament And The Council. A CD-Rom enclosed with this book provides the full official versions of all Directives and Regulations published by the European Union in the fields of banking and financial services. The European Association of Public Banks (EAPB) covers about 100 Public Banks, Municipal Financing Institutes and Funding Agencies from various European Countries and thus represents a balance sheet total of more than 3000 Billion Euro. The EAPBs specialized lawyers and economists follow the European legislation in order to provide its member banks with information on EU financial law. Thanks To The cooperation with Kluwer Law International, the EAPB's expertise is now at the disposal of a large public

This text presents a practical analysis of the private law of banking transactions. Rooted in contract, the banker-customer relationship is overlaid with a range of rights and obligations having their derivation in tort, delict, notions of equity, good faith and statute. The book looks at some questions that arise within the banker-customer relationship in various European jurisdictions. What are the nature and consequences of the banker-customer relationship? Is there a duty on banks to advise customers and others about particular dealings and what liability arises if any advice given is wrong? What security can a bank take to protect itself as lender?

This handbook analyses the European Banking Union legal framework focusing on legislative acts (regulations and directives), case law and the resolution procedures. In addition, it will pay attention to the division of responsibilities between the ECB and the national authorities, with special attention to the Single Supervisory Mechanism (SSM) and the Single Resolution Mechanism (SRM). To give a more complete picture, the book will also cover the implementation of European Deposit Insurance Scheme (so called third pillar) still under construction, and appeal to academics, researchers and students of banking and financial law.

This book is concerned with the nature and content of the underlying policy that has been developed within Europe in the area of banking and financial law. While banking and financial markets constitute essential commercial sectors within Europe, as well as providing a number of fundamental support services within any national economy, this is an area that has been given little dedicated attention until now. Only recently have the importance of financial markets and financial integration within Europe (and elsewhere) been properly and fully realized. This publication examines the origin, evolution, and legal validity of the core policy components involved in securing this integration within Europe and explores the operational effectiveness and value of the final financial program constructed. This is a seminal work in the area of cross-border and regional banking and financial integration.

The relationship between EU and national law has taken up new forms and dimensions in the context of EU financial legislation. The wide reforms introduced in the EU financial architecture over the past years raised new issues and opened new perspectives, stimulating paramount discussions and debates that are far from being settled. Issues concerning the interplay between EU and national law relate to all the dimensions of EU financial legislation: the principles and solutions that are consolidating in this area are also likely to set the standard within other fields of EU policy and legislation. Considering, for example, legal sources, the need to foster higher levels of harmonisation among the legislations of member states needs to be balanced against the complex mechanism of options and discretions, as well as with the application of the principle of proportionality embedded in most of the fundamental texts of European financial legislation. Enforcement and institutional interplay are striking examples of the complexities of the new system. The application of traditional principles comes at grips with the continuous effort, by EU institutions and by the European Supervisory Authorities (ESAs), to set the ground for a stronger backbone of common principles for the application of EU legislation. This volume explores these topics in a new, multi-disciplinary perspective, that cuts across all relevant areas of European financial markets law.The relationship between EU and national law has taken up new forms and dimensions in the context of EU financial legislation. The wide reforms introduced in the EU financial architecture over the past years raised new issues and opened new perspectives, stimulating paramount discussions and debates that are far from being settled. Issues concerning the interplay between EU and national law relate to all the dimensions of EU financial legislation: the principles and solutions that are consolidating in this area are also likely to set the standard within other fields of EU policy and legislation. Considering, for example, legal sources, the need to foster higher levels of harmonisation among the legislations of member states needs to be balanced against the complex mechanism of options and discretions, as well as with the application of the principle of proportionality embedded in most of the fundamental texts of European financial legislation. Enforcement and institutional interplay are striking examples of the complexities of the new system. The application of traditional principles comes at grips with the continuous effort, by EU institutions and by the European Supervisory Authorities (ESAs), to set the ground for a stronger backbone of common principles for the application of EU legislation. This volume explores these topics in a new, multi-disciplinary perspective, that cuts across all relevant areas of European financial markets law.