This Book Is Useful For Administrators, Bankers And Researchers For Their Day-To-Day Activities.

With special reference to their performance in rural credit in Uttaranchal, India.

This Book Will Be Of Abiding Interest To All Those Who Are Engaged In Banking Administration Or Are Engaged In Research In The Field.

Regional Rural Banks of India: Evolution, Performance and Management is a one-stop reference book on the genesis, growth, performance, and management of the Regional Rural Banks (RRBs) in India. It is the first book of its kind, which comprehensively examines the development of modern banking in India since the ancient period to 2013 and birth, growth, and performance of Regional Rural Banks from 1975 to 2014. It looks at all the facets of operations like structure, financial management, deposits, advances, NPA management, ALM, and risk management practices prevalent in RRBs. It also describes role of IT in RRBs. The book will fill the long-felt absence of an authentic book on the functioning of RRBs of India. The book is expected to serve as a handbook for the new recruits and also as a reference book for the senior bankers and policy makers. The book, rich with volumes of latest data, provides various regulatory guidelines pertaining to day-to-dayoperations, management, and control of the rural banks. The book is targeted at the professionals, academicians, as well as students.

Institutional finance is an important pre-requisite for rural development. Institutional credit entered the rural areas a long ago the form of co-operatives and later in the form of commercial banks after their nationalisation in 1969. But these institutions failed to penetrate the rural areas as the benefits of the institutional credit continued to be cornered by the influential and economically and politically powerful sections of the society.

Papers presented at the National Seminar on Impact of Gandhian Thought on Globalisation, held at Tirupati during 29-30 March 2006.