Jim Haliburton started investing in HMOs long before they became "sexy" and the thing to do in property. In his blogs, he gives no-holds-barred advice on how he became so successful, and what makes him different from other ordinary investors. He gives his top tips to help other HMO investors avoid costly mistakes, and includes topics such as: - How to pick the right tenants. - When to be hands on or hands off. - Should you buy locally or further afield? - How to deal with officialdom. - When should you evict a bad tenant? - Can you restrict tenants' gas, electric and water usage? - How to avoid and challenge Local Housing Allowance reclaims. This book will help you understand more about the business of HMOs, how to maximize your profits and minimise your work.

Jim Haliburton, also known as HMO Daddy, answers even more of the essential questions you wanted to know about HMOs. You'll discover the answers to frequently asked questions, such as: - How to get started on your HMO journey. - Tenant Issues and how to handle them. - How to let to the unemployed or homeless. - Dealing with utilities. - Authorities prosecuting landlords. - HMO funding techniques. HMO Daddy does not shrink from answering even the most difficult questions. This is a valuable handbook for anyone who has an HMO or is thinking about becoming an HMO landlord.

'50 Myths for HMO Landlords' aims to inform other HMO investors, and those thinking of entering the HMO market, of the many misconceptions in the business. It encourages HMO landlords to question the status quo and the generally accepted 'rules' and laws governing the business. Topics that are covered include: - Energy conservation saves money - Gas safety saves lives - Tenants object to paying Council Tax - Varying the rent affects demand - It is hard to evict a tenant - You need planning permission - Single parents make the best tenants - Money motivates staff - Tenancy deposits are worth taking - Inventories are worthwhile - Insurance is cost effective Innovative and controversial, you're unlikely to read another HMO author as frank as Jim Haliburton. In short, he covers everything you need to know to be a successful and profitable HMO investor.

Sunshine State trivia buff Serge A. Storms loves eliminating jerks and pests. His drug-addled partner Coleman loves cartoons. Hot stripper Sharon Rhodes loves cocaine, especially when purchased with rich dead men's money. On the other hand, there's Sean and David, who love fishing and are kind to animals -- and who are about to cross paths with a suitcase filled with $5 million in stolen insurance money. Serge wants the suitcase. Sharon wants the suitcase. Coleman wants more drugs . . . and the suitcase. In the meantime, there's murder by gun, Space Shuttle, Barbie doll, and Levi's 501s. In other words, welcome to Tim Dorsey's Florida -- where nobody gets out unscathed and untanned!

This concise, practical guide provides detailed advice on how to plan and conduct each phase of a consensual qualitative research (CQR) study, from selecting a topic to writing up results. CQR is an ideal method for studying a person's inner experiences or beliefs, permitting insights not usually possible using quantitative methods. The research examples, drawn from psychotherapy research, can easily be adapted to study a wide range of behavioral science topics.

From #1 New York Times bestselling author Senator Elizabeth Warren and consultant Amelia Warren Tyagi, the classic book about America's middle class -- and why economic security remains out of reach for many. In this exposé, Elizabeth Warren and Amelia Warren Tyagi show that modern middle-class families are increasingly trapped by the grinding reality of flat wages and rising costs. Warren and Tyagi reveal how a ferocious bidding war for housing and education has silently engulfed America's suburbs, driving up the cost of keeping families in the middle class, and placing unprecedented pressure on hard-working families. Revolutionary when it was first published in 2003, The Two-Income Trap remains disturbingly relevant today. Now with a new introduction by the authors, The Two Income Trap shows why the usual remedies won't solve the problem and points toward the policy changes that would create better opportunities for both parents and children.

The widening gap between the rich and the poor is turning the American dream into an impossibility for many, particularly children and families. And as the children of low-income families grow to adulthood, they have less access to opportunities and resources than their higher-income peers--and increasing odds of repeating the experiences of their parents. Families in an Era of Increasing Inequality probes the complex relations between social inequality and child development and examines possibilities for disrupting these ongoing patterns. Experts across the social sciences track trends in marriage, divorce, employment, and family structure across socioeconomic strata in the U.S. and other developed countries. These family data give readers a deeper understanding of how social class shapes children's paths to adulthood and how those paths continue to diverge over time and into future generations. In addition, contributors critique current policies and programs that have been created to reduce disparities and offer suggestions for more effective alternatives. Among the topics covered: Inequality begins at home: the role of parenting in the diverging destinies of rich and poor children. Inequality begins outside the home: putting parental educational investments into context. How class and family structure impact the transition to adulthood. Dealing with the consequences of changes in family composition. Dynamic models of poverty-related adversity and child outcomes. The diverging destinies of children and what it means for children's lives. As new initiatives are sought to improve the lives of families and children in the short and long term, Families in an Era of Increasing Inequality is a key resource for researchers and practitioners in family studies, social work, health, education, sociology, demography, and psychology.

Suggests that President Clinton's largest legacy may be the weakening of the presidency and of the Democratic Party.

The bestselling workbook and grammar guide, revised and updated! Hailed as one of the best books around for teaching grammar, The Blue Book of Grammar and Punctuation includes easy-to-understand rules, abundant examples, dozens of reproducible quizzes, and pre- and post-tests to help teach grammar to middle and high schoolers, college students, ESL students, homeschoolers, and more. This concise, entertaining workbook makes learning English grammar and usage simple and fun. This updated 12th edition reflects the latest updates to English usage and grammar, and includes answers to all reproducible quizzes to facilitate self-assessment and learning. Clear and concise, with easy-to-follow explanations, offering "just the facts" on English grammar, punctuation, and usage Fully updated to reflect the latest rules, along with even more quizzes and pre- and post-tests to help teach grammar Ideal for students from seventh grade through adulthood in the US and abroad For anyone who wants to understand the major rules and subtle guidelines of English grammar and usage, The Blue Book of Grammar and Punctuation offers comprehensive, straightforward instruction.

The acclaimed author and New Yorker columnist delves into the core of American poverty in the early 1980s: “Invaluable.” —The Washington Post First appearing as a three-part series in the New Yorker, Ken Auletta’s The Underclass provides an enlightening look at the lives of addicts, dropouts, ex-convicts, welfare recipients, and individuals experiencing homelessness. Auletta’s investigation began with a seemingly simple goal: to find out who exactly makes up the poorest of the poor, and to trace the many paths that took them there. As the author follows 250 hardened members of this “underclass,” he focuses on efforts to help them reconstruct their lives and find a functional place in mainstream society. Through the lives of the men and women he encounters, Auletta discovers the complex truths that have made hard-core poverty in America such an intractable problem. In a nation where poverty and welfare rolls are declining but the underclass persists, the United States is as conflicted as ever about its responsibilities toward all its people. With his empathy, insight, and expert reportage, Auletta’s The Underclass remains as pertinent as ever.