"Navigating Basel IV: Understanding the New Regulatory Landscape" serves as an authoritative guide for bankers, financial analysts, and regulators alike, providing comprehensive insights into the implications and intricacies of the Basel IV regulatory framework. This book is a vital resource for anyone seeking clarity and guidance in navigating the complex world of banking regulations, particularly in the aftermath of the global financial crisis. The book begins by elucidating the origins and evolution of the Basel Accords, tracing their development from the original Basel I framework to the more recent Basel III reforms and the subsequent introduction of Basel IV. Readers gain a deep understanding of the motivations behind each iteration of the Basel Accords and the key objectives driving regulatory reforms in the banking sector. Central to the book's narrative is a detailed exploration of the Basel IV framework itself. Readers are guided through the various components of Basel IV, including standardized approaches for credit risk, operational risk, and market risk, as well as the implementation of the standardized output floor and the revised framework for measuring the exposure of banks to counterparty credit risk. Moreover, the book delves into the implications of Basel IV for banks and financial institutions, exploring how the new regulatory requirements may impact capital adequacy, risk management practices, and business strategies. Through insightful analysis and practical examples, readers gain clarity on the challenges and opportunities presented by Basel IV compliance. In addition to dissecting the technical aspects of Basel IV, the book also addresses broader themes such as regulatory compliance culture, stakeholder communication, and the evolving role of regulators in ensuring financial stability. By providing a holistic perspective on Basel IV, the book equips readers with the knowledge and tools needed to navigate the changing regulatory landscape with confidence and proficiency. In summary, "Navigating Basel IV: Understanding the New Regulatory Landscape" is an indispensable resource for professionals in the banking and finance industry seeking to grasp the complexities of Basel IV and adapt their organizations to meet regulatory requirements effectively. Whether you're a banker, analyst, or regulator, this book offers invaluable insights that will inform decision-making and shape the future of banking regulation

In December 2017 the Basel committee finalised its work on the reform of the Basel III framework. Together with requirements already published in 2015 and 2016, the Basel committee changes all approaches for the calculation of RWA and the corresponding Pillar III disclosure rules. This package of new standards from the Basel Committee, which is unofficially called "Basel IV", is now the most comprehensive package of modifications in the history of banking supervision. The banking industry will face major challenges in implementing these new rules. The second edition of the "Basel IV" handbook is updated with all publications up to March 2018 and also extensively enhanced with additional details, examples and case studies. The aim is to convince the reader that we are facing a new framework called "Basel IV" and not just a fine adjustment of the existing Basel III regulations. This book covers all new approaches for the calculation of RWA: - the standardised approach (CR-SA) and the IRB approach for credit risk, - the new standardised approach for counterparty credit risk (SA-CCR), - both the standardised approach and internal models approach from the "fundamental review of the trading book" (SBA and IMA) - the basic approach (BA-CVA) and standardised approach (SA-CVA) for the CVA risk, - all new approaches (SEC-IRBA, SEC-ERBA, SEC-SA, IAA) for securitisations (incl. STS), - the approaches for the calculation of RWA for equity positions in investment funds (LTA, MBA, FBA) - the new standardised approach for operational risk (SA-OpRisk) Because of the strong relation to the Pillar I requirements, the second edition covers the topics of interest rate risk in the banking book (IRRBB), large exposures and TLAC again. Additionally, the book contains a detailed description of the Pillar III disclosure requirements. With the aid of a high-profile team of experts from countries all over the globe, the complexity of the topic is reduced, and important support is offered.

The marketing world is transforming in this era of unprecedented technological advancement, changing consumer tastes, and evolving social norms. As information flows freely and brand loyalty becomes a coveted prize, understanding what motivates consumers to choose one brand over another is paramount. Navigating the Shifting Landscape of Consumer Behavior is an authoritative exploration of the dynamic interplay between consumers, brands, and the evolving digital environment. This book dives into the contemporary consumer behavior. The narrative reveals the phenomenon of brand activism as a significant force reshaping the marketing battlefield. No longer content to remain apolitical, brands are increasingly taking stances on pressing social and environmental issues. The book critically examines the dynamics of successful brand activism and explores customer reactions to companies championing social causes. The book incorporates real-world examples and practical tactics, making it an invaluable resource for marketing scholars, researchers, professionals, educators, and graduate students.

Understanding Basel III and the thinking behind it is essential for market participants and for those charged with implementing the standards. In Basel III and Beyond, the first book-length treatment of Basel III, editors Mario Quagliariello of the European Banking Authority and Francesco Cannata of the Bank of Italy have assembled contributors from regulators and central banks involved in preparing the standards including a foreword from Mario Draghi, President of the European Central Bank.

"The ongoing COVID-19 pandemic marks the most significant, singular global disruption since World War II, with health, economic, political, and security implications that will ripple for years to come." -Global Trends 2040 (2021) Global Trends 2040-A More Contested World (2021), released by the US National Intelligence Council, is the latest report in its series of reports starting in 1997 about megatrends and the world's future. This report, strongly influenced by the COVID-19 pandemic, paints a bleak picture of the future and describes a contested, fragmented and turbulent world. It specifically discusses the four main trends that will shape tomorrow's world: - Demographics-by 2040, 1.4 billion people will be added mostly in Africa and South Asia. - Economics-increased government debt and concentrated economic power will escalate problems for the poor and middleclass. - Climate-a hotter world will increase water, food, and health insecurity. - Technology-the emergence of new technologies could both solve and cause problems for human life. Students of trends, policymakers, entrepreneurs, academics, journalists and anyone eager for a glimpse into the next decades, will find this report, with colored graphs, essential reading.

Lithium: From Discovery to Modern Energy Applications is an essential guide to understanding one of the most critical elements driving today’s technological and energy revolutions. Co-authored by experts Ronald Legarski, Yash Patel, and Zoltan Csernus, this comprehensive book delves into lithium’s journey from its discovery to its widespread use in electric vehicles, renewable energy storage, and consumer electronics. The book explores lithium's unique properties, the evolution of lithium-ion battery technology, and its vital role in shaping the future of clean energy. With insights into lithium mining and production, environmental and geopolitical challenges, and innovations in energy storage, this work is a definitive resource for anyone interested in the future of energy and technology. Ronald Legarski, President & CEO of SolveForce, brings decades of experience in telecommunications and energy infrastructure, highlighting how lithium powers modern connectivity and smart grid technologies. Yash Patel, nuclear engineer and founder of NanoGate Technologies, provides his expertise in advanced technologies, including nuclear energy and biopharma, offering insights into lithium's broader industrial applications. Zoltan Csernus, master electrician and owner of CZ Electric, contributes his four decades of experience in electrical engineering, focusing on lithium’s role in power quality and energy storage solutions. Whether you are a scientist, engineer, industry professional, or simply curious about the future of clean energy, Lithium: From Discovery to Modern Energy Applications provides an accessible and detailed look at how lithium is transforming industries and enabling a sustainable future.

The Financial Crisis Inquiry Report, published by the U.S. Government and the Financial Crisis Inquiry Commission in early 2011, is the official government report on the United States financial collapse and the review of major financial institutions that bankrupted and failed, or would have without help from the government. The commission and the report were implemented after Congress passed an act in 2009 to review and prevent fraudulent activity. The report details, among other things, the periods before, during, and after the crisis, what led up to it, and analyses of subprime mortgage lending, credit expansion and banking policies, the collapse of companies like Fannie Mae and Freddie Mac, and the federal bailouts of Lehman and AIG. It also discusses the aftermath of the fallout and our current state. This report should be of interest to anyone concerned about the financial situation in the U.S. and around the world.THE FINANCIAL CRISIS INQUIRY COMMISSION is an independent, bi-partisan, government-appointed panel of 10 people that was created to "examine the causes, domestic and global, of the current financial and economic crisis in the United States." It was established as part of the Fraud Enforcement and Recovery Act of 2009. The commission consisted of private citizens with expertise in economics and finance, banking, housing, market regulation, and consumer protection. They examined and reported on "the collapse of major financial institutions that failed or would have failed if not for exceptional assistance from the government."News Dissector DANNY SCHECHTER is a journalist, blogger and filmmaker. He has been reporting on economic crises since the 1980's when he was with ABC News. His film In Debt We Trust warned of the economic meltdown in 2006. He has since written three books on the subject including Plunder: Investigating Our Economic Calamity (Cosimo Books, 2008), and The Crime Of Our Time: Why Wall Street Is Not Too Big to Jail (Disinfo Books, 2011), a companion to his latest film Plunder The Crime Of Our Time. He can be reached online at www.newsdissector.com.

Banking Regulation in China provides an in-depth analysis of the country's contemporary banking regulatory system, focusing on regulation in practice. By drawing on public and private interest theories relating to bank regulation, He argues that controlled development of the banking sector transformed China's banks into more market-oriented institutions and increased public sector growth. This work proves that bank regulation is the primary means through which the Chinese government achieves its political and economic objectives rather than using it as a vehicle for maintaining efficient financial markets.

The Regulatory Technology Handbook The transformational potential of RegTech has been confirmed in recent years with US$1.2 billion invested in start-ups (2017) and an expected additional spending of US$100 billion by 2020. Regulatory technology will not only provide efficiency gains for compliance and reporting functions, it will radically change market structure and supervision. This book, the first of its kind, is providing a comprehensive and invaluable source of information aimed at corporates, regulators, compliance professionals, start-ups and policy makers. The REGTECH Book brings into a single volume the curated industry expertise delivered by subject matter experts. It serves as a single reference point to understand the RegTech eco-system and its impact on the industry. Readers will learn foundational notions such as: • The economic impact of digitization and datafication of regulation • How new technologies (Artificial Intelligence, Blockchain) are applied to compliance • Business use cases of RegTech for cost-reduction and new product origination • The future regulatory landscape affecting financial institutions, technology companies and other industries Edited by world-class academics and written by compliance professionals, regulators, entrepreneurs and business leaders, the RegTech Book represents an invaluable resource that paves the way for 21st century regulatory innovation.