In Smart Money Smart Kids, Financial expert and best-selling author Dave Ramsey and his daughter Rachel Cruze equip parents to teach their children how to win with money. Starting with the basics like working, spending, saving, and giving, and moving into more challenging issues like avoiding debt for life, paying cash for college, and battling discontentment, Dave and Rachel present a no-nonsense, common-sense approach for changing your family tree.

Help your child to discover and understand the real value of money and how to use it wisely. Great re-usable stickers bring extra fun to every topic and encourage children to look at the pictures carefully, learn from the characters and see how having good money sense is important in their own lives. Parents can use the gold star stickers to praise and encourage their children's good money sense, and the special wipe-clean reward chart to record their successes.

Money Sense starts with responsibility and confidence and attitude. You first must realize your money is your responsibility. Then you must learn enough about money matters to gain confidence to do what must be done. The right attitude is essential. Young professionals in their twenties and thirties already should have a good foundation of knowledge about money. Many do. Unfortunately, many do not. The goal of this book is to help young people start (or continue) moving in the right direction with money issues. The articles are short and informative. Read them and learn. Then pass on, by example, what you have learned to your peers and to your children. Bill Stanley is the Money Coach. He educates and trains; he congratulates and encourages. He teaches accountability and common sense to help you manage your Money World. Bill is a fiduciary, someone who puts the client first. He does not sell financial products. Bill helps people of all ages. His dog, Zorro the Money Dog, does one-minute videos for elementary school children. Bill works with high schoolers and young adults to point them in the right direction. His Money Sense is used by those in the middle of their careers as well as those approaching and in retirement. In this book, Bill provides solid, easy-to-understand advice to Young Professionals who are starting and building careers after formal education. Money Sense for Young Professionals will help the reader enjoy a successful Money Life.

We’re in the money! Many things come with instructions. Unfortunately, money isn’t one of them. Most people learn how to use it—or lose it—by trial and error. Dollars & Sense is a basic operating instruction manual for money that will teach readers about the history of money, the way our American economy works, and how to make important decisions about personal finance. From skulls, sheep, and shells as barter in ancient civilizations to credit, interest, and collateral of our modern day economics, money—and all its glorious uses and cantankerous troubles—is explained in this concise and entertaining volume. Learn about how to make money, how to budget your money, how the government manages (or mismanages!) money, and how to be rich without even trying. Money is sometimes your friend and sometimes your enemy, but in this day and age, we all have to learn to get along with it. An engaging and approachable guide for kids tackling how to responsibly manage their money. Included are sidebars, time lines, diagrams, a glossary, and further resources, as well as information on related topics such as the Great Recession and sequestration.

Describes the history of trading, how markets and auctions work, and what rights consumers have.

Perhaps you’d like to save some money for horseback riding lessons, for college, or for a new music album. In Savings Tips for Kids, find out how to save money, just as Mrs. Bond’s class learns how to save points that they earn in class. Find out about checking, savings, and other types of accounts you can have at your local bank, and discover the difference between simple and compound interest. Then find out why saving first and spending later—instead of borrowing and trying to repay later—is the best way to manage your money. Take the mystery out of money matters, and let your money work for you.

Explains how people use different methods of paying without using cash.

Discusses economics, different economic systems, and personal finances, and explains how to create and interpret the charts, tables, and graphs used to display different types of information about economics and money.

Presents ideas for how to make money and different ways to save money, such as in a jar, in the bank, or through investment.

A dynamic guide to more than 100 books that will get kids talking and reading more. How do children become good readers? In Reading Together, educational consultant Diane W. Frankenstein shares the secret: guiding children to find an appropriate book and talking with them about the story helps them connect with what they read. This engaging guide shares advice for parents, teachers, librarians, and caregivers on how to help children find what to read, and then through conversation, how to find meaning and pleasure in their reading. With more than 100 great book recommendations for kids from Pre-K through grade six, as well as related conversation starters, Reading Together offers a winning equation to turn children into lifelong readers. Some of the award-winning books discussed include Betty G. Birney?s World According to Humphrey, Gennifer Choldenko?s Notes from a Liar and Her Dog, and David Shannon?s Bad Case of Stripes.