Retirement is a time of opportunity. Without the routine demands of working life, new ambitions can be realized and experiences enjoyed. Yet with so much to consider, people are often unsure how best to plan for their future. Furthermore, with rising retirement ages, the closure of many final salary pension schemes, poor annuity rates and uncertainty regarding universal benefits, the scope for concern and confusion is even greater. The Good Retirement Guide is essential reading for all those looking forward to making the most of their retirement, and offers clear and concise suggestions and advice on a broad range of retirement-related subjects, including finance (investments, pensions, annuities, benefits and tax), housing, health, holidays, starting a business and looking after elderly parents.

"This is a much needed guide to the psychological aspects of retirementand how to make your retirement relationship happy, fruitful, loving, and successful ... drawing from actual accounts of retired couples this book: helps you prepare emotionally for the dramatic life changes during retirement; coaches you to find new purposes to your life beyond work; nurtures the relationship with your companion to strengthen your friendship and love; explores sexuality after retirement and how you can enjoy each other as much as you did as a younger couple; recommends strategies to successfully deal with differences around money, time together versus apart, housework, and family relationships. It is crucial that couples prepare themselves and their marriages psychologically for what could very well comprise a quarter of their lives."--Back cover.

Retirement is a time of opportunity. Without the routine demands of working life, new ambitions can be realized and experiences enjoyed. Yet with so much to consider, people are often unsure how best to plan for their future. Furthermore, with rising retirement ages, the closure of many final salary pension schemes, poor annuity rates and uncertainty regarding universal benefits, the scope for concern and confusion is even greater. The Good Retirement Guide is essential reading for all those looking forward to making the most of their retirement, and offers clear and concise suggestions and advice on a broad range of retirement-related subjects, including finance (investments, pensions, annuities, benefits and tax), housing, health, holidays, starting a business and looking after elderly parents. This fully updated edition for 2014 also includes a new chapter on how to protect yourself from scams, online and offline.

Preparing for Retirement (third edition) is an educational text on financial planning, and more specifically, retirement planning. In order to have a successful retirement, you must have a plan that allows you to identify risks, reduce taxes, find good investments, understand insurance, and manage your estate planning. Preparing for Retirement does this with a 176 page guide that is full of easy to read charts, examples, and an appendix of commonly used financial planning forms.

Whether it is a relaxing or action-packed and financially rewarding retirement you are looking for, this is the book for you. Retirement is also a time for new opportunities and is the start of the third significant chapter of your life. Life's story gives us the first chapter of the education years, the second chapter is working 'nine to five' and now it is time for the best chapter of the lot - the non-retirement years. Personal ambitions can be realized and new experiences enjoyed. Yet with so much to consider, people are often unsure how best to plan for their future and the scope for concern and confusion is even greater with changing retirement ages and pension rules. The Good Retirement Guide is essential reading for all those looking forward to making the most of their retirement, and offers clear and concise suggestions on a broad range of retirement-related subjects. The Guide includes information on: Pensions Tax Investment Starting your own business Your home Leisure activities Paid work How to complain (effectively!) Voluntary work How to avoid being scammed Health Holidays Looking after elderly parents Wills Revised and updated, the 2015 edition is packed with hundreds of useful suggestions and helpful websites to browse. This is an indispensable book that you will refer to again and again.

A timely guide to overcoming the retirement challenges we all face The Great Recession has placed a wake-up call to America's baby boomers. Many have not saved enough for retirement and have not taken a hard look at how many post-work years they may need to finance. Written in a straightforward and accessible style, The Hard Times Guide to Retirement Security tackles the tough questions about retirement in the new post-crash economy. Page by page, it puts retirement in perspective by touching on important issues such as insuring against the risk of outliving your assets, recalibrating damaged retirement portfolios, managing the risk of health-care expenses in retirement, and career strategies for workers who are 50 years old and up. Reveals how to boost lifetime income through better planning, and working just a few additional years Offers advice on how to hire a financial advisor whose first loyalty is to you, not Wall Street Discusses why you should rethink housing in the wake of the real estate crash Offers detailed advice on career reinvention, the 50+ job market and midlife entrepreneurship Engaging and informative, this practical guide provides the strategies needed for a truly fulfilling and secure retirement.

Martha Stewart’s engaging handbook for living your healthiest life after 40—with expertise from doctors and specialists on eating, exercise, wellness, home, and organizing, as well as caring for others. Martha Stewart’s Living the Good Long Life is a practical guide unlike any other: honest and upbeat, with clear and motivating charts, resources, and tips from doctors and wellness specialists. From the best ways to organize your home to protecting your mental well-being and appearance as you age, this book gives accessible ideas that you can incorporate every day. And when it’s time to explore caregiving for others, you’ll know how to enrich their quality of life while preventing your own fatigue. Martha’s 10 Golden Rules for Successful Aging provide a framework for chapters that cover your changing needs with every decade, including: -Healthy Eating: Stock a healthy pantry for your dietary needs. -Healthy Fitness: Stand strong on your feet by increasing your balance, endurance, and flexibility. -A Healthy Brain: Stimulate new brain activity to prevent memory loss. -A Healthy Outlook: Maintain a sense of daily purpose by strengthening social connections. -Healthy Living Every Day: Medicate wisely while paying attention to aches and pains. -Healthy Looks: Take care of your skin and match your makeup to your age. -Healthy Home: Create a home that is a reflection of how you want to live. -Healthy Living into the Future: Be your own wellness CEO to prevent future illness. -Healthy Caring: Prepare for helping others while caring for yourself, and much more! Healthy living begins with establishing small habits, and with Living the Good Long Life you’ll have a dependable source for thriving in your 40s, 50s, 60s, and beyond. "In my Foundation’s health initiatives—and in my own life—I’ve seen again and again how even small measures to improve your health can make a big difference. Living the Good Long Life is full of simple ideas that can be incorporated into daily routines to help you feel better and keep on doing what you love." —President Bill Clinton "For thirty years, Martha Stewart has carefully coached us on how to take care of our homes, our menus, our crafts. And now in Living the Good Long Life, she has brought her brilliant skills to the mission of helping us take care of ourselves. With sparkling prose, no-nonsense instruction, and, as always, oceans of wisdom, Martha implores readers not to recoil from their advancing years, but to embrace and celebrate them—with invaluable tips on keeping our diets healthy, our bodies pumping, and our outlook forever sunny. I just loved this book." —Marlo Thomas

Find all of the following, explained in plain-English with no technical jargon: How to calculate how much you'll need saved before you can retire How to use annuities to minimize the risk of outliving your money How to choose which accounts (Roth vs. traditional IRA vs. taxable) to withdraw from each year When it makes sense to use a Roth IRA conversion to save on taxes How to choose an appropriate asset allocation for your retirement portfolio How to minimize taxes by proper use of an asset location strategy How to reliably pick winning mutual funds

Whether you’re in retirement, just getting ready to retire, or 5, 10, or 40 years out, this book can help you invest smarter your whole life and yes, plan better for retirement. Harmful mythology abounds about retirement investing. Many retirees or soon-to-be retirees have heard a plethora of advice. Take 100 (or 120) and subtract your age to get your equity allocation, put the rest in bonds or cash. Buy only bonds. Buy only high dividend stocks. Or some combination! Buy equity-indexed annuities or some “guaranteed” income product. All examples of a potentially harmful myth many folks believe to be smart, strategic moves. Investors believe preparing for retirement requires a radically different set of tools or a dizzying array of products. Navigating the world of retirement products and services can be a full-time job. But investing for retirement is, in practice, not much (if at all) different from investing. In Your Retirement Plan, Ken Fisher will give readers a workable strategy to either develop their own retirement investing plan or work more successfully with a professional to increase the likelihood of achieving long-term goals while avoiding common pitfalls. The book will include easy-to-follow steps like How to think, correctly, about investing time horizon. How to better figure how much income you need How to determine if a portfolio can provide that income How to figure how much to save each year to achieve retirement goals What pitfalls to avoid And more. . . . In this retirement planning book that's not just for retirees, Fisher will hand readers the tools and confidence they need to better plan for the future.

A necessary plan for a secure and comfortable retirement. Everybody wants to retire with personal and financial peace of mind. But the question is always; will there be enough money to fund a comfortable lifestyle? That's where this book comes to the rescue, addressing every concievable concern - from healthcare to Social Security - about setting up a sound plan for retirement. And it's never too late to start. ? The Centre for Retirement Research at Boston College reports that 43% of Americans fall short of their pre-retirement income. ? Robert Powell of MarketWatch agrees that 'Americans have little set aside for retirement' ? Written by a nationally recognised financial expert ? Perfect for the nearly eight million baby boomers approaching retirement