"This guide is for seniors, their family members, care-givers, friends, and anyone else who may find it useful. It is not meant to include everything but tries to answer some common concerns when it comes to seniors' safety and security. The goal is to raise awareness of seniors' safety issues to improve their quality of life. The information in this guide can also be used to help people and their loved ones discuss this topic to help recognize a potential crime situation and show how to reduce or remove the risk"--Page 2.

This recently updated guide produced by the Bureau of Consumer Financial Protection (BCFP) and the Federal Deposit Insurance Corporation (FDIC) provides information on common frauds, scams and other forms of elder financial exploitation and suggests steps that older persons and their caregivers can take to avoid being targeted or victimized.The mission of the BCFP, a government agency, is to make markets for consumer financial products and services work for consumers by making rules more effective, by consistently and fairly enforcing those rules, and by empowering consumers to take more control over their economic lives. The FDIC is an independent agency created by the Congress to maintain stability and public confidence in the nation's financial system.

By recounting actual court cases, this book examines the multi-billion-dollar elder fraud industry, the special vulnerabilities of those it targets, and the ease and frequency with which it obtains hundreds of thousands of dollars per victim. It also reveals successful strategies for combating that industry and the important contributions to that effort by concerned bankers, doctors, reporters and others in the private sector. The cases reveal an increasingly sophisticated global industry that targets each victim with a series of repeat "hits." This tactic--criminals call it "reloading"--sets the elder fraud industry apart from groups that defraud younger individuals. Twelve key age-related fraud vulnerabilities are illustrated in the cases. So, too, are the scammers' skills in mapping their target's unique combination of vulnerabilities and then tailoring their narratives to exploit each one. Most of the cases highlight actual victims, scam artists or fraud fighters. Their individual stories range from inspiring and sometimes comical to frustrating and deeply disturbing. Readers with aging parents, law enforcement officials, medical professionals, members of the financial industry and others who work with older adults will find it particularly useful.

Practical Advice for Taking Care of Loved Ones as They Get Older The rapid aging of the American population and its accompanying epidemic of dementia and Alzheimer's disease has brought about an awareness of the increasing vulnerability of our elders. Taking care of our parents and protecting them from exploitation and abuse at the hands of others can evolve into a virtual full-time occupation, especially among today’s baby boomers. The Family Guide to Preventing Elder Abuse provides a practical manual to help prepare the reader for the challenges that arise as our parents begin to lose their independence. In each chapter of this guide, a nationally recognized expert provides specific advice regarding effective actions that can be taken in order to protect loved ones in every area of their lives. They offer practical answers to such questions as: What qualities should you look for in a caretaker? What are the pros and cons of trusts and guardianships? Who do you go to if you suspect abuse of any kind? How do you best protect your own rights so that you can preserve the rights of your loved one? What should you know about dealing with hospital staff when it comes to making end-of-life decisions? The Family Guide to Preventing Elder Abuse addresses every personal, medical, financial, and legal consideration that may arise for adult children of a senior citizen.

A Novel of Redemption from Addiction and a Broken Family “A Clean Heart picks at the knot of addiction and recovery insistently and with a wholesomeness intriguingly at odds with its subject. I enjoyed this book.” –Thomas Beller, author of The Sleep-Over Artist Carter Kirchner struggles to stay sane and sober as a counselor at Six West, an adolescent drug treatment center run by Sister Mary Xavier, a hard-drinking nun with an MBA. The young Kirchner is caught between Sister Mary’s plan to rescue the center by reforming a hard-case kid and the dysfunctional staff’s clumsy plan to intervene on their boss’s drinking. Meanwhile, Carter’s mother?who never forgave him for giving up a promising hockey career to treat his own addiction?lands in the hospital with an advanced case of cirrhosis. Before Carter can help the young addict commissioned to his care or safely navigate the staff’s dysfunctional intervention effort, he must rescue himself from his family’s broken past. A Clean Heart is a novel by John Rosengren, a writer and recent nominee for a Pulitzer Prize who knows the territory of addiction. He went through treatment at age 17 and has been clean and sober since 1981. He also worked in adolescent treatment centers when he was younger. John Rosengren’s articles have appeared in more than 100 publications, including The Atlantic, New Yorker, Reader’s Digest, Sports Illustrated, and Utne Reader. If you are a fan of the 2018 films Ben is Back or David Sheff’s Beautiful Boy or have read addiction memoirs such as If You Love Me or We All Fall Down, you will love reading John Rosengren’s A Clean Heart.

The Canadian edition of The Little Black Book of Scams is a compact and easy to use reference guide filled with information Canadians can use to protect themselves against a variety of common scams. It debunks common myths about scams, provides contact information for reporting a scam to the correct authority, and offers a step-by-step guide for scam victims to reduce their losses and avoid becoming repeat victims. Consumers and businesses can consult The Little Black Book of Scams to avoid falling victim to social media and mobile phone scams, fake charities and lotteries, dating and romance scams, and many other schemes used to defraud Canadians of their money and personal information.

Learn to start open, productive talks about money with your parents as they age As your parents age, you may find that you want or need to broach the often-difficult subject of finances. In Mom and Dad, We Need to Talk: How to Have Essential Conversations with Your Parents About Their Finances, you’ll learn the best ways to approach this issue, along with a wealth of financial and legal information that will help you help your parents into and through their golden years. Sometimes parents are reluctant to address money matters with their adult children, and topics such as long-term care, retirement savings (or lack thereof), and end-of-life planning can be particularly touchy. In this book, you’ll hear from others in your position who have successfully had “the talk” with their parents, and you’ll read about a variety of conversation strategies that can make talking finances more comfortable and more productive. Learn conversation starters and strategies to open the lines of communication about your parents’ finances Discover the essential financial and legal information you should gather from your parents to be prepared for the future Gain insight from others’ stories of successfully talking money with aging parents Gather the courage, hope, and motivation you need to broach difficult subjects such as care facilities and end-of-life plans For children of Baby Boomers and others looking to assist aging parents with their finances, Mom and Dad, We Need to Talk is a welcome and comforting read. Although talking money with your parents can be hard, you aren’t alone, and this book will guide you through the process of having fruitful financial conversations that lead to meaningful action.

A practical guide to avoiding the most common scams, from a fraud-fighting expert U.S. consumers lose billions of dollars each year to scam artists—and the next victim could be you. While anyone can be targeted, many victims are older. In AARP's Outsmarting the Scam Artists, renowned fraud-fighter Doug Shadel offers practical advice for consumers who want to protect their money as well as the financial assets of their parents and families. Despite the rise of scams, many people are embarrassed to admit they've been victimized. The author helps break the cycle of shame by including accounts from the people who've been scammed as well as tips from a surprising source: convicted con artists who reveal how they've defrauded people like you. Get practical tips to combat all kinds of scams, from simple lottery tickets to non-existent oil and gas deals and religious ponzi schemes Learn how to protect yourself by securing your mailbox and fraud-proofing your trash Get inside the head of sophisticated scam artists to discover how you can become the type of individual they avoid Scammers are everywhere. But with Outsmarting the Scam Artists in hand, you can protect yourself and your money.