The Code of Federal Regulations is a codification of the general and permanent rules published in the Federal Register by the Executive departments and agencies of the United States Federal Government. This print ISBN is the official U.S. Federal Government edition of this volume. , 12 CFR Parts 220-229 has been updated to include updated provisions concerning updated brokers, bankers, and dealers. It includes topical areas such as borrowers of security banks and their affiliates, borrowers of securities credit, truth in lending, community reinvestment, and more. Related items: 2018 Annual print CFR subscription is available here: https://bookstore.gpo.gov/products/code-federal-regulationspaper2018 What You Should Know about Home Equity Lines of Credit (Package of 100) can be found here: https://bookstore.gpo.gov/products/sku/048-013-00003-1 A Financial System that Creates Economic Opportunities: Capital Markets can be found here: https://bookstore.gpo.gov/products/financial-system-creates-economic-opportunities-capital-markets Economic Report of the President Together With the Annual Report of the Council of Economic Advisers February 2018 can be found here: https://bookstore.gpo.gov/products/economic-report-president-together-annual-report-council-economic-advisers-february-2018

Title 12, Banks and Banking, Parts 220-229

Title 12 presents regulations governing banking procedures and activities of the Comptroller of the Currency, the Federal Reserve System, the Federal Deposit Insurance Corporation, the Export-Import Bank, Office of Thrift Supervision, Farm Credit Administration, and the National Credit Union Administration. It also contains regulations pertaining to other types of banking operations. Additions and revisions to this section of the code are posted annually by January. Publication follows within six months.

Audits provide essential accountability and transparency over government programs. Given the current challenges facing governments and their programs, the oversight provided through auditing is more critical than ever. Government auditing provides the objective analysis and information needed to make the decisions necessary to help create a better future. The professional standards presented in this 2018 revision of Government Auditing Standards (known as the Yellow Book) provide a framework for performing high-quality audit work with competence, integrity, objectivity, and independence to provide accountability and to help improve government operations and services. These standards, commonly referred to as generally accepted government auditing standards (GAGAS), provide the foundation for government auditors to lead by example in the areas of independence, transparency, accountability, and quality through the audit process. This revision contains major changes from, and supersedes, the 2011 revision.