" It is 1999. Mobile phones are gaining global traction, particularly in emerging markets. Yet payments look set to remain a traditional banking stronghold, keeping the unbanked exiled to the margins of the cash economy. Out of the blue, an unusual directive is issued to Hannes van Rensburg, unsuspecting CIO of a large South African financial services company: walk away from a promising career, and start something - anything - new. An industry's time had come: with abundant resourcefulness, the mindset of a maverick and the support of a deeply committed core of key players who shared his abiding vision, Van Rensburg founded Fundamo, a mobile banking start-up that foresaw the spectacular chemistry lying dormant between mobile-phone technology and financial services. But the pioneer's way is seldom clear. Funding constraints, resistance to innovation and infrastructural challenges were to stand in the path of this unprecedented movement to bring financial services to the markets that mainstream banking had forgotten - obstacles that the Fundamo vision was to level, creatively yet relentlessly, in its quest to improve lives. From Kinshasa to Karachi and India to Iraq, from remote rural villages to the bright lights of some of the world\2019s slickest conferences, from beers overlooking the Lusaka InterContinental's unlikely crocodile-stocked Koi pond to pre-dawn single-malts with Mark Shuttleworth high in the Swiss Alps, Cash In, Cash Out tracks the stellar growth of one of Africa\2019s most successful tech start-ups, culminating in its 2011 acquisition by financial services giant Visa Inc. While it shares a wealth of knowledge for the entrepreneur, it is, first and foremost, a uniquely humanising, compelling and inspiring story about perseverance in the face of mighty personal and professional odds."--Back cover.

“The Devil Wears Prada meets Wall Street” (TheSkimm) in this sizzling debut about a banking analyst who plans to finally pursue her yoga career full-time after her bonus hits, but until then she’ll have to keep her sanity intact (and her chakras aligned). Allegra Cobb’s resume: straight-A Princeton grad, second-year analyst at a top-tier bank, one-time American Yoga National Competition Champion. Allegra Cobb’s reality: Spending twenty-four hours a day changing the colors on bar charts, overusing the word “team,” and daydreaming about quitting the minute her year-end bonus hits her account. She no longer has no interest in the cutthroat banking world—she’s determined to launch her very own yoga practice. But her plan isn’t quite as perfect as the beachfront yoga pictures she double-taps on Instagram. On top of the 100 emails an hour and coworkers already suspicious of her escape plan, Allegra’s hard-driving single father has always fiercely valued high achievement above all else. That his daughter works on Wall Street means everything to him. But after a) unknowingly sleeping with the man now leading her banking cohort on one of their biggest deals to date and b) meeting the #blessed yoga guru who might just be her ticket to the life she’s always wanted, she realizes her happy-ever-after might be harder to manifest than she thought. Fast-paced, laugh-out-loud funny, and totally irresistible, Breathe In, Cash Out “is a modern fairytale, a romance that’s not about finding the right guy, but finding yourself” (Eliza Kennedy, author of I Take You).

“Cash Out is one of those novels that begs for more adjectives: relentless, madcap, polished, lean, vivid, warped, original, horrifying and hilarious in equal measure.” —Marcus Sakey, author of The Two Deaths of Daniel Hayes and The Amateur Imagine a story by Ben Mezrich (The Accidental Billionaires, 21) of staggering financial improprieties infused with Tim Dorsey’s (Hurricane Punch, Gator A-Go-Go) zany, over-the-top pure insanity, and you might have something somewhat resembling Cash Out, the rollicking debut novel by Greg Bardsley. This is nonstop, mercilessly hilarious, no-holds-barred fiction for fans of The Hangover and Office Space—an outrageous tall tale that follows one desperate, disgruntled Silicon Valley exec through a his surreal three-day scramble to cash out his stock options and leave behind his hated high-tech job before outrageous villains (and even crazier friends) completely destroy him. Do you like the wildly satirical work of Tom Perrotta, Sam Lipsyte, and Gary Shteyngart? Do the ingenious comic caper novels of Elmore Leonard leave you breathless and exhilarated? Then get ready to Cash Out.

Boomer business owners shouldn't wait to sell their companies and begin the next stage of their lives.

This second edition has been "resequenced and expanded to include over 40 new photographs made from 2020-2022 with new essays by Beth McKibben and Mike Jordan"--https://www.micahcash.com/wafflehousevistas.

The fraction of the population over age sixty-five in many developed countries is projected to rise, in some cases sharply, in coming decades. This has drawn growing interest to research on the health and economic circumstances of individuals as they age. Many individuals are retiring from paid work, yet they are living longer than ever. Their well-being is shaped by their past decisions such as their saving behavior, as well as by current and future economic conditions, health status, medical innovations, and a rapidly evolving landscape of policy incentives and supports. The contributions to Insights in the Economics of Aging uncover how financial, physical, and emotional well-being are integrally related. The authors consider the interactions between financial circumstances in later life, such as household savings and home ownership, physical circumstances such as health and disability, and emotional well-being, including happiness and mental health.

In this “captivating, heartfelt, and utterly unique tale” (Emily Giffin, author of The Lies That Bind), a brilliant physicist studying the nature of time embarks on an unforgettable and life-changing journey to prove that those we love are always connected to us. Sophie Jones is a physics prodigy on track to unlock the secrets of the universe. When she meets Jake Kristopher during their first week at Yale they instantly feel a deep connection, as if they’ve known each other before. Slowly, their love lures Sophie away from school. When a shocking development forces Sophie into a new reality, she returns to physics to make sense of her world. She grapples with life’s big questions, including how to cope with unexpected change and loss. Inspired by her connection with Jake, Sophie throws herself into her studies, determined to prove that true loves belong together. “Fans of The Time Traveler’s Wife will be blown away by Madeleine Henry’s The Love Proof” (PopSugar), a story of lasting connection, time, and intuition. It explores the course that perfect love can take between imperfect people and urges us to listen to our hearts rather than our heads.

A Girl's Guide to Managing the Money You Make While Living the Life You Want "Cash in the City is destined to become the urban girl's ultimate guide to a glamorous lifestyle . . . on a shoestring salary. It's overflowing with sage advice for living well, looking good, and having fun. I also found a very powerful and upbeat message for young women everywhere-You can create whatever life you desire . . . if you know how to do it right. Juliette Fairley shows the reader precisely, and with great flair, how to do just that." -Barbara Stanny, author of Prince Charming Isn't Coming: How Women Get Smart About Money Looking and feeling good is expensive-especially in America's big cities. From New York City to Los Angeles, single, young, working women in big cities are finding it increasingly difficult to live up to the standards set in TV and movies. No longer do you have to sacrifice a night on the town in order to afford those shoes you must have. By combining financial advice with real-life issues, Cash in the City shows you how to have it all and do it all without breaking the bank. In this first-of-its-kind book, you'll learn how to live the glamorous life, get weekly pedicures, and pay your bills on time! Cash in the City will help you overcome the obstacles that every hip young woman from San Francisco to Atlanta, Chicago to Boston faces. You'll quickly learn how to avoid money missteps and keep your finances in order while you decorate your apartment, keep yourself looking good, and negotiate for a raise. Dig in your high heels, crack open this book, and find out how to live life to the fullest, even on a budget. You can be an "It" girl and financially savvy all at the same time.

A revolutionary financial and career path to break free from corporate America's grasp, make peace with your finances, and build wealth on your own terms When it comes to our finances, we’re told to follow the same script as our white colleagues: work hard, make money, save, and invest. Yet despite putting in twice the effort, you end up making less and are routinely passed up for career opportunities. Here’s the truth: financial freedom is within your reach, but playing by corporate America’s rules will only take you halfway there. To win, you must eventually walk away—and take up an entirely different model of wealth accumulation. Cashing Out is your roadmap to financial freedom despite the broken system. You don’t have to sacrifice your time and mental health to maximize income. Instead, financial experts Julien and Kiersten Saunders show how to design a life that allows you to enjoy the little things now while setting yourself up for future financial security. Drawing from their journey paying off $200,000 of debt in five years, quitting their high-stress corporate jobs, and retaking control of their finances, this book will teach you: • Why the mantra and glitz of “Black Excellence” is an unsustainable motivation for wealth building • How to prioritize the right goals at each stage of your career so you can quit in 15 years or less • How to talk about money with your loved ones without coming to blows • Practical strategies to bring more money in without robbing you of time and energy you don’t have It’s time to stop being a cog in the machine that leaves you under-appreciated and underpaid. Cashing Out shows you how to open the door to a new kind of prosperity.

“A brilliant and lucid new book” (John Lanchester, New York Times Magazine) about why paper money and digital currencies lie at the heart of many of the world’s most difficult problems—and their solutions In The Curse of Cash, acclaimed economist and bestselling author Kenneth Rogoff explores the past, present, and future of currency, showing why, contrary to conventional economic wisdom, the regulation of paper bills—and now digital currencies—lies at the heart some of the world’s most difficult problems, but also their potential solutions. When it comes to currency, history shows that the private sector often innovates but eventually the government regulates and appropriates. Using examples ranging from the history of standardized coinage to the development of paper money, Rogoff explains why the cryptocurrency boom will inevitably end with dominant digital currencies created and controlled by governments, regardless of what Bitcoin libertarians want. Advanced countries still urgently need to stem the global flood of large paper bills—the vast majority of which serve no legitimate purpose and only enable tax evasion and other crimes—but cryptocurrencies are like $100 bills on steroids. The Curse of Cash is filled with revealing insights about many of the most pressing issues facing monetary policymakers, from quantitative easing to alternative inflation targeting regimes. It also explains in detail why, if low interest rates persist, the best way to reinvigorate monetary policy is to implement fully effective and unconstrained negative interest rates. Provocative, engaging, and backed by compelling original arguments and evidence, The Curse of Cash has sparked widespread debate and its ideas have moved to the center of financial and policy discussions.