The book examines the criteria used to determine the law relating to disputes over letters of credit where several parties are involved and each is situated in a different jurisdiction with no choice of law specified. Chapters include: relationships and connecting factors related to a letter of credit transaction; conflict of law rules; and, specific criteria as a solution to conflicts of laws in matters of letters of credit. The work is aimed at practitioners involved in financial and banking law or the settlement of disputes, financial institutions and those involved in importing and exporting.

Audi Gozlan, a certified yoga instructor and the founder of Kabalah Yoga, offers a book that fuses the practice of yoga with the ancient wisdom of Jewish mysticism, teaching you how to awaken the secret energy of each Hebrew letter in order to enliven your practice and experience the hidden powers of the universe. There is an authentic need for spirituality in our lives—one that connects us with the sacred, something greater than ourselves, but that is also practical, touching the body and soul in deep and meaningful ways. While yoga offers us postures (or asanas), breathing, and meditation techniques, it may not always fulfill the deep desire for spiritual connection that has arisen. But when combined with the mystical tradition of Kabalah, it may be just the answer modern spiritual seekers are after. Kabalah Yoga blends the movement and meditation of Hatha flow yoga with the ancient teachings of Kabalah, incorporating the wisdom of the Hebrew letters, also known as the Sacred Shapes, which are believed by Jewish mystics to be divine templates that contain the creative energy of the universe. This book describes the body, breath, and soul found within each of the Sacred Shapes, and shows that by moving your body into asanas based on each letter of the Hebrew alphabet and meditating on their meaning, you can unlock and embrace their great, empowering, and healing wisdom. Kabalah Yoga brings a new form of awareness to the practice of yoga as a language of the soul, allowing you to journey deep within and discover yourself from the inside out, while tapping into the divine energy of each of the Sacred Shapes. With the explanations, insights, stories, meditations, and photographs in this book, you’ll enhance your practice and improve your life.

Expert tips and 300 sample letters make business and personal correspondence a snap. When trying to close a sale, answer a complaint, or offer thanks, a well-crafted letter can make all the difference. Packed with practical advice and 300 easy-to-adapt sample letters, this all-purpose guide shows readers how to write letters that get results -at work and at home. Covering the nuts-and-bolts of letter writing as well as the secrets of high-impact prose, the book delivers proven recipes for attention-grabbing introductions, persuasive arguments, memorable phrases, and closing clinchers. Best of all, it offers guidance on business and personal letters for every circumstance, from job hunting, selling, fundraising, and asking favors to giving a reprimand, responding to criticism, expressing sympathy, and declining gracefully. It's the only reference anyone will ever need to write the perfect letter, whatever the occasion.

The Law of Banking and Payment in South Africa provides an explanation of some of the more important aspects of the law applicable to banks and banking in South Africa, along with the principles that govern payment and payment systems in this country. The Law of Banking and Payment in South Africa covers the following areas: a general introduction to banks and banking law; the nature of banking law and its sources; the role and function of the Reserve Bank and the various statutes that regulate banks; the bank-customer relationship; miscellaneous banking services provided by banks; general principles of payment; the law applicable to various payment systems; unauthorised cheque payments and unauthorised electronic funds transfers; international sale transactions; and bank guarantees.

Transaction cost economics has and continues to be a fruitful area of research. There is still much to be done in the field with past research being used in conjunction with the vast number of contractual phenomena that have yet to be investigated in transaction cost economics terms. New challenges are posed by the need to move beyond the design of new contractual instruments (such as financial derivatives) to include an examination of the lurking hazards that attend contract implementation.