Credit cooperatives in India make up one of the largest rural financial systems in the world. Playing a vital role in dispensing credit in largely agricultural areas, they are also the weakest link in the formal credit delivery system. This book provides a valuable case study of the traditional banking system in this developing economy, exploring the reasons for the poor performance of credit cooperatives in India and suggesting measures to revitalise them. Although this sector has grown along with the micro-credit sector to provide finance for the poor and the less creditworthy borrowers, financing development still remains a major problem in the developing world. However, the financial health of credit cooperatives in India has been a matter of perennial concern. The author argues that cooperatives hold great promise for financial inclusion if the financial position of the cooperatives can be consolidated. Providing a detailed analysis of the historical evolution of cooperatives in India, the book establishes the link between different segments of this institutional system and their performance in a commercial sense to show that cooperatives occupy an important place in India’s financial edifice as they play a key role in the multi-agency framework for rural credit delivery. As such, the analysis provides a valuable reference for scholars of economics, Asian economics and finance.

Cooperatives in India make up one of the largest rural financial systems in the world. This book deals with the traditional banking system in the developing economy of India and its evolution over time. It shows that cooperatives occupy an important place in India’s financial edifice as they play a key role in the multi-agency framework for rural credit delivery.

At a time when effective communications has become the biggest issue confronting the cooperative movement globally, the book delves into the issues of Public Relations and Media in the context of cooperatives in India. Being the largest cooperative movement in the world, with significant achievements in various areas of socio-economic activities, the Indian cooperative movement faces a big challenge of image-building which can enhance the profile of the cooperative movement, and create awareness about the beneficial aspects of cooperative development amongst the general masses. Against this backdrop, the book is a timely endeavour to analyse the issues of public relations and media which have an important role in image-building of the cooperative sector. The book with a strategic orientation comes up with fresh perspectives so as to prepare a road-map for strengthening the functioning of public relations and media in the working of cooperatives in India. As communications is considered the weakest link in the functioning of the cooperative sector, there is a strong realization that the cooperative movement in India cannot succeed without a vibrant public relations and media policy. As the communication literature in the cooperative sector in India is scanty, the book also fills a big void in enriching the subjects of public relations and media, which are generally neglected. The book deals with a wide gamut of vital issues like importance of public relations, research in public relations, media relations, community media, cooperative advocacy, success stories, strategic communications, social media, role of blogs, and also some case studies related to public relations and media. The book provides a refreshing referral benefit to students and teachers of public relations and media, research scholars, faculty members, academicians, practitioners and policy-makers related to the cooperative sector in India and abroad.

Describes the status of fruit and vegetable production in India and examines the development and status of cooperative marketing. Outlines the activities of three organizations which support cooperatives and provides case studies of four marketing cooperatives. Provides guidance on the planning and operation of these cooperatives.

This book is the outcome of a study undertaken to examine the performance of formal rural credit in India. The author had generated the information on history of public intervention in rural credit, changes made in rural credit planning and efforts made to make access to formal credit easier and effective for enhanced use of credit by all sections of rural population. He has considered different facets of access and studied the performance on different fronts. Similarly different performance variables have been examined with respect to use of credit. The analysis is extended to district level as a case study of a selected district. The exercise leads to identification of deficiencies in the existing system and provides suggestions to make it more responsive and useful to users and efficient for the lending agencies. The book is another addition to his earlier publications on agricultural finance and would be useful to students of agricultural finance and policy makers and researchers interested in the rural credit.

This study was Conducted in Most Successful Credit Cooperatives Society Waroli in Gujarat state’s Valsad District to analyze the financial performance by using the data in Five years ( 2008-09 To 2012-13 annual audit reports of the financial statements Participatory discussion with management board team of Credit Cooperative society and interview with Manager, Accountant And shareholder’s. This Financial Project examines the financial performance and health, Financial growth trends, And efficiency of Credit Cooperative society. and the loan services strategies. The health check up financial growth trend conducted in the framework of most common financial ratios used in the study. financial data concludes that Credit Cooperative Society Waroli in Valsad district has healthy position on liquidity; and good Financial growth Every year. Credit Cooperative Society Mangement good working overall efficiency.