This book offers an in-depth analysis of borrowing and risk taking behavior of rural people, with the aim of designing effective financial products and service delivery in the rural market. Includes analysis of government schemes to promote rural development.

Microfinance has emerged as a growing field as more businesses discover the benefits and opportunities it provides. To ensure that microfinance is utilized appropriately, further study on the best practices and difficulties is required. The Research Anthology on Microfinance Services and Roles in Social Progress considers the ways in which microfinance can be utilized to achieve social progress as well as the challenges and opportunities of this area. Covering key topics such as income, small businesses, entrepreneurship, and credit, this major reference work is ideal for industry professionals, government officials, computer scientists, entrepreneurs, business owners, managers, policymakers, researchers, scholars, practitioners, instructors, and students.

One of the major tools of attaining proper development all around the world is complete financial inclusion, such that all classes of people can secure their lifestyles through access to financial services from formal sectors. Expanding access to resources and increasing self-employment opportunities help reduce poverty and improve social development. The Handbook of Research on Microfinancial Impacts on Women Empowerment, Poverty, and Inequality is an essential reference source that discusses the role of financial inclusion in gender equality, as well as economic independence and self-employment. Featuring research on topics such as inequality, collaborative economy, and social responsibility, this publication is ideally designed for policy makers, economic researchers, and academicians seeking coverage on social mobilization, capital formation, capacity building, and pro-poor economy designs.

This book integrates the fundamental theories of decentralization and rural development, providing a comprehensive explanation of how they can be successfully implemented to improve the livelihoods of rural communities in Indonesia. The topics addressed in this book include participatory budgeting, social capital, community participation, local capacity development, and poverty alleviation, which are discussed in detail from the perspectives of local politics, public administration, rural economy, and community studies. The multifaceted interrelations between these disciplines are analyzed to formulate a framework identifying the opportunities and challenges involved in formulating guiding principles for the implementation of decentralization. Readers are provided with the necessary intellectual groundwork through theoretical discussions and case studies involving grassroots realities in Indonesian villages. This book is highly recommended for all readers who are seeking an in-depth understanding of modern efforts to effectively implement decentralization in developing countries to promote local democratization, community empowerment, and poverty alleviation.

This book conducts a holistic analysis of climate change perceptions, vulnerabilities, impacts, and adaptation, based on the primary household-data collected from the Chepang community residing in the rural Mid-Hills of Nepal. Socio-economic and demographic data from the household survey is integrated with meteorological and spatial data to conduct an integrated analysis. Quantitative analysis is also supplemented by qualitative information. Given the context of ongoing climate change, the livelihoods issues of a highly marginalized Chepang community form the center-point of analysis. The book demonstrates that balanced assets possession is a prerequisite to strengthen the adaptive capacity of the households. Furthermore, the ability of translating adaptive capacity into adaptation actions is determined by the households’ ability to correctly perceive the changes and their access to various assets. The book recommends to ensure the availability of non-farm livelihood opportunities along with access to formal/vocational education and skill development training as these are the key factors contributing to reduce the vulnerability. The book concludes that mainstreaming of climate change into development efforts is a must for sustainable development.

The social and economic systems of any country are influenced by a range of factors including income and education. As such, it is vital to examine how these factors are creating opportunities to improve both the economy and the lives of people within these countries. Socio-Economic Development: Concepts, Methodologies, Tools, and Applications provides a critical look at the process of social and economic transformation based on environmental and cultural factors including income, skills development, employment, and education. Highlighting a range of topics such as economics, social change, and e-governance, this multi-volume book is designed for policymakers, practitioners, city-development planners, academicians, government officials, and graduate-level students interested in emerging perspectives on socio-economic development.

This book analyzes the sustainability of community seed production under a rice–wheat farming system from microeconomic perspectives, considering how seed producers benefit from community seed production and how those benefits continue into the future. Seed producers’ performance in resource management, governance and marketing strategies indicates current benefits, whereas soil conservation and risk-management practices provide the basis for future benefits. Community seed production is a local-level seed management system owned by farmers. This system provides the institutional mechanism to supply diversified seed demands of open-pollinated varieties of food crops in a cost-effective way in rural regions. Being able to address the concerns of food insecurity, poverty, climate stress and biodiversity loss in programs and policies of development agencies, community seed production is gaining popularity among the farmers and the policy makers in developing countries. This book discusses the issues of organizational governance of the community seed producers’ groups and links them with household-level benefits to understand the organizational dynamism and the probable development paths of such organizations in the future. It also highlights the necessity to institutionalize lessons learned in community seed production in the stakeholders’ programs and policies. These understandings provide a basis for formulating policies for strengthening the system in developing countries. Students, researchers, policy makers and donor agencies working with CSP in the developing world will find this book useful in broadening their understanding of CSP in general and its sustainability in particular.

AIDS epidemics continue to threaten the livelihoods of millions of people in sub-Saharan Africa. Three decades after the disease was first recognized, the annual death toll from AIDS exceeds that from wars, famine and floods combined. Yet despite millions of dollars of aid and research, there has previously been little detailed on-the-ground analysis of the multifaceted impacts on rural people. Filling that gap, this book brings together recent evidence of AIDS impacts on rural households, livelihoods, and agricultural practice in sub-Saharan Africa. There is particular emphasis on the role of women in affected households, and on the situation of children. The book is unique in presenting micro-level information collected by original empirical research in a range of African countries, and showing how well-grounded conclusions on trends, impacts and local responses can be applied to the design of HIV-responsive policies and programmes. AIDS impacts are more diverse than we previously thought, and local responses more varied - sometimes innovative, sometimes desperate. The book represents a major contribution to our understanding of the impacts of AIDS in the epidemic's heartland, and how these can be managed at different levels.