AcknowledgmentsList of Contributors1. Embracing RiskTom Baker and Jonathan SimonPart One: Toward a Sociology of Insurance and Risk2 Risk, Insurance, and the Social Construction of ResponsibilityTom Baker3 Beyond Moral Hazard: Insurance as Moral OpportunityDeborah Stone4 Embracing Fatality through Life Insurance in Eighteenth-Century EnglandGeoffrey Clark5 Imagining Insurance: Risk, Thrift, and Life Insurance in BritainPat O'Malley6 Insuring More, Ensuring Less: The Costs and Benefits of Private Regulation through InsuranceCarol A. Heimer7 Rhetoric of Risk and the Redistribution of Social InsuranceMartha McCluskeyPart Two: Risk(s) beyond Insurance8 Taking Risks: Extreme Sports and the Embrace of Risk in Advanced Liberal SocietiesJonathan Simon9 At Risk of MadnessNikolas Rose10 The Policing of RiskRichard V. Ericson and Kevin D. Haggerty11 The Return of Descartes's Malicious Demon: An Outline of a Philosophy of PrecautionFrancois Ewald (translated by Stephen Utz)Index Copyright © Libri GmbH. All rights reserved.

For much of the twentieth century, industrialized nations addressed social problems, such as workers' compensation benefits and social welfare programs, in terms of spreading risk. But in recent years a new approach has emerged: using risk both as a way to conceive of and address social problems and as an incentive to reduce individual claims on collective resources. Embracing Risk explores this new approach from a variety of perspectives. The first part of the book focuses on the interplay between risk and insurance in various historical and social contexts. The second part examines how risk is used to govern fields outside the realm of insurance, from extreme sports to policing, mental health institutions, and international law. Offering an original approach to risk, insurance, and responsibility, the provocative and wide-ranging essays in Embracing Risk demonstrate that risk has moved well beyond its origins in the insurance trade to become a central organizing principle of social and cultural life.

An intimate and inspiring memoir and call to action from Pat Mitchell -- groundbreaking media icon, global advocate for women's rights, and co-founder and curator of TEDWomen Pat Mitchell is a serial ceiling smasher. The first woman to own and host a nationally syndicated daily talk show, and the first female president of CNN productions and PBS, Mitchell has been lauded as a powerful changemaker and a relentless advocate for women and girls. In Becoming a Dangerous Woman, Mitchell shares her own path to power, from a childhood spent on a cotton farm in the South to her unprecedented rise in media and global affairs. Full of intimate, fascinating stories, such as an encounter with Fidel Castro while wearing a swimsuit, and traveling to war zones with Eve Ensler and Glenn, Becoming a Dangerous Woman is an inspiring call to arms for women who are ready to dismantle the barriers they see in their own lives.

At a time when American urban public education is under broad attack, and in which America is perceived as a nationat risk that is losing the race to the Top, educators and politicians from across the spectrum are promoting increased emphasis on standardized testing, business models of school reform, zero tolerance, no excuses, promoting cultural assimilation, and building a standardized curriculum. Ginsberg argues that in the effort to reduce the achievement gap and mitigate the pejorative label of ‘at-risk,’ we are in danger of eliminating risk from education entirely. This is especially the case in urban schools with large numbers of poor and minority students. Ginsberg explores alternative approaches to student achievement at four dynamic Philadelphia public schools. This book provides a grounded, close look at alternative and innovative pedagogies which embrace risk through an emphasis on critical inquiry, cultural diversity, global awareness, project-based learning, collaboration, community partnerships, and student activism. The result? Schools which can nurture a new generation of students who are not only smart and literate but can think help preserve American Democracy while furthering the quest for peace, unity, equity, and social justice.

There is a misconception, within the teaching profession and the general public, that Ofsted, the Health and Safety Executive and the establishment are against children being exposed to danger and that schools are prevented from giving children experiences which involve risk. Mike Fairclough, headmaster at West Rise Junior School, has blown that theory out of the water. In the superb Playing With Fire, Mike urges all schools to follow his lead, empowering other Heads and their schools to provide activities for their pupils which include an element of risk and danger. With entertaining and visual examples of his work at West Rise, including bee keeping, water buffalo breeding, shooting, archery, Forest School, paddle boarding, and skinning rabbits, Mike breezily demonstrates how teething problems and mistakes are part and parcel of risk-taking and should be embraced. The result is an empowering book that urges educators to cultivate their own resilience, courage and trust in the same way that we are hoping to foster those qualities within our students.

This Element is an excerpt from Make More, Worry Less: Secrets from 18 Extraordinary People Who Created a Bigger Income and a Better Life (ISBN: 9780132346863) by Wes Moss. Available in print and digital formats. What it really means to see risk as opportunity: the unforgettable story of Ralph Olson, from working-class Philly to the CEO’s suite. Ralph Olson only knows one direction--forward. He grew up in gang-ridden downtown Philadelphia. Determined to succeed, he went head to head with his parents and even his football coach, Joe Paterno. Later, in business, he faced Harvard elites, Fortune 100 companies, and his wife’s cancer diagnosis--head on.

This book provides an introduction to the theory and practice of cyber insurance. Insurance as an economic instrument designed for risk management through risk spreading has existed for centuries. Cyber insurance is one of the newest sub-categories of this old instrument. It emerged in the 1990s in response to an increasing impact that information security started to have on business operations. For much of its existence, the practice of cyber insurance has been on how to obtain accurate actuarial information to inform specifics of a cyber insurance contract. As the cybersecurity threat landscape continues to bring about novel forms of attacks and losses, ransomware insurance being the latest example, the insurance practice is also evolving in terms of what types of losses are covered, what are excluded, and how cyber insurance intersects with traditional casualty and property insurance. The central focus, however, has continued to be risk management through risk transfer, the key functionality of insurance. The goal of this book is to shift the focus from this conventional view of using insurance as primarily a risk management mechanism to one of risk control and reduction by looking for ways to re-align the incentives. On this front we have encouraging results that suggest the validity of using insurance as an effective economic and incentive tool to control cyber risk. This book is intended for someone interested in obtaining a quantitative understanding of cyber insurance and how innovation is possible around this centuries-old financial instrument.

Two common temptations lure us away from abundant living—withdrawing into safety or grasping for power. True flourishing, says Andy Crouch, travels down an unexpected path—being both strong and weak. Regardless of your stage or role in life, here is a way of love and risk so that we all, even the most vulnerable, can flourish.

"Some people in life know exactly what they want to achieve. This is a book for the rest of us." - Victoria Labalme if you're trying to figure out your next steps at work or in life... if you wish you had the courage to move in a new direction... if you sense there's something more, waiting to be discovered... Risk Forward will help you find your way. In this brief, full color, whimsical book "experience," Hall of Fame speaker, leading consultant, and Wall Street Journal best-selling author Victoria Labalme shares a series of principles from the arts that are practical, reassuring, and radically freeing. "Sage advice-and brisk inspiration-for anyone contemplating the daunting prospect of a new project or change of direction." - Pamela Liebman, President & CEO, The Corcoran Group "RISK FORWARD is a mosaic that will change the way you view your life forever." - Roberta Matuson, FORBES.com "If Picasso and Apple produced a book, this would be it!!!" - Vince Poscente, New York Times best-selling author & Olympian Through these uniquely designed and thought-provoking pages, you'll learn: • 4 Questions to help you discover your next best step • How to make a decision when you have a variety of options • 3 key filters to evaluate input and advice • Permission and Ideas to express your whole self at work and in life • The #1 way to identify what really matters • What holds you back

The #1 international bestselling author of The Gray Rhino offers a bold new framework for understanding and re-shaping our relationship with risk and uncertainty to live more productive and successful lives. What drives a sixty-four-year-old woman to hurl herself over Niagara Falls in a barrel? Why do we often create bigger risks than the risks we try to avoid? Why are corporate boards newly worried about risky personal behavior by CEOs? Why are some nations quicker than others to recognize and manage risks like pandemics, technological change, and climate crisis? The answers define each person, organization, and society as distinctively as a fingerprint. Understanding the often-surprising origins of these risk fingerprints can open your eyes, inspire new habits, catalyze innovation and creativity, improve teamwork, and provide a beacon in a world that seems suddenly more uncertain than ever. How you see risk and what you do about it depend on your personality and experiences. How you make these cost-benefit calculations depend on your culture, your values, the people in the room, and even unexpected things like what you’ve eaten recently, the temperature, the music playing, or the fragrance in the air. Being alert to these often-unconscious influences will help you to seize opportunity and avoid danger. You Are What You Risk is a clarion call for an entirely new conversation about our relationship with risk and uncertainty. In this ground-breaking, accessible and eminently timely book, Michele Wucker examines why it’s so important to understand your risk fingerprint and how to make your risk relationship work better in business, life, and the world. Drawing on compelling risk stories around the world and weaving in economics, anthropology, sociology, and psychology research, Wucker bridges the divide between professional and lay risk conversations. She challenges stereotypes about risk attitudes, re-frames how gender and risk are related, and shines new light on generational differences. She shows how the new science of “risk personality” is re-shaping business and finance, how healthy risk ecosystems support economies and societies, and why embracing risk empathy can resolve conflicts. Wucker shares insights, practical tools, and proven strategies that will help you to understand what makes you who you are –and, in turn, to make better choices, both big and small.