Mortgages don’t have to cost an arm and a leg— even in today’s volatile market.

H. Kent Baker and Vesa Puttonen show new investors how to avoid rash financial decisions and basic investing sins. They help them to recognize and avoid common investing mistakes, behavioral biases, and traps that can affect sound judgment and reduce wealth. Ultimately, they explain how to separate investment fads from time-tested principles.

With real estate prices at their lowest in years and the economy poised for a rebound, it’s an opportune time to invest in commercial real estate. But credit and financing issues can still pose challenges that prospective borrowers must overcome in order to get the money and mortgage terms they need. Commercial Mortgages 101 is a step-by-step guide for both real estate investors and mortgage brokers, offering insight, practical tools and a thorough overview of commercial mortgage underwriting and credit analysis. Readers will learn how to: Think and speak like a commercial real estate lender • Quickly size and under write a basic commercial real estate loan • Prepare a personal cash flow statement and calculate true net worth and liquidity • Read and interpret a lender’s preliminary loan proposal • Create a Schedule of Real Estate Owned • Prepare a persuasive and professional loan request package • Choose the right form of ownership (including LP, LLC, Co-tenancy and others) • And more Both thorough and timely, Commercial Mortgages 101 reveals what readers need to ensure their loans are approved.

"Make no mistake; aging in America is warfare. Families suffer, lives are lost prematurely, and incomes are under siege." – Sharon Sebastian, Author As a guerilla journalist, Sharon Sebastian has written a revealing and explosive book that is blunt, unwavering and authentic with shocking insight and information about aging in America that every reader must know. The book, "AGING: WARNING – Navigating Life's Medical, Mental & Financial Minefields, is an unrelenting, take-no-prisoners exposé about the malfeasance of both government and the elder care megalopoly. When it comes to families, our aging population and our veterans, no one should attempt to maneuver through the minefields of the medical and elder care industries without being armed with this book. Sebastian warns, "Families need to know what they don't know." While alerting readers to the pitfalls of aging that are being imposed by a profit-driven care industry and lax State and Federal governments, the author builds the case and the argument that once again in America's history, in regard to how we treat our own, it is time for a radical change; it is time for America to reclaim its soul. Sebastian knows that the strongest credential for conveying truth is being on the front lines. That is why, as a guerrilla journalist, she embedded herself in the elder care system from hospitals to nursing homes uncovering a system that is deeply flawed and a liability to the future of the American family. Sharon Sebastian has witnessed it, researched it, and is now sharing it as she openly warns about the perils of aging in her fight for the rights and protections of all Americans. Sebastian gives critical insider knowledge that may help families remain both sane and solvent. It is in response to the appeals of those voices, the voices of the patients and their families that insist that "the truth must be told," that Sebastian wrote the book, AGING: WARNING – Navigating Life's Medical, Mental & Financial Minefields. There is no substitute for personal experience coupled with first-hand investigations as source material to give vital insight to families who "need to know." The author shares personal experiences and opinions along with those of experts in a variety of fields from research science, law, medicine, care providers, veterans' care, food activists, Whistleblowers and government officials which provoke thought and discussion. Sebastian's multi-year research reveals a system that both saves lives and takes lives as the great and not-so-great practice medicine and elder care.

The ultimate insider's guide to getting the best deal on mortgages... fully updated and revised!

This book is designed to assist professionals, entrepreneurs and retailers in getting the branding basics right, and growing their business through smart marketing practices. It covers identifying target markets, marketing and brand planning, media and promotions, websites, customer service, gaining repeat and new business, and building a strong reputation through public relations. Allison Mooney has contributed a special chapter on how to market successfully to different personality types, and there are a range of templates at the back of the book for testing, measuring and following up on advertising and marketing activities.

Business people who succeed seem to do things their own way. The ones who come up short all seem to keep doing things the same way. But where does the impulse for business innovation originate? How can we create the magic link between our personal instincts and a path to entrepreneurial success? Susan Meitner, founder and CEO of the fast-growing Centennial Lending Group, answers that question in a perceptive, entertaining manner. Along with her talents for business-building and personnel management, Meitner is also a natural storyteller. In this vivid, first-hand account, she reveals how a businesswoman’s entrepreneurial path can flow naturally from her upbringing and early life experience. In other words, the person you are is the foundation for the business person you will become. Your job is to understand the quirky interplay between your strengths and weaknesses, then chart a course accordingly. The setting for Crazy Lucky Girl: Do YOU Have the Keys to Success? is the mortgage business. It’s a familiar and yet suspect sector of the U.S. economy, where the American Dream meets competitive, even sharp-elbowed market practices. Readers who have been sent into pioneer sales territory will relate to Meitner’s story of “going out on the street” after starting in the safety of the back-office processing department. Those who have seen loyalties fray and friendships crack under the pressure of human ambition and marketplace rivalry will nod at many of the stories in these pages. And certainly, anyone who has bought a home, gone through a refinance, been approved for a mortgage — or been rejected for one—will gain insight from Meitner’s explanation of what truly goes on behind the facade of the home-loan process. Looking to connect your personal style and story to a tale not yet written of entrepreneurial success? The surprising and inspiring story of Crazy Lucky Girl can be your key to making that connection.

Investment Traps Exposed helps investors and investment practitioners increase their awareness about the external and internal traps that they or their clients can encounter.

Provides financial advice that speaks the language and answers the questions of the generation just starting out on the road to financial responsibility.