Bank Risk, Governance and Regulation

Bank Risk, Governance and Regulation
Author :
Publisher : Springer
Total Pages : 261
Release :
ISBN-10 : 9781137530943
ISBN-13 : 1137530944
Rating : 4/5 (43 Downloads)

Synopsis Bank Risk, Governance and Regulation by : Elena Beccalli

This book presents research from leading researchers in the European banking field to explore three key areas of banking. In Bank Risk, Governance and Regulation, the authors conduct micro- and macro- level analysis of banking risks and their determinants. They explore areas such as credit quality, bank provisioning, deposit guarantee schemes, corporate governance and cost of capital. The book then goes on to analyse different aspects of the relationship between bank risk management, governance and performance. Lastly the book explores the regulation of systemic risks posed by banks, and examines the effects of novel regulatory sets on bank conduct and profitability. The research in this book focuses on aspects of the European banking system; however it also offers wider insight into the global banking space and offers comparisons to international banking systems. The study provides in-depth insight into many areas of bank risk, governance and regulation, before finally addressing the question: which banking strategies are actually feasible?

Bank Regulation, Risk Management, and Compliance

Bank Regulation, Risk Management, and Compliance
Author :
Publisher : Taylor & Francis
Total Pages : 327
Release :
ISBN-10 : 9781000702736
ISBN-13 : 1000702731
Rating : 4/5 (36 Downloads)

Synopsis Bank Regulation, Risk Management, and Compliance by : Alexander Dill

Bank Regulation, Risk Management, and Compliance is a concise yet comprehensive treatment of the primary areas of US banking regulation – micro-prudential, macroprudential, financial consumer protection, and AML/CFT regulation – and their associated risk management and compliance systems. The book’s focus is the US, but its prolific use of standards published by the Basel Committee on Banking Supervision and frequent comparisons with UK and EU versions of US regulation offer a broad perspective on global bank regulation and expectations for internal governance. The book establishes a conceptual framework that helps readers to understand bank regulators’ expectations for the risk management and compliance functions. Informed by the author’s experience at a major credit rating agency in helping to design and implement a ratings compliance system, it explains how the banking business model, through credit extension and credit intermediation, creates the principal risks that regulation is designed to mitigate: credit, interest rate, market, and operational risk, and, more broadly, systemic risk. The book covers, in a single volume, the four areas of bank regulation and supervision and the associated regulatory expectations and firms’ governance systems. Readers desiring to study the subject in a unified manner have needed to separately consult specialized treatments of their areas of interest, resulting in a fragmented grasp of the subject matter. Banking regulation has a cohesive unity due in large part to national authorities’ agreement to follow global standards and to the homogenizing effects of the integrated global financial markets. The book is designed for legal, risk, and compliance banking professionals; students in law, business, and other finance-related graduate programs; and finance professionals generally who want a reference book on bank regulation, risk management, and compliance. It can serve both as a primer for entry-level finance professionals and as a reference guide for seasoned risk and compliance officials, senior management, and regulators and other policymakers. Although the book’s focus is bank regulation, its coverage of corporate governance, risk management, compliance, and management of conflicts of interest in financial institutions has broad application in other financial services sectors. Chapter 6 of this book is freely available as a downloadable Open Access PDF at http://www.taylorfrancis.com under a Creative Commons Attribution-Non Commercial-No Derivatives (CC-BY-NC-ND) 4.0 license.

Better Banking

Better Banking
Author :
Publisher : John Wiley & Sons
Total Pages : 546
Release :
ISBN-10 : 9781118651339
ISBN-13 : 1118651332
Rating : 4/5 (39 Downloads)

Synopsis Better Banking by : Adrian Docherty

Why did the financial crisis happen? Why did no one see it coming? And how did our banks lose so much of our money? What's being done to sort out the banking industry? And will it work? These are the questions that industry experts Adrian Docherty and Franck Viort cover in Better Banking: Understanding and Addressing the Failures in Risk Management, Governance and Regulation. They give a clear and thorough run-through of some of the key concepts and developments in banking, to enable the reader to understand better this vital yet perilous industry. Without excessive detail or jargon, they explain the most important issues in risk management, regulation and governance and build a comprehensive description of how failings in these areas resulted in the current financial crisis. In order to make the diagnosis clear, the authors illustrate their descriptions with a series of informative case studies. The book revolves around a critique of the current regulatory developments, which the authors feel will be ineffective in fixing the structural flaws in banking. Crucially, and as the title of the book suggests, they set out their own series of proposals to contribute to the development of a better, safer and more effective banking industry. Docherty and Viort's book fills an important gap in the literature on banking and its role in the current financial crisis. It is at once a history, a primer, a critique and a manifesto. It does not take sides but works through a constructive diagnosis towards ideas that could lead to major improvements in the quality and stability of the financial world. Better Banking: Understanding and Addressing the Failures in Risk Management, Governance and Regulation is a technical yet accessible book that seeks to engage interested readers of all kinds -- students, professionals, bankers and regulators but also politicians and the broader audience of citizens outside the banking industry, who are keen to inform themselves and understand what needs to be done to avoid a repeat of this crisis.

Governance, Regulation and Bank Stability

Governance, Regulation and Bank Stability
Author :
Publisher : Springer
Total Pages : 468
Release :
ISBN-10 : 9781137413543
ISBN-13 : 1137413549
Rating : 4/5 (43 Downloads)

Synopsis Governance, Regulation and Bank Stability by : T. Lindblom

This book provides novel insight into the governance of banks and looks at regulatory measures for strengthening bank stability. It includes empirical studies on the relationship between the board structures of banks and their financial risk-taking and analyses the determinants of bank reputation and the future prospects of small banks.

Contemporary Issues in Banking

Contemporary Issues in Banking
Author :
Publisher : Springer
Total Pages : 470
Release :
ISBN-10 : 9783319902944
ISBN-13 : 3319902946
Rating : 4/5 (44 Downloads)

Synopsis Contemporary Issues in Banking by : Myriam García-Olalla

This book offers insights into the contemporary issues in banking with a special focus on the recent European regulatory reforms, governance and the performance of firms. Written by prestigious professors and expert academics in the field, the book also covers a diverse set of topics that have gained great importance in this sector such as firm financing, culture, risk and other challenges faced by banks. The book is of interest to scholars, students and professionals in banking.

Risk Management and Corporate Governance

Risk Management and Corporate Governance
Author :
Publisher : OCDE
Total Pages : 0
Release :
ISBN-10 : 9264208623
ISBN-13 : 9789264208629
Rating : 4/5 (23 Downloads)

Synopsis Risk Management and Corporate Governance by : Organization for Economic Cooperation and Development

This sixth peer review of the OECD Principles of Corporate Governance analyses the corporate governance framework and practices relating to corporate risk management, in the private sector and in state-owned enterprises. The review covers 26 jurisdictions and is based on a general survey of all participating jurisdictions in December 2012, as well as an in-depth review of corporate risk management in Norway, Singapore and Switzerland. The report finds that while risk-taking is a fundamental driving force in business and entrepreneurship, the cost of risk management failures is often underestimated, both externally and internally, including the cost in terms of management time needed to rectify the situation. The reports thus concludes that corporate governance should ensure that risks are understood, managed, and, when appropriate, communicated.

Principles of Banking Regulation

Principles of Banking Regulation
Author :
Publisher : Cambridge University Press
Total Pages : 497
Release :
ISBN-10 : 9781108427265
ISBN-13 : 110842726X
Rating : 4/5 (65 Downloads)

Synopsis Principles of Banking Regulation by : Kern Alexander

Analyses banking regulation and recent international developments, including Basel IV, bank resolution and Brexit, and their impact on bank governance.

Analyzing Banking Risk

Analyzing Banking Risk
Author :
Publisher : World Bank Publications
Total Pages : 442
Release :
ISBN-10 : 9780821378984
ISBN-13 : 0821378988
Rating : 4/5 (84 Downloads)

Synopsis Analyzing Banking Risk by : Hennie van Greuning

This book provides a comprehensive overview of topics focusing on assessment, analysis, and management of financial risks in banking. The publication emphasizes risk-management principles and stresses that key players in the corporate governance process are accountable for managing the different dimensions of financial risk. This third edition remains faithful to the objectives of the original publication. A significant new edition is the inclusion of chapters on the management of the treasury function. Advances made by the Basel Committee on Banking Supervision are reflected in the chapters on capital adequacy, transparency, and banking supervision. This publication should be of interest to a wide body of users of bank financial data. The target audience includes persons responsible for the analysis of banks and for the senior management or organizations directing their efforts.

Macro-Prudential Policies to Mitigate Financial System Vulnerabilities

Macro-Prudential Policies to Mitigate Financial System Vulnerabilities
Author :
Publisher : International Monetary Fund
Total Pages : 36
Release :
ISBN-10 : 9781498357609
ISBN-13 : 1498357601
Rating : 4/5 (09 Downloads)

Synopsis Macro-Prudential Policies to Mitigate Financial System Vulnerabilities by : Mr.Stijn Claessens

Macro-prudential policies aimed at mitigating systemic financial risks have become part of the policy toolkit in many emerging markets and some advanced countries. Their effectiveness and efficacy are not well-known, however. Using panel data regressions, we analyze how changes in balance sheets of some 2,800 banks in 48 countries over 2000–2010 respond to specific macro-prudential policies. Controlling for endogeneity, we find that measures aimed at borrowers––caps on debt-to-income and loan-to-value ratios––and at financial institutions––limits on credit growth and foreign currency lending––are effective in reducing asset growth. Countercyclical buffers are little effective through the cycle, and some measures are even counterproductive during downswings, serving to aggravate declines, consistent with the ex-ante nature of macro-prudential tools.

Bank Risk, Governance and Regulation

Bank Risk, Governance and Regulation
Author :
Publisher : Palgrave Macmillan
Total Pages : 241
Release :
ISBN-10 : 1349554103
ISBN-13 : 9781349554102
Rating : 4/5 (03 Downloads)

Synopsis Bank Risk, Governance and Regulation by : Elena Beccalli

This book presents research from leading researchers in the European banking field to explore three key areas of banking.