RETIRE WITHOUT REGRETS What’s the biggest retirement mistake you can make? Not taking full advantage of your Social Security benefits. And it’s a mistake that almost every retiree makes. If you’re like most people, you would have to be a millionaire to earn as much from your investments as you can from Social Security. But Social Security also comes with pitfalls, and the wrong choice can leave you poorer for the rest of your life. Luckily, America’s #1 retirement expert, Bob Carlson, editor of the popular Retirement Watch newsletter and website, is here to help with an easy-to-follow guide to getting the most out of your Social Security benefits. You’ll learn: • The right time to claim your benefits—and why timing is key • Whether you should take a lump sum benefit • How to minimize your total tax bill with smart Social Security choices • Why working can sometimes decrease your benefits • How to calculate your “longevity risk” so you never run out of money • When you can change your benefits claim, and when you can’t • Why you can’t depend on the Social Security Administration for good advice—or even correct information • And much, much more! Millions of Americans have come to regret their Social Security decisions. If you want to avoid the same mistakes, you need Where’s My Money? Secrets to Getting the Most out of Your Social Security.

A successful investor and a contributor to Barron's and Fortune introduces a refreshed value-based framework that any investor can use to beat the market as tech stocks continue to rise.

Features the simplest and clearest explanations of finance you'll ever find ? you'll be able to read a balance sheet and profit and loss account and understand how they help you run your business!Where's the money? gives you the key financial skills you need to find, manage and create more money in your business.Built around stories of author Craig Rust's involvement with businesses throughout New Zealand, Where's the money? provides real-life solutions to typical financial challenges facing small and medium sized businesses.What you'll learn:?How to find the money in your business that seems to have 'disappeared' (Chapter 7) ?Why it's important to focus on your core business (Chapter 10) and why you cannot manage your business without measuring its key functions (Chapter 4). ?Why good systems are essential to the success of your business, allowing you add value to the business, monitor its progress, correct trends before they harm the business and improve profits (Chapter 11). ?How to identify the 'cash cow' profit centres in your business (Chapter 2) and monitor them through key measuring tools. ?How to spot and avoid unrealistic business ideas (Chapter 1). ?Why sales are less important than profitability - and how to measure the difference (Chapter 2). ?How to avoid becoming a 'busy fool' and how to spend (and charge out) your time more productively (Chapters 8 & 9).(Comes with a FREE SUITE of WorkSmart Money tools)

Guest Authors The Third Collection contains exciting, stimulating stories and tantalizing, terrorizing tales carefully selected from only the world's most reclusive, rarely read, and virtually unknown authors. These twelve selections have been methodically chosen, and guaranteed, to consume your mentality, enlighten your awareness, entertain, and magically mystify you. This Third Collection targets all those everywhere who are young at heart, which of course is everyone, for their reading enjoyment. The contributing authors in this Collection are Rupert "Rip" Tile, Ghast Lee Tale, "Bum" P. Rode, U. B. Smartt, Nathaniel "Nate" Shure, Smoke N. Gunn, Ester Whipple, and Sandford "Sandy" Beach. Do you have the courage? Do you dare read this book? Within these pages you can know what True Love really is, learn the origin of one of our most popular beverages, see how some people earn money, and find The Solution for It. Also, learn of a brewing Revolt, experience a couple made for each other in My Twin Flame, and see how May Belle Vega became The Richest Woman in the West. Enjoy a Holiday Gift, get ready for The Senior Prom, and help investigate a murder on South Padre Island. Then witness The Forest Incident, and take an action packed Sea Cruise. Go ahead, take a deep breath, open the cover, dive in, and enjoy!