From America's most trusted financial advisor comes a comprehensive guide to a new and utterly sane financial choice. In Die Broke, you'll learn that life is a game where the loser gives his money to Uncle Sam at the end. There are four steps to the process: Quit Today No, don't tell your boss to shove it...at least not out loud. But in your head accept that from this day on you're a free agent whose number one workplace priority is your personal bottom line. Pay Cash You should be as conscious of spending as you are of saving. Credit should be a rarely used tool for those few times (buying homes and cars) when paying cash is impossible. Don't Retire Your work life should be a journey up and down hills, rather than a climb up a sheer cliff that ends with a jump into the abyss. Die Broke It sounds terrifying, the one intolerable outcome to your financial life. And yet, in truth, dying broke might be your best option for a life without fear: fear of failure and privation now, fear of impoverishment in the long run.

Guide for creating a worry-free retirement, geared for those who are fearful of running out of money, based on the estimates provided by the mainstream financial world, and afraid to spend their hard-earned money to do the things they really want to do. The book outlines a better way to not only have peace of mind about retirement funding but to enjoy life in the here and now. Includes key take aways and lessons based on real-world situations in the author's family and his experience as a successful financial advisor.

One of NPR’s Best Books of 2020 One of Time’s 100 Must-Read Books of 2020 From the New York Times bestselling author of I Can’t Date Jesus, which Vogue called “a piece of personal and cultural storytelling that is as fun as it is illuminating,” comes a wry and insightful essay collection that explores the financial and emotional cost of chasing your dreams. Ever since Oprah Winfrey told the 2007 graduating class of Howard University, “Don’t be afraid,” Michael Arceneaux has been scared to death. You should never do the opposite of what Oprah instructs you to do, but when you don’t have her pocket change, how can you not be terrified of the consequences of pursuing your dreams? Michael has never shied away from discussing his struggles with debt, but in I Don’t Want to Die Poor, he reveals the extent to which it has an impact on every facet of his life—how he dates; how he seeks medical care (or in some cases, is unable to); how he wrestles with the question of whether or not he should have chosen a more financially secure path; and finally, how he has dealt with his “dream” turning into an ongoing nightmare as he realizes one bad decision could unravel all that he’s earned. You know, actual “economic anxiety.” I Don’t Want to Die Poor is an unforgettable and relatable examination about what it’s like leading a life that often feels out of your control. But in Michael’s voice that’s “as joyful as he is shrewd” (BuzzFeed), these razor-sharp essays will still manage to make you laugh and remind you that you’re not alone in this often intimidating journey.

Melbourne Mick Bartley wasn't big noting when he described $6000 in 1976 as toilet paper. To call him a punter wasn't sufficient. Nobody played horses better in roles as a commission agent, SP bookmaker and master architect of betting coups. But the punt giveth and the punt taketh away... From copy boy at the Sydney Sun to his current weekly column for Fairfax, Max Presnell has lived, breathed and written about horse racing for more than 60 years. Good Losers Die Broke gives us his best, most colourful stories from a lifetime's observation of the turf. Starting with Max's own unique upbringing at Kensington's legendary Doncaster Hotel, where his father was publican, Good Losers Die Broke takes us on journey into the heart and soul of Australian racing. It brilliantly captures not only the famous racing names like Tommy Smith, Bart Cummings, and Gai Waterhouse, and legendary punters like Kerry Packer, but a marvellous parade of crook bookies, pimps, pickpockets, dopers, plonkers, lobbers and the downright disreputable. Written with Max's trademark humour and encyclopaedic knowledge of the sport, Good Losers Die Broke is the distillation of more than six decades worth of racing's greatest characters and stories.

"A startling new philosophy and practical guide to getting the most out of your money-and out of life-for those who value memorable experiences as much as their earnings"--

Adam Silvera reminds us that there’s no life without death and no love without loss in this devastating yet uplifting story about two people whose lives change over the course of one unforgettable day. #1 New York Times bestseller * 4 starred reviews * A School Library Journal Best Book of the Year * A Kirkus Best Book of the Year * A Booklist Editors' Choice * A Bustle Best YA Novel * A Paste Magazine Best YA Book * A Book Riot Best Queer Book * A Buzzfeed Best YA Book of the Year * A BookPage Best YA Book of the Year On September 5, a little after midnight, Death-Cast calls Mateo Torrez and Rufus Emeterio to give them some bad news: They’re going to die today. Mateo and Rufus are total strangers, but, for different reasons, they’re both looking to make a new friend on their End Day. The good news: There’s an app for that. It’s called the Last Friend, and through it, Rufus and Mateo are about to meet up for one last great adventure—to live a lifetime in a single day. In the tradition of Before I Fall and If I Stay, They Both Die at the End is a tour de force from acclaimed author Adam Silvera, whose debut, More Happy Than Not, the New York Times called “profound.” Plus don't miss The First to Die at the End: #1 New York Times bestselling author Adam Silvera returns to the universe of international phenomenon They Both Die at the End in this prequel. New star-crossed lovers are put to the test on the first day of Death-Cast’s fateful calls.

In 1992, Savo Heleta was a young Serbian boy enjoying an idyllic, peaceful childhood in Gorazde, a primarily Muslim city in Bosnia. At the age of just thirteen, Savo's life was turned upside down as war broke out. When Bosnian Serbs attacked the city, Savo and his family became objects of suspicion overnight. Through the next two years, they endured treatment that no human being should ever be subjected to. Their lives were threatened, they were shot at, terrorized, put in a detention camp, starved, and eventually stripped of everything they owned. But after two long years, Savo and his family managed to escape. And then the real transformation took place. From his childhood before the war to his internment and eventual freedom, we follow Savo's emotional journey from a young teenager seeking retribution to a peace-seeking diplomat seeking healing and reconciliation. As the war unfolds, we meet the incredible people who helped shape Savo's life, from his brave younger sister Sanja to Meho, the family friend who would become the family's ultimate betrayer. Through it all, we begin to understand this young man's arduous struggle to forgive the very people he could no longer trust. At once powerful and elegiac, Not My Turn to Die offers a unique look at a conflict that continues to fascinate and enlighten us.

From Ira Byock, prominent palliative care physician and expert in end of life decisions, a lesson in Dying Well. Nobody should have to die in pain. Nobody should have to die alone. This is Ira Byock's dream, and he is dedicating his life to making it come true. Dying Well brings us to the homes and bedsides of families with whom Dr. Byock has worked, telling stories of love and reconciliation in the face of tragedy, pain, medical drama, and conflict. Through the true stories of patients, he shows us that a lot of important emotional work can be accomplished in the final months, weeks, and even days of life. It is a companion for families, showing them how to deal with doctors, how to talk to loved ones—and how to make the end of life as meaningful and enriching as the beginning. Ira Byock is also the author of The Best Care Possible: A Physician's Quest to Transform Care Through the End of Life.

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