Provides tips for financial success including facts about earning money, creating budget, savings and investments, banking, credit unions, credit cards, debt and financial technology along with a list of apps available for various financial processes and resources for additional information.

[This book] will help young people develop good financial habits at an early age - habits that will enable them to successfully make, manage, multiply, and protect their hard-earned money. [The author] motivate[s] teens and remind them that their choice is crystal clear: learn now or pay later! [The author talks about]: Credit Card debt; needs vs. wants; multiplying money; insurance essentials; secrets to saving; Internet scams. -Back cover.

Basic consumer information and guidelines on financial and workplace planning and covers a variety of topics of interest to prospective teen workers, including guidelines on when and how a teen can work; resume preparation; conducting job searches; navigating workplace culture and performance expectations; spending wisely; saving and protecting earnings and credit history; and improving financial and working skills, with money management tools and other resources for financial information offered as additional resources.

A modern primer on consumer finance and personal money management intended for readers aged 15 to 30, this guide can also serve as a primary text for high school, college, or adult education courses on personal finance. There is growing awareness that teaching consumers more about finance is an urgent national priority—and that their education should begin early. Combining practical advice with targeted information on virtually every aspect of personal finance and money management, this book is the ideal resource for young people who want to start off their financial lives properly. The guide updates traditional personal finance topics, such as budgeting, credit, debt, savings, and investment, and goes beyond those fundamentals to furnish important life lessons on such concerns as career planning, starting a business, Internet fraud, and avoiding financial scams. It even provides useful background on the tax system, how to avoid bankruptcy, legal issues young adults often face, and the plethora of government benefits they can access. In fact, young readers will come away from this book with basic knowledge of every important area of personal finance. Ideal for teens and young adults, the volume will prove useful to parents who want to educate their children about the wise use of money, preparing them to make independent financial decisions. In addition, this book can be used to meet the standards enacted in every state for developing a curriculum guide for teaching financial literacy to high school students. It can also serve as a primary or supplementary resource in personal finance or consumer economics courses for college students and adults.

This book describes the different types of financial education programmes currently available in OECD countries, evaluates their effectiveness, and makes suggestions to improve them.

Basic consumer information and guidelines on teen financial literacy and transitioning to adulthood. Offers career-planning guidance and covers internships, apprenticeships, and college; saving and spending wisely; money-management tools and other financial information offered as additional resources.

Consumer finance information for teens about loan options available for teens and talks extensively about the procedures and risks involved in personal and automobile loans.

Your Kids, Their Money gives you the tools to teach your children about the one area many parents never talk about - money. Drawing on his master's in business administration (MBA), finance experience, and practices with his own children, Clifton Corbin provides a guide for the modern parent. In this book you will learn how to educate your children on the basics of money management such as allowances and first jobs, borrowing, credit, and investing, in ways that make sense to parents and appeal to kids. Clifton's innovative approach starts by identifying teachable moments during everyday activities. You will see how to: * Involve your children in the family's finances, * Explain where money comes from, * Teach why it's essential to invest, manage debt and donate, * Gain tools to explain why sometimes you just can't afford some things, and * So much more. Throughout the book, you and your kids can participate in activities and games to engage further with financial literacy and build greater confidence. Your Kids, Their Money is the clear and simple guide you need to help teach financial literacy to your children. Applicable for kids of all ages, this guide is an investment you will want to make in building a solid foundation for your children’s future.

Seems as if everywhere you look, there are places to spend your money. How do you make sure that your money stretches to cover all of your needs and at least some of your wants? Smart shopping, setting up a budget, and building and managing your credit rating are all key skills to learn.

This second edition of the authoritative resource summarizes the state of consumer finance research across disciplines for expert findings on—and strategies for enhancing—consumers’ economic health. New and revised chapters offer current research insights into familiar concepts (retirement saving, bankruptcy, marriage and finance) as well as the latest findings in emerging areas, including healthcare costs, online shopping, financial therapy, and the neuroscience behind buyer behavior. The expanded coverage also reviews economic challenges of diverse populations such as ethnic groups, youth, older adults, and entrepreneurs, reflecting the ubiquity of monetary issues and concerns. Underlying all chapters is the increasing importance of financial literacy training and other large-scale interventions in an era of economic transition. Among the topics covered: Consumer financial capability and well-being. Advancing financial literacy education using a framework for evaluation. Financial coaching: defining an emerging field. Consumer finance of low-income families. Financial parenting: promoting financial self-reliance of young consumers. Financial sustainability and personal finance education. Accessibly written for researchers and practitioners, this Second Edition of the Handbook of Consumer Finance Research will interest professionals involved in improving consumers’ fiscal competence. It also makes a worthwhile text for graduate and advanced undergraduate courses in economics, family and consumer studies, and related fields.