Attaining financial wisdom comes after learning some personal responsibilities. We have to fulfill those responsibilities as well. Some are very basic, such as simply acknowledging that God owns it all. Others have to do with productivity, time management and learning how to plan ahead. If you are to lead a prosperous and successful life, you must apply biblical instruction to work hard and lead a disciplined live. Then there is the responsibility of diligence, not being wasteful and knowing how to be good stewards in the handling of our possessions. We are to be accountable in caring for our resources, give generously to God and seek wisdom in matters of finances. Author Rich Brott explains these principles in simple, easy-to-understand narrative.

Author Rich Brott notes that ¿faith¿ is a choice, an act of the human will. It is a deliberate choice to place confidence in God and His Word. Unbelief is a sin because it is a deliberate choice to withhold confidence in God and His Word. Faith is a receiving of the truth, an embracing of the truth, and a commitment to the God of truth! And commitment always produces action. That is why faith without works is dead. With no action there is no commitment. With no commitment there is no faith! In this book, you will find 25 faith-building principles that will enlarge your capacity to receive the very best that God has to offer you.

This book is an ideal text for use in the classroom, small groups, church events and in junior high, high school and college settings. Author Rich Brott had designed the syllabus in a way that is user friendly, easy to teach, easy to learn. No prior knowledge is required from student or teacher. A summary of the content follows: Module 1 - God's Economy Lesson One: Money in God's Economy Lesson Two: The Cycle of Money Lesson Three: The Blessing of Giving Module 2 - Man's Stewardship Lesson Four: Principles of a Blessed Person Lesson Five: Persona of a Steward Lesson Six: Disciplines of a Steward Module 3 - Family Decisions Lesson Seven: How to Make Wise Family Decisions Lesson Eight: Facing Financial Challenges Lesson Nine: Defining Your Financial Future Module 4 - Spending Management Lesson Ten: Managing Your Cash Flow Lesson Eleven: Financial Benefits of Budgeting Lesson Twelve: Designing the Perfect Budget Lesson Thirteen: Developing the Savings Habit Lesson Fourteen: Borrowing and Credit Issues Module 5 - Making Lifestyle Changes Lesson Fifteen: Getting out of Debt Lesson Sixteen: Making Lifestyle Changes Lesson Seventeen: Areas of Financial Vulnerability Module 6 - Investing with a Vision Lesson Eighteen: Investing for your Future Lesson Nineteen: Planning for Retirement

God is interested in our willingness to manage and administrate all that He has given to us. Nothing will be thrown into our laps. Financial prosperity is not an unconditional providential blessing; conditions are attached. We are to take action and be proactive. The abilities and giftings God provides motivate us to action. Sometimes it takes our persistence in doing the same things faithfully with the heart of a servant. Other times it is time to try new things, new methods, and seek new opportunities. Sometimes the steady plodding brings the success of the blessed life. Many people, deep in debt and lacking in self-discipline in their spending and contentment level, complain that their employers don't pay them enough, their taxes are much too high, their business costs have skyrocketed, or render some other excuse why they cannot plan for their financial future. Of course, some of these excuses may have a certain amount of legitimacy to them, but they don't excuse a person from the responsibility of making sure that they are not wasting any of the resources God has allowed to come through their hands. The problem is rarely a lack of money; it is a lack of money management. Money management simply means self-management. This book will help the reader to re-align their financial attitude so that can begin to fulfill their potential financial altitude.

Economic entrepreneurship has a history of success in every area of the world. It has sustained families, cities and nations as it has created employment opportunities and economic growth. Your success in business will be determined by your commitment to gain, learn, understand, and implement knowledge, experience, ability, opportunity, capital, commitment and do it all with great business passion. Success is a planned event and rarely happens without great personal effort. Maximizing your business success means that you are effective, productive and efficient. Never give up! In other words, trying and failing is a risk one must bear in order to be able to succeed. Success is in turning failure into an opportunity. Failure is not your enemy. Successful people see failure as a seed; the seed of success.

Dreams worth pursuing do not have to be spectacular or amazing. The important thing is living a dream that is really yours. Those who are most fulfilled know what they want and go after it. Understanding and shaping vision is the basis for any new or existing personal or business career. Vision development is a process. But first, it seems appropriate to ask some questions. Why are you here? What is your personal purpose in life? Why are you doing what you are doing? What brought you to this profession? Why are you where you are? These are all questions you must ask yourself before developing a successful personal vision. They same holds true when it comes to a business vision. Understanding who you are and what you are all about is pertinent to understanding what it is you want to accomplish.

Business focus is an integral part of your ability to advance and build your business into something beyond mediocrity. Staying focused on your vision and purpose is very key. Nothing significant is ever achieved without focus. If it's worth getting, it must be the focus of your attention at all times. Focus begins with a sense of purpose, mission and vision. This is your sense of direction, your road map, your life track for the business. It's where you are headed. A growing company does not continue without great business productivity, timely follow-through and effective leadership. Advancing a Successful Business is not automatic and will not happen without a steady hand at the helm backed by a great team who stays alert and motivated.

Think of time as your personal resource and you will be more likely to use it wisely.

Enjoying financial security in today's world takes more than simply earning a good living. Some people who have made extraordinary incomes for many years are in terrible financial shape and are not prepared for today, let alone their future. Author Rich Brott explains that it is essential to make decisions that will help you manage your resources if you are ever going to be financially secure. The problem is not our income, but our spending. Many waste much of their hard-earned money on the small and unimportant things. Don't fall into wasteful patterns of living. Make a decision now to be different, to live differently. You can get started on the road to financial freedom by putting the following 5 simple keys into practice immediately. Key 1 Stop Spending on Yourself Key 2 Control Your Cash Key 3 Live Below Your Means Key 4 Save for Your Future Key 5 Give to Others

A proper attitude and approach to your financial affairs is not only exemplary, but also necessary. In this book you will find 10 life-changing attitudes that will make you a financial success. They are the I Can attitudes. Not only are they life changing, but also very attainable. With the right guidance, you can become debt free. With the proper attitude, you can break bad spending habits. With enough self-discipline, you can pay cash instead of using credit. You can renew your thinking, change your flawed value system, and rise above your burden of debt. If you are financially accountable, you can enjoy life without spending massive amounts of money. Author Rich Brott wants to help you discover financial solutions and change your improper attitudes so that you can change your life!