Banking Market Deregulation And Mortality Inequality
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Author |
: Iftekhar Hasan |
Publisher |
: |
Total Pages |
: 0 |
Release |
: 2022 |
ISBN-10 |
: 9523234277 |
ISBN-13 |
: 9789523234277 |
Rating |
: 4/5 (77 Downloads) |
Synopsis Banking Market Deregulation and Mortality Inequality by : Iftekhar Hasan
This paper shows that local banking market conditions affect mortality rates in the United States. Exploiting the staggered relaxation of branching restrictions in the 1990s across states, we find that banking deregulation decreases local mortality rates. This effect is driven by a decrease in the mortality rate of black residents, implying a decrease in the black-white mortality gap. We further analyze the role of mortgage markets as a transmitter between banking deregulation and mortality and show that households' easier access to finance explains mortality dynamics. We do not find any evidence that our results can be explained by improved labor outcomes.
Author |
: Thorsten Beck |
Publisher |
: World Bank Publications |
Total Pages |
: 42 |
Release |
: 2007 |
ISBN-10 |
: |
ISBN-13 |
: |
Rating |
: 4/5 ( Downloads) |
Synopsis Big Bad Banks? by : Thorsten Beck
Policymakers and economists disagree about the impact of bank regulations on the distribution of income. Exploiting cross-state and cross-time variation, we test whether liberalizing restrictions on intra-state branching in the United States intensified, ameliorated, or had no effect on income distribution. We find that branch deregulation lowered income inequality. Deregulation lowered income inequality by affecting labor market conditions, not by boosting the business income of the poor, nor by enhancing educational attainment. Reductions in the earnings gap between men and women and between skilled and unskilled workers account for the bulk of the explained drop in income inequality.
Author |
: Ms.Era Dabla-Norris |
Publisher |
: International Monetary Fund |
Total Pages |
: 39 |
Release |
: 2015-06-15 |
ISBN-10 |
: 9781513547435 |
ISBN-13 |
: 1513547437 |
Rating |
: 4/5 (35 Downloads) |
Synopsis Causes and Consequences of Income Inequality by : Ms.Era Dabla-Norris
This paper analyzes the extent of income inequality from a global perspective, its drivers, and what to do about it. The drivers of inequality vary widely amongst countries, with some common drivers being the skill premium associated with technical change and globalization, weakening protection for labor, and lack of financial inclusion in developing countries. We find that increasing the income share of the poor and the middle class actually increases growth while a rising income share of the top 20 percent results in lower growth—that is, when the rich get richer, benefits do not trickle down. This suggests that policies need to be country specific but should focus on raising the income share of the poor, and ensuring there is no hollowing out of the middle class. To tackle inequality, financial inclusion is imperative in emerging and developing countries while in advanced economies, policies should focus on raising human capital and skills and making tax systems more progressive.
Author |
: Karen Petrou |
Publisher |
: John Wiley & Sons |
Total Pages |
: 291 |
Release |
: 2021-03-03 |
ISBN-10 |
: 9781119726746 |
ISBN-13 |
: 1119726743 |
Rating |
: 4/5 (46 Downloads) |
Synopsis Engine of Inequality by : Karen Petrou
The first book to reveal how the Federal Reserve holds the key to making us more economically equal, written by an author with unparalleled expertise in the real world of financial policy Following the 2008 financial crisis, the Federal Reserve’s monetary policy placed much greater focus on stabilizing the market than on helping struggling Americans. As a result, the richest Americans got a lot richer while the middle class shrank and economic and wealth inequality skyrocketed. In Engine of Inequality, Karen Petrou offers pragmatic solutions for creating more inclusive monetary policy and equality-enhancing financial regulation as quickly and painlessly as possible. Karen Petrou is a leading financial-policy analyst and consultant with unrivaled knowledge of what drives the decisions of federal officials and how big banks respond to financial policy in the real world. Instead of proposing legislation that would never pass Congress, the author provides an insider's look at politically plausible, high-impact financial policy fixes that will radically shift the equality balance. Offering an innovative, powerful, and highly practical solution for immediately turning around the enormous nationwide problem of economic inequality, this groundbreaking book: Presents practical ways America can and should tackle economic inequality with fast-acting results Provides revealing examples of exactly how bad economic inequality in America has become no matter how hard we all work Demonstrates that increasing inequality is disastrous for long-term economic growth, political action, and even personal happiness Explains why your bank's interest rates are still only a fraction of what they were even though the rich are getting richer than ever, faster than ever Reveals the dangers of FinTech and BigTech companies taking over banking Shows how Facebook wants to control even the dollars in your wallet Discusses who shares the blame for our economic inequality, including the Fed, regulators, Congress, and even economists Engine of Inequality: The Fed and the Future of Wealth in America should be required reading for leaders, policymakers, regulators, media professionals, and all Americans wanting to ensure that the nation’s financial policy will be a force for promoting economic equality.
Author |
: Rémi Genevey |
Publisher |
: The Energy and Resources Institute (TERI) |
Total Pages |
: 274 |
Release |
: 2013-01-01 |
ISBN-10 |
: 9788179935309 |
ISBN-13 |
: 8179935302 |
Rating |
: 4/5 (09 Downloads) |
Synopsis Reducing Inequalities by : Rémi Genevey
The reduction of inequalities within and between countries stands as a policy goal, and deserves to take centre stage in the design of the Sustainable Development Goals agreed during the Rio+20 Summit in 2012.The 2013 edition of A Planet for Life represents a unique international initiative grounded on conceptual and strategic thinking, and – most importantly – empirical experiments, conducted on five continents and touching on multiple realities. This unprecedented collection of works proposes a solid empirical approach, rather than an ideological one, to inform future debate.The case studies collected in this volume demonstrate the complexity of the new systems required to accommodate each country's specific economic, political and cultural realities. These systems combine technical, financial, legal, fiscal and organizational elements with a great deal of applied expertise, and are articulated within a clear, well-understood, growth- and job-generating development strategy.Inequality reduction does not occur by decree; neither does it automatically arise through economic growth, nor through policies that equalize incomes downward via ill conceived fiscal policies. Inequality reduction involves a collaborative effort that must motivate all concerned parties, one that constitutes a genuine political and social innovation, and one that often runs counter to prevailing political and economic forces.
Author |
: International Panel on Social Progress (IPSP) |
Publisher |
: Cambridge University Press |
Total Pages |
: 971 |
Release |
: 2018-07-19 |
ISBN-10 |
: 9781108502399 |
ISBN-13 |
: 1108502393 |
Rating |
: 4/5 (99 Downloads) |
Synopsis Rethinking Society for the 21st Century: Volume 1, Socio-Economic Transformations by : International Panel on Social Progress (IPSP)
This is the first of three volumes containing a report from the International Panel on Social Progress (IPSP). The IPSP is an independent association of top research scholars with the goal of assessing methods for improving the main institutions of modern societies. Written in accessible language by scholars across the social sciences and humanities, these volumes assess the achievements of world societies in past centuries, the current trends, the dangers that we are now facing, and the possible futures in the twenty-first century. It covers the main socio-economic, political, and cultural dimensions of social progress, global as well as regional issues, and the diversity of challenges and their interplay around the world. This particular volume covers topics such as economic inequality and growth, finance and corporations, labor, capitalism, and social justice.
Author |
: WHO Commission on Social Determinants of Health |
Publisher |
: World Health Organization |
Total Pages |
: 257 |
Release |
: 2008 |
ISBN-10 |
: 9789241563703 |
ISBN-13 |
: 9241563702 |
Rating |
: 4/5 (03 Downloads) |
Synopsis Closing the Gap in a Generation by : WHO Commission on Social Determinants of Health
Social justice is a matter of life and death. It affects the way people live, their consequent chance of illness, and their risk of premature death. We watch in wonder as life expectancy and good health continue to increase in parts of the world and in alarm as they fail to improve in others.
Author |
: National Intelligence Council |
Publisher |
: Cosimo Reports |
Total Pages |
: 158 |
Release |
: 2021-03 |
ISBN-10 |
: 1646794974 |
ISBN-13 |
: 9781646794973 |
Rating |
: 4/5 (74 Downloads) |
Synopsis Global Trends 2040 by : National Intelligence Council
"The ongoing COVID-19 pandemic marks the most significant, singular global disruption since World War II, with health, economic, political, and security implications that will ripple for years to come." -Global Trends 2040 (2021) Global Trends 2040-A More Contested World (2021), released by the US National Intelligence Council, is the latest report in its series of reports starting in 1997 about megatrends and the world's future. This report, strongly influenced by the COVID-19 pandemic, paints a bleak picture of the future and describes a contested, fragmented and turbulent world. It specifically discusses the four main trends that will shape tomorrow's world: - Demographics-by 2040, 1.4 billion people will be added mostly in Africa and South Asia. - Economics-increased government debt and concentrated economic power will escalate problems for the poor and middleclass. - Climate-a hotter world will increase water, food, and health insecurity. - Technology-the emergence of new technologies could both solve and cause problems for human life. Students of trends, policymakers, entrepreneurs, academics, journalists and anyone eager for a glimpse into the next decades, will find this report, with colored graphs, essential reading.
Author |
: Ricardo Fuentes-Nieva |
Publisher |
: Oxfam |
Total Pages |
: 32 |
Release |
: 2014-01-20 |
ISBN-10 |
: 9781780775395 |
ISBN-13 |
: 1780775393 |
Rating |
: 4/5 (95 Downloads) |
Synopsis Working for the Few by : Ricardo Fuentes-Nieva
Author |
: Lucas Chancel |
Publisher |
: Harvard University Press |
Total Pages |
: 267 |
Release |
: 2022-11 |
ISBN-10 |
: 9780674273566 |
ISBN-13 |
: 0674273567 |
Rating |
: 4/5 (66 Downloads) |
Synopsis World Inequality Report 2022 by : Lucas Chancel
World Inequality Report 2022 is the most authoritative and comprehensive account of global trends in inequality, providing cutting-edge information about income and wealth inequality and also pioneering data about the history of inequality, gender inequality, environmental inequalities, and trends in international tax reform and redistribution.