Financing Urban Shelter presents the first global assessment of housing finance systems, placing shelter and urban development challenges within the overall context of macroeconomic policies and the Millennium Development Goals target on slums - "a significant improvement in the lives of at least 100 million slum dwellers by 2020". The report describes and analyses housing finance conditions and trends in all regions of the world, including formal housing finance mechanisms, microfinance and community funding, highlighting their relevance to the upgrading of slums. Recent shelter finance policy development is discussed at the international and national levels, and directions that could be taken to strengthen shelter finance systems ere examined.

Selected, peer reviewed papers from the International Conference on Science, Engineering and Built Environments (ICSEBS 2014), November 24-27, 2014, Bali, Indonesia

'Achieving the goals set by world leaders in the United Nations Millennium Declaration will be difficult without a significant improvement in the lives of slum dwellers, and the lives of slum dwellers cannot be improved without the sound and sustainable economic development that is conducive to the establishment of a strong shelter sector. As Financing Urban Shelter: Global Report on Human Settlements 2005 emphasizes, one of the key challenges in meeting the Millennium Declaration Goal on slums is mobilization of the financial resources necessary for both slum upgrading and slum prevention by supplying new housing affordable to lower income groups on a large scale. . . . It is my hope that, by highlighting the impacts of current shelter financing systems on low-income households and by identifying the types of financing mechanisms that appear to have worked for them, this report will contribute to the efforts of the wide range of actors involved in improving the lives of slum dwellers, including governments at the central and local levels, as well as non-governmental and international organizations.' From the Foreword by KOFI ANNAN, Secretary-General, United Nations Financing Urban Shelter presents the first global assessment of housing finance systems, placing shelter and urban development challenges within the overall context of macroeconomic policies. The report describes and analyses housing finance conditions and trends in all regions of the world, including formal housing finance mechanisms, microfinance and community funding, highlighting their relevance to the upgrading of slums. Recent shelter finance policy development is discussed at the international and national levels, and the directions that could be taken to strengthen shelter finance systems are examined. The Global Report on Human Settlements is the most authoritative and up-to-date assessment of conditions and trends in the world's cities. It is an essential tool and reference for researchers, academics, public authorities and civil society organizations around the world. The preceding issues of the Global Report on Human Settlements have addressed such topics as An Urbanizing World, Cities in a Globalizing World and The Challenge of Slums. Published with UN-HABITAT

This paper discusses the possibilities and constraints for adaptation to climate change in urban areas in low- and middle-income nations. These contain a third of the world's population and a large proportion of the people and economic activities most at risk from sea-level rise and from the heatwaves, storms and floods whose frequency and/or intensity climate change is likely to increase. Section I outlines both the potentials for adaptation and the constraints. Section II discusses the scale of urban change. Section III considers direct and indirect impacts of climate change on urban areas and which nations, cities and population groups are particularly at risk. This highlights how prosperous, well-governed cities could generally adapt, but most of the world's urban population lives in cities or smaller urban centres ill-equipped for adaptation. A key part of adaptation concerns infrastructure and buildings - but much of the urban population in Africa, Asia and Latin America lack the infrastructure to adapt. Most international agencies have long refused to support urban programmes, especially those that address these problems. Section IV discusses innovations by urban governments and community organizations and in financial systems that address such problems, including the relevance of recent innovations in disaster-risk reduction for adaptation. It notes how few city and national governments are taking any action on adaptation. Section V discusses how local innovation in adaptation can be encouraged and supported at national scale, and the funding needed to support this. Section VI considers the mechanisms for financing this and the larger ethical challenges that achieving adaptation raises - especially the fact that most climate-change-related urban (and rural) risks are in low-income nations with the least adaptive capacity, including many that have contributed very little to greenhouse-gas emissions.