A must-read, practical insider's guide for all home buyers.Whether you're buying your first home, your next home or your forever home, the proven process shared throughout this book will be an invaluable guide. Award-winning real estate agent and popular podcaster Todd Sloan speaks with hundreds of people each week and their objectives are always the same: they want to find and purchase the right property quickly and for a good price.Sharing insider tips and tricks that selling agents wouldn't normally disclose, Australia's Home Buying Guide is an insightful, practical and fun guide that takes the stress out of buying a home. It covers common pitfalls and traps buyers should watch out for when they're at the start of their search, such as:How to make sure you get your finances approved correctly. How to get the best deal on your loan and potentially save thousands of dollars.How to find the right area for you and your family (if you have one).What questions to ask the agent to give you a competitive edge.How to read a selling agent's tricks and potentially save stacks of cash.Knowing your rights if you change your mind after you've signed the contract. Todd Sloan has a genuine passion for helping people during what is often a scary and stressful process, and he brings a unique and useful insider's perspective on how to buy property in this must-read guide for home buyers.

We hope this guide provides you with some direction for your purchase in Australia and we remain available to assist you further as necessary. The information in this book is intended as a general guide only and no person should act solely on the information contained herein.

The premise of the book is Emily's controversial, extreme method of saving for a house deposit - the so-called "pocket money savings plan". The strategy was the subject of a column in 2016 on The Age and Sydney Morning Herald websites, which sparked a media storm. It ranks as one of the most read columns of the year for Domain and Fairfax more broadly. The column, 'I am 33 and my parents give me pocket money' started a national debate around Gen Y finances and the challenges of breaking into the property market. This debate has since gained more heat and fresh urgency. The book capitalises on this ongoing national conversation, from around office water coolers to Prime Minister Malcolm Turnbull's office in Canberra, on how first home buyers can break into the market, and Australia's cultural obsession with achieving home ownership. Knowing that the pocket money savings plan won't work for all, Emily interviews experts to come up with other options and household budgets to suit different situations from singles to families. Emily has been participating in a neuroeconomics study through Stanford University looking at the pain some people feel when handing over cash for their purchases and the no-feeling at all when using cards for purchasing. Microburbs has crunched the date for her to find the best suburbs and regions in each state to look for that first property purchase. She has also sourced some 'fiscal finest' recipes from top chefs when you need to entertain but have no money and will share her experiences and tips for dating on a budget.

"Buying a first home can be both exciting and nerve-wracking. Will you qualify for a mortgage? Is your dream home achievable? How do you make sure your offer will beat others? Don't worry-now you can arm yourself with the information you need to know before you begin the hunt! In Home Buying 101, you will learn all the skills you need to find the right house at the right price, with financing that fits your budget. Full of nuts-and-bolts advice and organized in an easy-to-read format, this book will teach you all the basics of: deciding the right time to buy; getting your finances in order; deciphering the MLS/reading the listings for clues; types of mortgage loans; and much more! With the help of this guide, you'll learn how to find the house of your dreams at a price you can afford!"--

** Reviewed and updated for the 2020-2021 financial year** This is the only money guide you'll ever need That's a bold claim, given there are already thousands of finance books on the shelves. So what makes this one different? Well, you won't be overwhelmed with a bunch of 'tips' … or a strict budget (that you won't follow). You'll get a step-by-step formula: open this account, then do this; call this person, and say this; invest money here, and not there. All with a glass of wine in your hand. This book will show you how to create an entire financial plan that is so simple you can sketch it on the back of a serviette … and you'll be able to manage your money in 10 minutes a week. You'll also get the skinny on: Saving up a six-figure house deposit in 20 months Doubling your income using the 'Trapeze Strategy' Saving $78,173 on your mortgage and wiping out 7 years of payments Finding a financial advisor who won't rip you off Handing your kids (or grandkids) a $140,000 cheque on their 21st birthday Why you don't need $1 million to retire … with the 'Donald Bradman Retirement Strategy' Sound too good to be true? It's not. This book is full of stories from everyday Aussies — single people, young families, empty nesters, retirees — who have applied the simple steps in this book and achieved amazing, life-changing results. And you're next.

Fast-track your financial dreams with this Aussie property investment guide for the 2020s Positively Geared offers a powerful approach for clever property investment, empowering readers to make money when they buy properties, not just when you sell them. This sustainable approach to wealth building will equip you with the knowledge, skills and insider strategies to not only build a diverse property portfolio, but also maintain a portfolio that achieves passive income to reach your goal of financial freedom. Working as a teacher, author Lloyd Edge started to grow his wealth with an initial $30k investment. By the age of 40, he was able to retire from his nine-to-five job. Now a leading property investment strategist, Lloyd’s shares his personal story and proven strategies with the hope of inspiring everyday Aussies – young and old – to dream big and proactively craft the lifestyle they really want. Positively Geared will enable you to: • Discover tested property investment strategies • Learn from real-life case studies and interactive exercises • Understand the importance of growth, instant equity, and cash flow when buying properties • Employ a strategy designed for property portfolio growth • Create a plan to achieve financial freedom based on real estate investment Whether you’re a new or experienced property investor, you can take advantage of this unique approach to sustainable wealth building and take control of your finances, refocus on your objectives and start designing the lifestyle you want.

A practical and detailed Australian guide exposing the 'secret recipe' of how to build, structure and automate a multi-million dollar property portfolio that will enable you to create financial independence and the lifestyle that you and your family deserve! - In this book you will discover advanced Australian property investing strategies, and learn specific real estate finance and property due-diligence methodology, that will give you the confidence and skills to start building your property portfolio as soon as you finish reading this book. - Learn how to set up your loans correctly, asset protection structures, and identify the very best areas for growth properties in Australia that will enable you to fast-track your ability to build a Multi-Million dollar property portfolio in your spare time. - This book reveals the ‘secret recipe’ on how to correctly structure your finances with the objective of maximising leverage and tax efficiency, whilst focusing on buying more investment properties and simultaneously paying off your home loan in record time, thus saving you tens of thousands of dollars in unnecessary interest payments over the life of the loan. - Gain insights on how to understand property cycles, state by state, and exactly how to hone in, with laser-like precision, on Melbourne’s hot spots in 2020 and beyond. - How to conduct a cash-flow analysis in order to compare the advantages and disadvantages of different types of investment properties, i.e. house and land, townhouses or apartments. - How to identify, assemble, and leverage, the very best property consultants and property industry experts that will take years off your learning curve, and enable you to grow your portfolio in the most efficient way possible.

Andrew Winter has had enough -- enough of sellers who think their house is the best when the reality is far from it; enough of buyers who expect so much more than they can afford; and enough of dodgy agents who give the industry a bad name. And now, for the first time inside this no-nonsense guide, he has something to say to you. If you're buying or selling property, you need help from someone who knows what they're talking about. Forget the spiel from agents and hype from the media -- read this straight-talking book and discover how to get your foot in the door, find a bargain, sell for a tidy profit or find the home of your dreams. Do you really know how to make money from real estate? Do you know what your house is worth? Do you know the pitfalls of buying a house based on aesthetics? Do you know how to establish a winning tactic for bidding at auctions? Do you know what the agent is thinking? Andrew Winter knows all of these things and more, and he has some cracking stories to tell you along the way. With more than 25 years in the property industry, including as host of the television series Selling Houses Australia on The LifeStyle Channel, Andrew can be trusted to tell it straight.