Maybe you just started building your assets, or perhaps you already have many valuable items, such as collections or jewelry. Either way, it is important to protect your belongings. From beloved childhood treasures like baseball cards and comic books to big-ticket items like musical instruments and automobiles, replacing your assets can be very expensive. Having insurance will help lessen your financial loss if your possessions are damaged, lost, or stolen. But buying a policy can be confusing and complicated. This book will answer many common questions about insurance8212;and how to minimize the chances you will need to use that insurance in the first place.

Once you ve started to accumulate property and money, you re not done managing your financial life. Far from it! You still need to protect your possessions, your money, and your identity from theft. Find out what it takes and how much it will cost."

Provides a comprehensive guide for teenagers to saving, spending, and earning money, and includes information on starting a business, preparing for interviews, opening a bank account, and purchasing car and property insurance.

Earning money from an allowance or part-time job is a great way to start becoming more independent. But what you do with the money you earn can make a huge difference in your future independence. Saving and investing are the best ways to make sure you can do all of the things that you are dreaming about for your future. Whether you want to go to a top-rated university, buy a car, or retire while you are still young, putting money away is the way to make your wish a reality. This book explains the most common forms of savings and investmentsÑand the risks associated with each of them.

Wouldn't it be great if money grew on trees? But since it doesn't, everyone has to learn how to earn and manage money in order to live and it's never too early to start. This book offers today's teens the best and most up-to-date tips on how to make money, how to spend it, how to invest and save it, and how to protect it. Learn how to land that first job, figure out your paycheck, and negotiate a raise. Discover how to stretch your money to cover all of your needs and (at least some of!) your wants. Learn to be a savvy saver to vastly improve your life. Really! Once you've started to accumulate property and money, you're not done managing your financial life. Far from it! Find out what it takes and how much it will cost.

Once you ve started to accumulate property and money, you re not done managing your financial life. Far from it! You still need to protect your possessions, your money, and your identity from theft. Find out what it takes and how much it will cost."

Many young people are surprised to learn that they play a big part in consumerism, the buying of goods and services. But the truth is that teens are among the most important consumers in the world today. Whether you have a part-time job or you get an allowance from your parents, all sorts of companies want you to spend your hard-earned cash on their products. How do you know which purchases are the smartest choices? What if you make a bad consumer decision? This book explains the ins and outs of goods and services, so you can feel good about the purchases you makeÑand save your money when a purchase isn't necessary.

One of the perks of being a teenager is being able to get your first part-time job. Whether you want to work once in a while babysitting or mowing lawns, or you want to work for a company that hires young people, making money probably sounds like fun. But how do you go about getting that first job? Will you need a work permit? Once you have a job, will you have to pay taxes? How much money should you save? These are some of the most common questions that teens have about earning income. This book answers those questions for themÑand many more.

Now you can do the seemingly impossible: transform your spendthrift teenagers into financially responsible young adults. With Neale S. Godfrey's fresh, practical, inspiring advice, you'll discover: - How to help your teen choose his first car, the right bank, a safe credit card, a clothing budget, or a great summer job - How much your child should work during high school and college - Where, when, and how to leave a proper tip, find bargains, dress properly for an interview, and more - PLUS: fun quizzes and step-by-step worksheets for you and your teen to plan and create a stable financial future

Why should young people even think about saving for retirement? Why not run credit card debt up to the max if the bank is willing to lend it? Answers to these questions and others can be found in this basic guide to the fundamentals of personal finance written specifically for young adults. A wide range of financial matters on how to manage your money are discussed in a progressive fashion from the very basics of opening a bank account to budgeting, paying for college, financing a car, and tax-deferred retirement accounts so that readers with varying levels of knowledge are provided with all the information they need to stay out of debt and to plan for their futures. Touching on a wide range of financial matters, from the use of credit cards to planning for college and retirement, the volume logically walks readers through the process of handling their personal finances. Examples throughout the book as well as advice from financial and family counselors clarify specific points for students to help them learn how to save and budget, how to avoid the pressures of consumerism and escalating debt and how to manage all aspects of their money wisely. Sample lesson plans, an extensive glossary, resource lists and further reading lists provide students who wish to study specific concepts in greater detail with all the tools they need to do so.