America's health-care system is the envy of the world, but it faces serious challenges. The costs of care are rising rapidly, the number of uninsured Americans is at an all-time high, and public dissatisfaction is steadily increasing. How can we preserve the strengths of our current system while correcting its weaknesses? Three of America's leading health-care scholars answer that question in Healthy, Wealthy, and Wise. Poorly conceived federal tax policies, insurance regulations, and barriers to entry have distorted health-care markets and inhibited competition. John F. Cogan, R. Glenn Hubbard, and Daniel P. Kessler propose five key policies to build a better health-care system: (1) health-care tax reform, (2) insurance reform, (3) improvement of health-care information, (4) control of anticompetitive behavior, and (5) malpractice system reform. Together, these changes would harness the power of markets to deliver better health care to Americans. These reforms would strengthen consumers' ability to be cost- and value-conscious shoppers, while promoting quality and innovation in health care, pharmaceuticals, and medical technology. And, by cutting the cost of care by $60 billion per year, these reforms would make health insurance affordable for at least 6 million--and perhaps as many as 20 million--uninsured Americans.

"Expertly reasoned and meticulously researched, Wealthy and Wise shows us how we can convert tax-deductible contributions to great reward at little or no personal risk. Rosenberg provides a detailed plan for transforming our troubled communities and improving our lives, and the lives of all Americans, by learning simple strategies for more effective giving. In addition to teaching people of all tax brackets how to cultivate constructive financial habits, this innovative guide will tell you everything you need to know to turn your philanthropic contributions into the soundest investments of all, including: how to calculate what you can realistically afford to give, and where to consider giving it; how to contribute most effectively within your own area of interest, and how to assess where your money is going; how to promote leadership locally; how to estimate your needs over short and long periods of time; how to plan bequests to your children and to charities; how to stop depriving yourself, and allay anxieties over dipping into capital, by learning a new definition of surplus money; how to diversify assets to protect financial investments; how to establish cushions against unforeseen financial problems; and how to plot your own lifelong financial statement and chart goals for personal wealth and intelligent gifting.".

Have you ever felt your kids were spoiled or ungrateful? Are your children overly focused on material possessions? Do your kids really understand the value of money and how hard it is to earn it? Are you concerned about your children's initiative and level of achievement? Do you worry that your kids won't be able to make it on their own? If you answered yes to any of these questions, then you are not alone. Many parents, just like you, well know how to succeed financially, but are still left with nagging concerns about how their prosperity will affect their children. This book offers a vital new program based on the Five Immutable Laws of Financial Parenting, practical principles to guide your every decision when handling your kids and money. Filled with valuable self-assessment tools and corrective prescriptions, the book serves as a timely, compassionate guide that will help you raise happy, well-adjusted and financially secure children, no matter what their age or stage in life.

This historic book may have numerous typos and missing text. Purchasers can usually download a free scanned copy of the original book (without typos) from the publisher. Not indexed. Not illustrated. 1855 edition. Excerpt: ... CHAPTER IV. EABLY BI8ING PBOMOTES THE HEALTH OF THE MIND AND SOUL. This is unquestionably by far the most important view of the subject. How we may best promote the interests of the soul, and develope the faculties of the understanding, should ever be our chief concern. And I submit that early rising is eminently calculated to help forward both of these grand objects. That it is so, it needs only to be tried to prove, if the testimony and the example of many of the most holy and most learned men be not sufficient evidence. And I think that every one, who, from conviction and from choice, has adopted the practice of rising early, would be most unwilling to fall into the opposite habit. An habitual early riser, especially if a child of God, knows well that his intellectual vigour, his cheerfulness, his comfort, and his contentment of mind, are materially aided and improved by this means. He also knows well that his spiritual strength, his loving-service for God, his selfcontrol, his peace of mind, together with all other inward graces and outward evidences of them, depend not a little upon the recollectedness of mind, and the time for devotional exercises, which the habit of rising early helps him to cultivate, and secure. To enlarge, then, upon some of these advantages: --I. First, as to those which the Mind derives by this means, it has been found by experience, that, 1. The TTUDEBSTANDING is most VIGOBOtTS m the early morning; and that Eaely Eisiug Impboyes It. The mind is clearer, and the judgment more to be depended upon, in the early morning, than at any other part of the day. It is the habit of judicious men to "sleep upon" any important plan or decision, at least one night if they can, before committing themselves to it. They know...

Sociologists, therapists, and psychiatrists have spent entire careers investigating the ins and outs of health, success, and happiness, but their findings are inaccessible to ordinary people, hidden in obscure journals seen only by other experts. Now David Niven, the international bestselling author of the Simple Secrets series, has collected the most current and significant data from more than a thousand of the best scientific studies on three of the most important aspects of our daily lives. Niven has boiled these findings down to sound, succinct advice for each day of the year, presenting 365 essential ways to find and maintain health, wealth, and wisdom. Each entry is accompanied by a true story showing the results in action. Whether you want to enhance your body, your bank account, your IQ, or all three, this bestselling series offers 365 essential ways to let science help you.

Do you ever feel as though you're sleepwalking through life? Awake, but not fully conscious? Surviving, but not thriving? In Metamorphosis, Sara Madderson lays out a framework for making changes in our lives that will bring us greater joy, consciousness and wonder, elevating our human relationships and our perceptions of the world around us.

For many Americans there is a cloud of uncertainty and high anxiety around their wealth building ability. Most retirees will depend on one stream of income to support them in their 20+ years of retirement -- Social Security. However, in an uncertain global economy, confidence in this nest egg can be daunting. Roommates for Retirement presents an additive option for people nearing retirement and those in retirement to have sufficient cash flow and other non-cash resources. Ramona H. Pearson, along with the assistance of the RoomieBear(TM) family, explores aspects of why having a roommate is a savvy option to create a healthy, wealthy, and wise retirement. Imagine a financial future that allows you the freedom to live the lifestyle you desire long after you are off the payroll.